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November 10, 2020 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

How Do You Rent a New Apartment After Filing for Bankruptcy in NJ?

When you file for bankruptcy, you often feel marked by the filing. Whether you’re buying a new car or looking for a new apartment to rent, you remain conscious that your bankruptcy will follow you....

November 4, 2020 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

Is it Better to File Chapter 7 or Chapter 13 Bankruptcy in New Jersey?

When someone researches bankruptcy for the first time, they come across individuals discussing their experiences with two entirely different forms of bankruptcy: Chapter 7 or Chapter 13. Bankruptcy,...

October 26, 2020 John J. Scura III Bankruptcy, Debt Management

Are Merchant Cash Advances Legal in New Jersey?

A Merchant Cash Advance (“MCA”) allows an MCA provider (“buyer") to purchase future credit or debit card sales from the merchant (“seller”). The payback amount depends on the merchant’s sale volume....

September 29, 2020 Scura Law Firm Bankruptcy

When Can You File Emergency Bankruptcy in New Jersey?

There is a pile of envelops, unopened, piling like a mountain outside your door – so dense and heavy you cannot escape your home. The statements from the bank reveal your accounts are empty. You have...

September 14, 2020 Scura Law Firm Bankruptcy, Chapter 11

Scura Represents The First Subchapter V Bankruptcy Plan for an Individual

We are proud to present the first consensual Chapter 11 Subchapter V Bankruptcy Plan of Reorganization for an individual debtor. Here, the Debtor’s proposed plan of reorganization was approved by the...

August 12, 2020 Scura Law Firm Bankruptcy, Chapter 7

The Chapter 7 Bankruptcy Engagement Ring Scandal – Can a Ring be Liquidated?

Marriage is a life-altering event for so many people. However, so is bankruptcy. When the two become embroiled in one another, things can quickly unravel into a complicated, involved mess. Such is...

July 21, 2020 Scura Law Firm Bankruptcy, Credit

10 Ways to Improve Credit After Bankruptcy in NJ

It is not an understatement to say that filing for bankruptcy can impact your credit score. Many fear the intense impact such a filing can have on their score, fearing apocalyptic repercussions of...

July 20, 2020 Scura Law Firm Bankruptcy

Collectibles and Bankruptcy: Keep Your Hands off My Princess Diana Beanie Baby

Everyone possesses something that carries with it great emotional value. It can be a possession we cherish, put on display, tell others its worth, and maintain even as years – decades, even – pass....

July 14, 2020 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7, Credit

How Will NJ Bankruptcy Affect My Credit Score?

A lot of uncertainty comes when filing for bankruptcy. You set out in life with dreams of financial prosperity, only to need bankruptcy relief when life gets in the way. There are several anxieties...

June 23, 2020 Scura Law Firm Bankruptcy, Foreclosure

The Rules for Sheriff Sales in New Jersey Have Changed

Property is the ultimate form of collateral. In New Jersey, when you take out your mortgages and pay your taxes, you offer up your property and home as collateral in case you fail to meet said...

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