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A favorable credit score will help you secure credit and help to ensure that interest rates and fees tied to that credit are low. As a result, it is important to maintain a positive credit score when...

Can You Discharge Debt Through Bankruptcy?

Is bankruptcy the answer to your financial troubles? It depends on many factors, including the amount you owe, the nature of your debt and which chapter...

When Americans find that their debt has become unmanageable, there are almost always viable legal solutions available to address this challenge. Unfortunately, one of the myths about bankruptcy is...

Even Responsible People Can Get Into Debt

Since the economic downturn of 2008, it has become clear to the nation that even the most fiscally responsible individuals can suddenly find themselves...

The Census Bureau has published updated median family income. Individuals who earn more than the median income are required to take a "Means Test" to determine if they qualify for Chapter 7. The...

Significant changes to the Residential Mortgage Foreclosure Mediation Program ("Program"), also known as State Court Mediation, were implemented by the Supreme Court of New Jersey on February 27,...

Educational savings accounts are a great way to save money for college but if you are considering filing for bankruptcy, you should speak to an experienced bankruptcy attorney about the timing of...

Stipulations Regarding Tax Refunds

If you are in a Chapter 7 or Chapter 13 bankruptcy, there may be stipulations regarding your tax refund if you are receiving one. As tax time nears, it is good to...

Clients are often concerned with their ability to protect an inheritance that they are the recipient of. Sometimes clients are aware of a possible inheritance, a sick aunt or uncle who is about to...

Creative debtors have been trying to beat the system for as long as there has been a system to beat. And when those debtors are young, educated, and over indebted, the schemes can get pretty clever....