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October 3, 2012 David L. Stevens Bankruptcy, Debt Management

Does the Co-debtor Stay Protect Spouses from Tax Debt in New Jersey Bankruptcy?

Co-Debtor Stay When Only One Spouse Files Bankruptcy

Very often the impetus to commencing a New Jersey bankruptcy is to stop collection efforts by the IRS of the state taxing authority. Upon filing a...

September 13, 2012 Scura Law Firm Bankruptcy

Bankruptcy and the Baby Boomer Generation

Older Americans are doing something that their generation has never done before: filing for bankruptcy in masses. The so-called "baby boomer" generation is now facing greater financial instability...

August 21, 2012 John J. Scura III Medical, Personal Injury

Ask a Personal Injury Lawyer: Problems with Medicare Liens

A recurring issue our New Jersey injury lawyers have noticed involves valuing Medicare and Medicaid (collectively referred to as Medicare) liens. Failure to identify and satisfy these liens in your...

August 17, 2012 David L. Stevens Bankruptcy, Chapter 13

Can I Contribute to My Retirement While in Chapter 13 Bankruptcy?

The point of a chapter 13 bankruptcy is to require people that have extra money at the end of the month to repay at least a portion of their debt. The Bankruptcy Code uses an analytical approach (the...

July 24, 2012 John J. Scura III Bankruptcy, Chapter 7

A Chapter 7 Bankruptcy Wipes Out All Mortgage Loans

Many of our clients are seeking to get out of both credit card debt and mortgage debt on a home through a Chapter 7 bankruptcy. I have been surprised lately that some clients think that they are...

June 19, 2012 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

False Assumptions People Commonly Make About Bankruptcy

Many people struggling with debt are hesitant to take a big step in regaining control of their finances: filing for bankruptcy. This hesitancy often stems from feelings of fear, guilt, shame, or...

June 8, 2012 David L. Stevens Bankruptcy, Chapter 13

Can you 'Cram-Down' a Car in Chapter 13 Bankruptcy?

Modifying a Car Loan with Chapter 13 Bankruptcy

A Debtor filing a chapter 13 bankruptcy has a lot of tools available to give the him or her some breathing room. One area in which relief can be...

January 19, 2012 David L. Stevens Consumer Bankruptcy, Debt Management

Ask a Financial Attorney: Bankruptcy and Default Judgments

When clients first meet with an attorney, bankruptcy procedures may seem intimidating or overwhelming. Earlier this week I met with my first client in our recently opened office in Hackensack, New...

January 19, 2012 David L. Stevens Bankruptcy, Debt Management

Personal Bankruptcy Lawyers Can Help With Your Default Judgment

Earlier this week I met with my first client in our recently opened Hackensack office. She had a very common question: What can I do about this Default Judgment...is the creditor going to garnish my...

January 10, 2012 David L. Stevens Consumer Bankruptcy, Debt Management

Ask a Bankruptcy Law Center: Are Custodial Accounts Protected?

Custodial accounts are a frequent issue bankruptcylaw centers handle.Custodial accounts are funds in which one person sets up an account, funds it with money or other property, and controls the...

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