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Often, the bank will object when language is added to Part 4(c) of a Chapter 13 Plan. This section of the Plan is entitled "Surrender" and allows the debtor to surrender their interest in encumbered...

All property in which the debtor holds an interest at the commencement of bankruptcy is part of the estate pursuant to 11 U.S.C. §541(a)(1). A debtor is required to surrender to the trustee all...

Bankruptcy Can Stop Auto Repossession

Banks and auto dealerships will not hesitate to repossess your car if they think that you can no longer afford it. Some lenders will initiate repossession after...

On behalf of Scura, Wigfield, Heyer & Stevens, LLP

Being able to purchase and move into a new home is an exciting event for residents in New Jersey and elsewhere. This is why it is considered a very...

Most residents in New Jersey understand that there are various dangers in this world; however, many do not consider consumer goods to be one of those dangers. Nonetheless, many consumer goods, such...

Whether you are traveling down a highway or driving through a suburban neighborhood, you run the risk of being involved in a car accident. If you or a loved one was injured in a car accident that was...

Debt and Financial Problems After Retirement

Dealing with financial challenges at any age can be very frustrating. However, dealing with debt and financial problems after retirement causes some...

Choosing an attorney can be a challenge in New Jersey. There are a lot of options to choose from. Did you you know that only 2% of the attorneys in New Jersey are Certified Civil Trial Attorneys? If...

It is not uncommon for New Jersey residents to have more than a few credit cards in their wallet. Moreover, it is likely that these credit cards have a balance on them. While it is not entirely bad...

A levy on a bank account is often the impetus to seek bankruptcy protection. An issue that commonly comes up is what happens to the money held by the bank subject to the judgment creditor's levy. If...