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February 2, 2022 John J. Scura III Insurance Claims, Car Accident, Personal Injury

The New Jersey Insurance Fair Conduct Act Helps Consumers with Uninsured and Underinsured Motorist Coverage

On January 18, 2022, Governor Murphy signed a historic bill that will permit an insured to file a bad faith claim against its own insurance company where it fails to reasonably settle an...

September 28, 2021 John J. Scura III Insurance Claims, Car Accident, Accident

New Jersey New Law Requires Mandatory Policy Limit Disclosure Before Lawsuit

The new law requiring insurance companies to disclose the policy limits before a lawsuit is filed to an injured party’s attorney will have a substantial positive impact on settlement discussions....

December 29, 2020 John J. Scura III

What Covid-19/Coronavirus Pandemic Defenses Are There to a Commercial Lease to Stop Eviction or Get Out of a Contract In New Jersey

The Covid-19/Coronavirus Pandemic has created a new defense to commercial leases and contracts into our legal landscape in New Jersey. Many businesses are unable to pay on their leases or perform on...

November 17, 2020 John J. Scura III Corporate Litigation, Business Law

What is a Merchant Cash Advance?

A Merchant Cash Advance (“MCA”) allows an MCA provider (“buyer) to purchase future credit or debit card sales from the merchant (“seller”). The payback amount depends on the merchant’s sale volume....

November 17, 2020 John J. Scura III Bankruptcy, Foreclosure

How Do You Stop an Eviction in New Jersey?

Update as of 6/14/21

Jamal Romero, Esq: Has the pandemic left you without a job and you can’t afford to move. Have you ever wondered if you can stop an eviction proceeding? The following information...

October 26, 2020 John J. Scura III Bankruptcy, Debt Management

Are Merchant Cash Advances Legal in New Jersey?

A Merchant Cash Advance (“MCA”) allows an MCA provider (“buyer") to purchase future credit or debit card sales from the merchant (“seller”). The payback amount depends on the merchant’s sale volume....

October 16, 2020 John J. Scura III Personal Injury

How Can I File a Personal Injury Lawsuit in New Jersey?

It is hard to know how to file a personal injury lawsuit if you have never known someone who sued another party for damages. The process might seem unknowable or beyond understanding from the...

July 14, 2020 John J. Scura III Commercial & Residential Real Estate

How Can Three-Day Review Protect My Rights On Real Estate Contract in New Jersey?

After you make an offer to buy a house and the seller accepts that offer, a pre-printed form of contract is usually prepared by a realtor setting forth the essential terms and is singed by both the...

July 10, 2020 John J. Scura III Trial Law

Suggestions to Witness at a Deposition Trial

Your fundamental and continuing obligation as a witness is to tell the truth. There can be no departure from that rule. However, the following are guidelines that may generally assist you in...

May 14, 2020 John J. Scura III

Can You Discharge Small Business Administration (SBA) Debt in Bankruptcy?

Small Business Administration (SBA) loans are no different than other debt and are dischargeable in business bankruptcy. An individual that has personally guaranteed a debt may also discharge an SBA...

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