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September 11, 2011 John J. Scura III Bankruptcy, Chapter 7

How to Qualify for Chapter 7 Bankruptcy In New Jersey Above Median Income Level

If debtor's income is higher than the median income for the state in which they live, the debtor still may qualify for a chapter 7 by going through the bankruptcy means test. The means test is a...

August 29, 2011 Scura Law Firm Medical

Medical Debt Still a Big Reason to Consider Personal Bankruptcy

It's been nearly a year and a half since federal health insurance reform passed. But it doesn't take full effect until next year. And in the meantime, medical bills continue to be a major factor in...

August 27, 2011 John J. Scura III Insurance Claims, Accident

Ask a Personal Injury Attorney: Avoid Social Media During a Case

As all personal injury attorneys will tell you, it's important to be careful about posting information on social media when involved in personal injury lawsuits or any litigation.

August 20, 2011 John J. Scura III Bankruptcy

Can Your Employer Fire You If You Have Filed Bankruptcy?

Frequently, one of the major concerns of clients consulting with our law firm is whether they can be fired from their present job if an employer learns of their bankruptcy.  The answer is clearly no.

August 18, 2011 John J. Scura III Bankruptcy, Chapter 11

Chapter 11 Bankruptcy for Individuals

Individuals Over Allowable Debt Limit May Have to File Chapter 11

Chapter 13 Bankruptcy is the prefered bankruptcy type for an individual or consumer in a reorganization case. The fees are typically...

August 3, 2011 David L. Stevens Bankruptcy, Debt Management

When It Comes to Debt Relief Sometimes It Hurts to Be Forgiven

If you owe a creditor money, you may think that it is a good thing if that creditor stops attempting to collect the debt.   Note, however, that if a creditor cancels or forgives a loan, it may report...

July 28, 2011 John J. Scura III Bankruptcy, Foreclosure

Foreclosure Law Firms Say No to Banks Proving Chain of Title

Recently, in a case involving Wells Fargo and American Home Mortgage Servicing, Inc. (AHMSI) we had the opportunity to take the deposition of bank representative Jose Colon. A copy of the deposition...

July 23, 2011 David L. Stevens Foreclosure

Do I Continue To Owe My Mortgage Company Even After Foreclosure?

As if it was not hard enough to lose ones home in a foreclosure action, could you imagine being required to write a check to the mortgage company after the home is sold at auction? Many borrowers owe...

June 17, 2011 David L. Stevens Bankruptcy

Should You File Bankruptcy Before or After a Divorce?

It is well known that the leading cause of divorce is money....or rather the lack of money. What I have come to learn after meeting with many divorced debtors in my bankruptcy practice, is that the...

June 15, 2011 Scura Law Firm Bankruptcy

Tips for Moving On After Bankruptcy

We've all heard the old saying, "Life goes on." Well, the old saying is true, and it applies very well to those who have gone through bankruptcy.

To be sure, there are challenges. Filing for...

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