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May 13, 2026 David L. Stevens Bankruptcy, Chapter 13, Chapter 7

Can You Keep Side Hustle Income in Chapter 7 and Chapter 13 Bankruptcy?

In today’s economy, side hustle income is more common than ever. Whether you are driving for a rideshare company, freelancing, selling products online, or taking on occasional cash work, many...

May 12, 2026 David L. Stevens Bankruptcy, Chapter 13

Do I Have to Turn Over My Tax Refund in Chapter 13—Even If It’s from a Solar Tax Credit?

May 12, 2026 David L. Stevens Bankruptcy, Chapter 13, Foreclosure

Facing Foreclosure in New Jersey? How One Client Saved Their Home with Emergency Assistance During Chapter 13

Foreclosure is one of the most stressful experiences a homeowner can face. For many individuals in Chapter 13 bankruptcy, the goal is simple: catch up on missed payments and keep the home. But when...

April 30, 2026 David L. Stevens Bankruptcy, Chapter 13

Can Married Couples File Separate Chapter 13 Bankruptcies to Get Under the Debt Limit?

For many married couples facing financial distress, Chapter 13 bankruptcy offers a structured path to reorganize debt and protect assets. However, one of the most common—and strategic—questions we...

April 29, 2026 David L. Stevens Bankruptcy, Chapter 13

What Happens After You Finish Chapter 13 Bankruptcy Payment Plan?

For many individuals, completing a Chapter 13 bankruptcy plan is a major milestone. After years of making structured monthly payments, reaching the end of the plan can feel like the finish line....

April 29, 2026 David L. Stevens Bankruptcy, Chapter 13

Can an HOA Lift the Automatic Stay for Nonpayment Even If You’re Current?

For many homeowners in Chapter 13 bankruptcy, few things are more frustrating than receiving a motion from a homeowners association (HOA) claiming nonpayment—especially when payments have, in fact,...

April 21, 2026 David L. Stevens Bankruptcy, Chapter 13

Voluntary Retirement Contributions in Chapter 13 Bankruptcy

For individuals considering Chapter 13 bankruptcy, one of the most important requirements of the process is committing disposable income toward repayment of creditors. While Chapter 13 offers...

April 17, 2026 David L. Stevens Bankruptcy, Chapter 13, Foreclosure

How to Stop a Foreclosure in New Jersey Using Chapter 13 Bankruptcy

For many homeowners, foreclosure is one of the most frightening financial experiences they can face. Falling behind on mortgage payments can quickly lead to legal action by a lender, placing a...

April 14, 2026 David L. Stevens Bankruptcy, Chapter 13, Chapter 7

Bankruptcy & Wage Garnishment in New Jersey: Can Bankruptcy Stop Wage Garnishment?

March 26, 2026 Jamal Romero Bankruptcy, Chapter 13, Debt Management, Chapter 7

Debt Consolidation vs Chapter 7 Bankruptcy vs Chapter 13 Bankruptcy: What New Jersey Consumers Need to Know

If you are considering debt consolidation or bankruptcy in New Jersey, understanding the legal differences between these options is critical. Many individuals struggling with credit card debt,...

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