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May 22, 2013 John J. Scura III Consumer Bankruptcy, Debt Management

Dealing with A Hoboken Bankruptcy? Your Exemptions May Have Increased

One thing many Hoboken bankruptcy clients have been surprised to find out is that their exemptions increased. On April 1, 2013, the Federal Bankruptcy asset exemptions were increased by Congress. The...

December 21, 2012 John J. Scura III Bankruptcy, Personal Injury

Can I Keep My Personal Injury Money in Bankruptcy?

Money Proceeds from a personal injury case are exempt up to certain amounts even if you file bankruptcy. For example, if you have a pending personal injury case and have to file bankruptcy, the...

December 16, 2012 John J. Scura III Bankruptcy

Can I Keep My Tax Refund in a NJ Bankruptcy?

In Bankruptcy, whether you keep your tax refund will depend upon the amount of the refund and whether it is protected under your allowable exemptions. When you file, all of your assets are protected...

December 14, 2012 John J. Scura III Bankruptcy

Ask a New Jersey Bankruptcy Attorney: Should I File Bankruptcy If I am Retired?

Many retired persons over 65 and on a fixed income struggle with outstanding debt and have to face the decision over whether to file bankruptcy. The income of many seniors is not going to increase,...

November 22, 2012 John J. Scura III Bankruptcy, Credit

Obtain a Credit Report Before Filing Consumer Bankruptcy

Prior to filing consumer bankruptcy you should obtain a copy of your credit report. Our New Jersey Bankruptcy Firm Department's practice is to request a list of creditors and then also order a credit...

October 12, 2012 John J. Scura III Chapter 13, Foreclosure

NJ Foreclosure Filings On Increase

NJ Foreclosure numbers have risen 130 percent year over year according to a report from RealtyTrac.

New Jersey Foreclosures on Increase, While Nationwide Dropping 

Nationwide the picture is different...

August 21, 2012 John J. Scura III Medical, Personal Injury

Ask a Personal Injury Lawyer: Problems with Medicare Liens

A recurring issue our New Jersey injury lawyers have noticed involves valuing Medicare and Medicaid (collectively referred to as Medicare) liens. Failure to identify and satisfy these liens in your...

July 24, 2012 John J. Scura III Bankruptcy, Chapter 7

A Chapter 7 Bankruptcy Wipes Out All Mortgage Loans

Many of our clients are seeking to get out of both credit card debt and mortgage debt on a home through a Chapter 7 bankruptcy. I have been surprised lately that some clients think that they are...

September 11, 2011 John J. Scura III Bankruptcy, Chapter 7

How to Qualify for Chapter 7 Bankruptcy In New Jersey Above Median Income Level

If debtor's income is higher than the median income for the state in which they live, the debtor still may qualify for a chapter 7 by going through the bankruptcy means test. The means test is a...

August 27, 2011 John J. Scura III Insurance Claims, Accident

Ask a Personal Injury Attorney: Avoid Social Media During a Case

As all personal injury attorneys will tell you, it's important to be careful about posting information on social media when involved in personal injury lawsuits or any litigation.

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