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July 1, 2019 Scura Law Firm Bankruptcy, Bankruptcy Cost

Bankruptcy and Executory Contracts: You Have Options

In a recent experience with a client (“Jane Doe”), she began by telling me that after six months of infusing her franchise with cash directly from her retirement accounts, the franchise was doing...

May 16, 2019 Scura Law Firm Bankruptcy, Chapter 13

WHAT HAPPENS IF YOUR LIFE CIRCUMSTANCES CHANGE DURING THE COURSE OF YOUR CHAPTER 13 BANKRUPTCY CASE

It is nearly impossible to predict what the future holds in life. Therefore, when you enter a five-year chapter 13 bankruptcy plan, you never know what life changes may be thrown your way during the...

April 5, 2019 Scura Law Firm Bankruptcy

The Effect of NJ Jointly Owned Property and Bankruptcy

In many instances, marital couples intertwine their financial affairs. This causes the vast majority of both real and personal property owned by the marital couple to be jointly owned property. This...

March 13, 2019 Scura Law Firm Bankruptcy

The Rise of Auto Loan Delinquencies: How Can Bankruptcy in NJ Help?

According to a recent study conducted by the Federal Bank Reserve of New York, 7 million Americans with auto loans were 90 or more days delinquent in 2018.More importantly, the study demonstrates...

March 13, 2019 Scura Law Firm Bankruptcy

Treatment of Judgement Liens in Chapter 7 & Chapter 13 Bankruptcies

If someone has obtained a judgment against you and docketed that judgment with the clerk of the superior court in Trenton, then that judgment-creditor has obtained a lien on all your real property...

December 7, 2018 Scura Law Firm Bankruptcy

Filing Bankruptcy During Retirement in New Jersey

More retirees in New Jersey and throughout the United States are filing for bankruptcy relief as they struggle to pay basic living expenses. According to a study published by the Consumer Bankruptcy...

August 7, 2018 Guillermo J. Gonzalez Bankruptcy

Filing for Bankruptcy Using a Power of Attorney in New Jersey

A Power of Attorney is a unique legal document that permits a designated party for conducting certain transactions on behalf of an individual. Some of these transactions may relate to insurance,...

August 1, 2018 Guillermo J. Gonzalez Bankruptcy

NJ Debtor's Bankruptcy Proceedings Following an Untimely Death

The loss of life is tragic for family members and on rare occasions loss of life may occur during a bankruptcy proceeding. If you are a successor-in-interest to a decedent’s estate that is in a...

July 25, 2018 Scura Law Firm Bankruptcy, Chapter 7

Do I 'Qualify' for a Chapter 7 Bankruptcy in New Jersey?

Clients often ask if they qualify for a Chapter 7 bankruptcy. People may not know much about bankruptcy before calling my office, but there is a general anxiety as to whether they will be "forced"...

July 17, 2018 Scura Law Firm Bankruptcy

Rule 2004 Examinations in Bankruptcy

If you are considering filing for bankruptcy, you may be wondering about your obligations during the bankruptcy process. Outside of the requirement that you attend your 341a hearing, another...

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