Blog

It is obvious that people file bankruptcy cases with a consumer debt attorney to discharge (wipe out) their debts. There are some exceptions to the debts that can be discharged. 11 U.S.C. §523. For...

The Make-Up of Assets in New Jersey Bankruptcy

It is crucial to determine the make-up of any monies that you currently possess or have a right to possess, when filing a bankruptcy case. For instance,...

The Third Circuit Court of Appeals in In re Connors, 497 F. 3d 314 (3d Cir. 2007), held that a debtor filing a Chapter 13 bankruptcy does not have the right to cure a default on a mortgage secured by...

Are you saddled with medical debt and feeling that there is no way out? If you are, then bankruptcy is an option that you might want to consider.

Presently, in a chapter 13 bankruptcy, a chapter 13 debtor cannot modify the rights of a first mortgage holder on a home. However, as you would hear from an attorney, banktruptcy debtors may strip...

In the aftermath of the housing crisis of 2008, a significant number of home owners found themselves with mortgage debt that vastly exceeded the value of their homes. As the economy has continued to...

If a purchase was made on a store card - say a refrigerator from Sears, furniture from Raymour and Flanigan, or a computer from Best Buy - it is very likely the creditor holds a security interest in...

When you find your dream home, you buy it and likely make plans for how you will personalize it. As time progresses, you slowly see your dream becoming a reality. While that is what most people think...

For a consumer of goods in New Jersey, product satisfaction is always one of the top priorities. One thing that the consumer does not expect is to buy a product with his or her hard-earned money and...

Many people filing bankruptcy in NJ are unaware that in addition to the federal bankruptcy exemptions, there are state specific exemptions. Although rare, the New Jersey state exemptions sometimes...