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New Jersey Fair Foreclosure Act

Before a lender can initiate foreclosure proceedings in the State of New Jersey, it must notify a borrower of its intent and provide the borrower some very specific...

Financial lawyers hear this one all the time: Can creditors take funds if they're held in a joint account? The answer is a little complicated.

The starting point for any "Means Test" analysis is a determination of the debtor's household income in comparison to the median income. Only those debtors with income above the median income are...

If the suspension is due to unpaid surcharges, the filing of a Chapter 7 Bankruptcy will lead to the immediate reinstatement of driving privileges in New Jersey - that is after the payment of a small...

Bankruptcy does not get rid of all types of debt. Some types of debt are presumed to be non-dischargeable: taxes, alimony/child support, government backed student loans. In other instances a creditor...

The Impact of Filing Bankruptcy on a Business

The self-employed are always concerned about the impact the filing for bankruptcy may have on their business. To answer the question, it first has to be...

It is commonly believed that Chapter 11 Bankruptcy is reserved for businesses. While it is true that a business cannot reorganize its financial affairs in a Chapter 13, it is not true that an...

If debtor's income is higher than the median income for the state in which they live, the debtor still may qualify for a chapter 7 by going through the bankruptcy means test. The means test is a...

It's been nearly a year and a half since federal health insurance reform passed. But it doesn't take full effect until next year. And in the meantime, medical bills continue to be a major factor in...

As all personal injury attorneys will tell you, it's important to be careful about posting information on social media when involved in personal injury lawsuits or any litigation.