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May 13, 2026 David L. Stevens Bankruptcy, Chapter 13, Chapter 7

Can You Keep Side Hustle Income in Chapter 7 and Chapter 13 Bankruptcy?

In today’s economy, side hustle income is more common than ever. Whether you are driving for a rideshare company, freelancing, selling products online, or taking on occasional cash work, many...

May 12, 2026 David L. Stevens Bankruptcy, Chapter 13

Do I Have to Turn Over My Tax Refund in Chapter 13—Even If It’s from a Solar Tax Credit?

May 12, 2026 David L. Stevens Bankruptcy

Can Undocumented Immigrants File for Bankruptcy in the United States?

One of the most common and often misunderstood questions in bankruptcy law is whether immigration status affects a person’s ability to seek financial relief. Many individuals delay or avoid exploring...

May 12, 2026 David L. Stevens Bankruptcy, Chapter 13, Foreclosure

Facing Foreclosure in New Jersey? How One Client Saved Their Home with Emergency Assistance During Chapter 13

Foreclosure is one of the most stressful experiences a homeowner can face. For many individuals in Chapter 13 bankruptcy, the goal is simple: catch up on missed payments and keep the home. But when...

April 30, 2026 David L. Stevens Bankruptcy, Business Bankruptcy

Assignments for the Benefit of Creditors in New Jersey: A Strategic Alternative to Bankruptcy

When individuals or business owners face mounting financial distress, bankruptcy is often the first option that comes to mind. However, it is not the only path. In New Jersey, an often-overlooked...

April 30, 2026 David L. Stevens Bankruptcy, Chapter 13

Can Married Couples File Separate Chapter 13 Bankruptcies to Get Under the Debt Limit?

For many married couples facing financial distress, Chapter 13 bankruptcy offers a structured path to reorganize debt and protect assets. However, one of the most common—and strategic—questions we...

April 29, 2026 David L. Stevens Bankruptcy, Chapter 13

What Happens After You Finish Chapter 13 Bankruptcy Payment Plan?

For many individuals, completing a Chapter 13 bankruptcy plan is a major milestone. After years of making structured monthly payments, reaching the end of the plan can feel like the finish line....

April 29, 2026 David L. Stevens Bankruptcy, Chapter 13

Can an HOA Lift the Automatic Stay for Nonpayment Even If You’re Current?

For many homeowners in Chapter 13 bankruptcy, few things are more frustrating than receiving a motion from a homeowners association (HOA) claiming nonpayment—especially when payments have, in fact,...

April 21, 2026 David L. Stevens Bankruptcy, Chapter 13

Voluntary Retirement Contributions in Chapter 13 Bankruptcy

For individuals considering Chapter 13 bankruptcy, one of the most important requirements of the process is committing disposable income toward repayment of creditors. While Chapter 13 offers...

April 20, 2026 David L. Stevens Bankruptcy, student loans

Filing Bankruptcy with Student Loans in New Jersey: What Borrowers Should Expect

Student loan debt has become one of the most significant financial burdens facing many individuals today. For borrowers experiencing financial distress, bankruptcy may appear to offer a path toward...

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