A few days ago, I met a couple from New Jersey looking for financial assistance. As we went over their financial difficulties, they began telling me about this “debt consolidation program” they were...
March 11, 2022
Bankruptcy,
Chapter 13,
Chapter 7,
tax
In March 2020, thousands of businesses were forced to shut down,many Americans were left without a job, and millions applied for unemployment benefits. According to State of New Jersey’s Department...
March 1, 2022
Bankruptcy,
Credit,
student loans
Discharge in bankruptcy means to eliminate, or wipe out, a debt. Under a Chapter 7 Bankruptcy for example, unsecured debt, such as credit cards, personal loans, or medical bills, can be completely...
February 8, 2022
Bankruptcy,
Chapter 13,
Chapter 7,
tax
Although we’re still a couple of months away, the April 15th tax deadline will be here before you know it, and if you already owe income taxes for previous tax years, you could be facing an even...
February 7, 2022
Divorce,
Bankruptcy
Filing for divorce is never an easy process. This can become more complicated when one of the spouses seeks to file for bankruptcy in the middle of a pending divorce proceeding. This blog will...
October 13, 2021
Bankruptcy,
student loans
As the student loan debt crisis in America becomes more alarming, and with the U.S. reaching $1.73 trillion dollars student loan debt, the options to eliminate such debts are grim at best. As recent...
June 30, 2021
Bankruptcy,
Chapter 13,
Chapter 7
Illness, divorce, foreclosure, and job loss—almost everyone will face one or more of these issues at some point in their lives, if not all of them at the same time. If you've ever been in this...
November 17, 2020
Bankruptcy,
Foreclosure
Update as of 6/14/21
Jamal Romero, Esq: Has the pandemic left you without a job and you can’t afford to move. Have you ever wondered if you can stop an eviction proceeding? The following information...
November 17, 2020
Bankruptcy,
Attorney Fees
When you file for bankruptcy, you are often struggling to overcome the fees and debts that have smothered your financial status, so when you are offered a solution to escape that debt, your first...
November 10, 2020
Bankruptcy,
Chapter 13,
Chapter 7
When you file for bankruptcy, you often feel marked by the filing. Whether you’re buying a new car or looking for a new apartment to rent, you remain conscious that your bankruptcy will follow you....