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May 31, 2014 Scura Law Firm Bankruptcy, Chapter 13, Foreclosure

Chapter 13 Bankruptcy Reduced Homes Lost to Foreclosure By 70%

The real estate bubble caused a great disruption in the market for homes in the United States. Home prices were driven up and then collapsed, taking with them much of the economy and many jobs. The...

March 2, 2014 Scura Law Firm Bankruptcy, Foreclosure

Should You File Bankruptcy Before a Sheriff Sale in NJ?

The Third Circuit Court of Appeals in In re Connors, 497 F. 3d 314 (3d Cir. 2007), held that a debtor filing a Chapter 13 bankruptcy does not have the right to cure a default on a mortgage secured by...

January 27, 2014 David E. Sklar Bankruptcy, Chapter 13, Foreclosure

Chapter 13 Bankruptcy Is a Viable Option to Help You Keep Your Home

In the aftermath of the housing crisis of 2008, a significant number of home owners found themselves with mortgage debt that vastly exceeded the value of their homes. As the economy has continued to...

January 15, 2014 Scura Law Firm Foreclosure

New Jersey Foreclosure Process Is Taking Longer Than Usual

When you find your dream home, you buy it and likely make plans for how you will personalize it. As time progresses, you slowly see your dream becoming a reality. While that is what most people think...

October 3, 2013 Scura Law Firm Bankruptcy, Foreclosure, Chapter 7

Chapter 7 Bankruptcy as a Strategy to Halt a New Jersey Foreclosure

Though the filing of a Chapter 7 bankruptcy may in certain circumstances prevent a foreclosure sale from going forward, this is somewhat dependent upon whether the homeowner has filed for bankruptcy...

September 3, 2013 Scura Law Firm Bankruptcy, Foreclosure

How Do You Avoid or Delay Foreclosure by Filing for Bankruptcy?

Dealing with financial problems is life changing for any New Jersey resident. When trying to address these issues, some individuals decide to file for personal bankruptcy. Facing a foreclosure is a...

August 1, 2013 Scura Law Firm Bankruptcy, Foreclosure

Hire a NJ Bankruptcy Attorney to Stop Foreclosure

It is probably fair to assume that a bank does not want to foreclose on your property — especially in a challenging economy. Having said that, banks will initiate foreclosure proceedings to recover...

June 4, 2013 Scura Law Firm Foreclosure

Unique Foreclosure-Related Challenge Widows are Facing

As the public becomes increasingly educated about the consequences of placing the names of both spouses on any kind of contract, Americans are becoming savvier about how their assets, debts and real...

March 19, 2013 Christopher J. Balala Foreclosure

Changes to New Jersey Foreclosure Mediation Program

https://www.njcourts.gov/index.htmlSignificant changes to the Residential Mortgage Foreclosure Mediation Program ("Program"), also known as State Court Mediation, were implemented by the Supreme...

January 24, 2013 Scura Law Firm Foreclosure

When It Comes to New Jersey Foreclosure Rates, Keep the Whole Picture In Mind

Due to a variety of factors, the economy seems to be recovering more quickly in some areas than others. Complicating matters is the fact that scrutiny over judicial review practices in states that...

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