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Gambling debts are more common in bankruptcy than many people realize. With the rise of online casinos, sports betting apps such as FanDuel and DraftKings, and fast paced digital gambling platforms,...

Anyone living in New Jersey knows the reality: real estate is expensive and only getting more so. While that can make buying a home difficult, it also means many homeowners experience significant...

Whether you’re a debtor hoping to discharge overwhelming debts or a creditor looking to get paid, a proof of claim is an important part of the bankruptcy process. Filing – or failing to file – a...

At Scura, Wigfield, Heyer, Stevens & Cammarota, LLP, we understand the challenges immigrants face—especially those navigating both the U.S. immigration system and overwhelming debt. As a New Jersey...

One of the most common questions we hear as bankruptcy attorneys is whether a married couple should file together. The unfortunate answer, as always is “it depends.” Very often, married couples will...

When filing for bankruptcy, a debtor must disclose all information regarding their personal assets, liabilities, accounts, and just about any information that may be pertinent to determining what...

Facing financial hardship can lead to considering bankruptcy as a solution, and timing is crucial. In New Jersey, a typical Chapter 7 bankruptcy wraps up within 90 days. This blog will guide you...

Filing for bankruptcy can feel overwhelming, especially when you're unsure of what you'll be allowed to keep. In New Jersey, certain assets are protected under bankruptcy exemptions, safeguarding...

Facing financial hardship in New Jersey might have you considering bankruptcy, but how do you know if you qualify based on your income? As of now, a single earner's median income to file for...

The main goal of a bankruptcy case is to discharge the debtor of all debts. This means eliminating all remaining debts. In chapter 7, this happens usually within 90 days of filing. In chapter 13,...