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A common question that many clients ask during our firm’s free consultations is whether their marital spouse is required to file for bankruptcy with them. Luckily, bankruptcy law permits one spouse...

Should You Consider a Short Sale?

A mortgage short sale is not an option that everyone will want to consider. When debt becomes overwhelming, however, it is necessary to discuss your future financial...

If you find yourself behind on assessments or monthly dues owed to a condominium or homeowner’s association, then you are not alone^[1]. Bankruptcy is a route that can help you to deal with these...

While bankruptcy can offer a fresh start, the process of filing for bankruptcy can be confusing. There are certain common mistakes people make when filing for bankruptcy, so it is important to...

If you are struggling with overwhelming debt, you have options that are designed to help you get a fresh start and improve your long term financial picture. It is important, however, to know exactly...

People considering filing bankruptcy should understand the difference between a debt and a lien and how bankruptcy treats each of them.

Filing for bankruptcy can seem like an overwhelming task. There...

Filing for personal bankruptcy can be overwhelming. If you are in financial crisis and considering bankruptcy as an option for moving forward, you might be confused by the options for filing and what...

Bankruptcy may help you in getting utility services restored if you were behind on your gas or electric bill. If the gas or electric company is threatening to turn off the services, and you file...

Can You Discharge Debt Through Bankruptcy?

Is bankruptcy the answer to your financial troubles? It depends on many factors, including the amount you owe, the nature of your debt and which chapter...

Many people in New Jersey prefer to rent rather than owning their home. While not owning a home means that the renter will be able to avoid facing foreclosure of that home if they fail to make...