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If you've started looking into filing for bankruptcy in New Jersey, you've probably come across the phrase “means test” and wondered whether your paycheck disqualifies you from Chapter 7 bankruptcy....

 For a lot of people, the phrase "meeting of creditors" is the most intimidating part of filing bankruptcy, mostly because it sounds like it's going to be a courtroom showdown. It isn't. If you've...

In today’s economy, side hustle income is more common than ever. Whether you are driving for a rideshare company, freelancing, selling products online, or taking on occasional cash work, many...

If you are considering debt consolidation or bankruptcy in New Jersey, understanding the legal differences between these options is critical. Many individuals struggling with credit card debt,...

For individuals and families across New Jersey facing mounting financial pressure, Chapter 7 bankruptcy can provide meaningful relief through the discharge of unsecured debts such as credit cards,...

In New Jersey Chapter 7 bankruptcy cases, a common point of confusion involves the treatment of judgment liens when the debtor owns no real property at the time of filing. Many debtors assume that a...

Filing for bankruptcy is often a daunting process. The intricacies of the Bankruptcy Code can often leave a debtor struggling to understand what the next best steps are. The first difficult decision...

According to the Consumer Financial Protection Bureau, the average price consumers paid for new vehicles reached a record high of $48,182 and monthly payments are up 19% from 20211. More importantly,...