Are you saddled with medical debt and feeling that there is no way out? If you are, then bankruptcy is an option that you might want to consider.
February 16, 2014
Chapter 13,
Debt Management
Presently, in a chapter 13 bankruptcy, a chapter 13 debtor cannot modify the rights of a first mortgage holder on a home. However, as you would hear from an attorney, banktruptcy debtors may strip...
January 27, 2014
Bankruptcy,
Chapter 13,
Foreclosure
In the aftermath of the housing crisis of 2008, a significant number of home owners found themselves with mortgage debt that vastly exceeded the value of their homes. As the economy has continued to...
January 20, 2014
Bankruptcy,
Debt Management
If a purchase was made on a store card - say a refrigerator from Sears, furniture from Raymour and Flanigan, or a computer from Best Buy - it is very likely the creditor holds a security interest in...
January 15, 2014
Foreclosure
When you find your dream home, you buy it and likely make plans for how you will personalize it. As time progresses, you slowly see your dream becoming a reality. While that is what most people think...
January 10, 2014
Product Liability
For a consumer of goods in New Jersey, product satisfaction is always one of the top priorities. One thing that the consumer does not expect is to buy a product with his or her hard-earned money and...
January 2, 2014
Insurance Claims,
Bankruptcy
Many people filing bankruptcy in NJ are unaware that in addition to the federal bankruptcy exemptions, there are state specific exemptions. Although rare, the New Jersey state exemptions sometimes...
December 17, 2013
Bankruptcy
What Goes Into the Bankruptcy Estate?
Upon a filing of a bankruptcy, everything that the debtor has a legal or equitable interest in becomes property of the bankruptcy estate pursuant to 11 U.S.C. §...
December 15, 2013
Consumer Bankruptcy,
Bankruptcy Cost
Many people ask themselves, "Should I file bankruptcy?" Everyone's situation is different, which is why you should always consult with a qualified bankruptcy attorney before making that difficult...
December 12, 2013
Product Liability
With Christmas fast approaching, many parents are out looking to buy the latest and greatest toys for their kids. According to an annual survey of toys by the New Jersey Public Interest Research...