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July 24, 2012 John J. Scura III Bankruptcy, Chapter 7

A Chapter 7 Bankruptcy Wipes Out All Mortgage Loans

Many of our clients are seeking to get out of both credit card debt and mortgage debt on a home through a Chapter 7 bankruptcy. I have been surprised lately that some clients think that they are...

September 11, 2011 John J. Scura III Bankruptcy, Chapter 7

How to Qualify for Chapter 7 Bankruptcy In New Jersey Above Median Income Level

If debtor's income is higher than the median income for the state in which they live, the debtor still may qualify for a chapter 7 by going through the bankruptcy means test. The means test is a...

August 27, 2011 John J. Scura III Insurance Claims, Accident

Ask a Personal Injury Attorney: Avoid Social Media During a Case

As all personal injury attorneys will tell you, it's important to be careful about posting information on social media when involved in personal injury lawsuits or any litigation.

August 20, 2011 John J. Scura III Bankruptcy

Can Your Employer Fire You If You Have Filed Bankruptcy?

Frequently, one of the major concerns of clients consulting with our law firm is whether they can be fired from their present job if an employer learns of their bankruptcy.  The answer is clearly no.

August 18, 2011 John J. Scura III Bankruptcy, Chapter 11

Chapter 11 Bankruptcy for Individuals

Individuals Over Allowable Debt Limit May Have to File Chapter 11

Chapter 13 Bankruptcy is the prefered bankruptcy type for an individual or consumer in a reorganization case. The fees are typically...

July 28, 2011 John J. Scura III Bankruptcy, Foreclosure

Foreclosure Law Firms Say No to Banks Proving Chain of Title

Recently, in a case involving Wells Fargo and American Home Mortgage Servicing, Inc. (AHMSI) we had the opportunity to take the deposition of bank representative Jose Colon. A copy of the deposition...

December 27, 2010 John J. Scura III Bankruptcy, Debt Management

Filing Bankruptcy vs. Settling Credit Card Debt

Everyone's situation is different and one must consider seriously whether filing bankruptcy or trying to settle with credit cards is the right strategy. If the debt is just too high for you to ever...

December 23, 2010 John J. Scura III Bankruptcy

New Jersey Bankruptcy Filings Up 16 Percent for 2010

New Jersey Bankruptcy Filings Increase

From the end of November 2009 to the end of November 2010, the total bankruptcy filings were up 16% year over year. The total bankruptcy filings from December...

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