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Scura, Wigfield, Heyer, Stevens & Cammarota Blog

Foreclosures and Evictions Have Already Started in New Jersey

Due to COVID-19’s continuing negative impact on the economy, thousands of New Jersey residents are still experiencing financial difficulties. Among these are homeowners receiving foreclosure complaints and renters facing eviction proceedings. For many homeowners, forbearance on their mortgage is no longer an option. Since many homeowners have already used their allotted forbearance, private lenders are no longer approving additional requests. This means New Jersey courts can start eviction proceedings against tenants that are behind on their rent. Additionally, with Executive Order No. 249 having not been extended, the New Jersey Foreclosure Moratorium ended on November 15, 2021. A dreadful statistic- in the past year more than 62,000 eviction cases have been filed in New Jersey courts alone. With the New Jersey eviction moratorium on low-income tenants having ended on January 1, 2022, New Jersey tenants could be facing even greater evictions with the new year.

Are Private Student Loans Dischargeable Under the U.S. Bankruptcy Code?


Student Loan Debt Reform: What Is The Fresh Start Through Bankruptcy Act of 2021?

As the student loan debt crisis in America becomes more alarming, and with the U.S. reaching $1.73 trillion dollars student loan debt, the options to eliminate such debts are grim at best. As recent report published by the Student Debt Crisis Center states that “90% of federal student loan borrowers are not ready to resume payments on October 1, 2021.

What Happens to My 401(k) If I Die?


Is Your Severance Pay Worth it? Talk to an Attorney First.


A severance agreement is a contract that employers often ask employees to sign upon termination. These agreements soften the blow of a firing or layoff because, in such agreements, an employer agrees to pay the terminated employee a specified sum of money that the employee is not normally entitled to receive otherwise. Severance pay is hard to turn down because it can help the terminated employee stay afloat while seeking new employment opportunities. However, severance agreements are not without cost.

New Jersey New Law Requires Mandatory Policy Limit Disclosure Before Lawsuit


The new law requiring insurance companies to disclose the policy limits before a lawsuit is filed to an injured party’s attorney will have a substantial positive impact on settlement discussions. Prior to this law, insurance companies did not have to tell an attorney representing an injured victim how much the insurance limit on their insured – typically the at fault party – had under their policy. On July 22, 2021, legislation passed (Session Bill S-1558/A-3444) requiring insurers who issue policies of automobile insurance in New Jersey to tell an insured’s policy limits to a licensed, practicing New Jersey attorney who makes a written demand.

Governor Signs Into Law Requirement For Auto Insurance Companies To Disclose Policy Coverage Limits Prior to Lawsuit



Background of S-1558

On July 22, 2021 Governor Murphy signed into law S-1558. This new law requires auto insurers to disclose policy coverage limits to an injury victim when requested by their attorney. Prior to passage of this significant legislation, New Jersey law required that a lawsuit be filed before policy amounts were disclosed. This meant that countless unnecessary lawsuits were filed so that an injury party and his or her attorney could receive basic information from the insurance company.

How to Find the Best Personal Injury Attorney in New Jersey - Free Consultations


The gift of mobility is something we often take for granted. After getting injured, there are many things that you may need assistance with – physical, let alone tedious, tasks. Then, you have  medical bills – and are clouded by those hovering over your head. You probably are not thinking about all of the logistical, administrative, and compensatory tasks. But you should consider at least a few.

When Is a Dog Owner Liable for a Dog Bite in New Jersey?


Chapter 7 Bankruptcy Vs. Chapter 13 Bankruptcy in New Jersey

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