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Making financial decisions often means making major and life-impacting choices. When individuals in New Jersey and elsewhere take action to get their debts in order, sometimes that means initializing...

Vehicle repossession is a significant hardship in a mobile society built on the automobile. When creditors repossess a car, it makes everyday activities difficult, if not impossible, for the car...

Understanding and employing proper and healthy spending habits is not always easy. Even when consumers in New Jersey and elsewhere are aware of the dangers of accumulating credit card debt, this does...

When residents in New Jersey struggle with their bills or feel like they are drowning in debt, they often seek ways to solve these financial issues. This is often accomplished by getting a new job,...

If your finances are coming apart at the seams and your mailbox, inbox and voicemail are filled with collection notices from your creditors, you may be thinking about filing a bankruptcy. But, like...

Filing for bankruptcy is not an easy decision to make, and while personal bankruptcy could help individuals in New Jersey address debt and financial challenges, it is a major step to take. Therefore,...

Two of the most common questions I receive from individuals contemplating filing for bankruptcy are:

How long will the bankruptcy filing remain on my credit report; and

What can I do to rebuild my...

When New Jersey financial problems strike, individuals often seek to take these issues on their own. While it is possible to alleviate small financial hardships on their own, some debt relief options...

When it comes to finances, it is not uncommon for a small problem to snowball into larger issues. Specifically with home ownership, when debt continues to grow, residents in New Jersey might fear...

Your financial situation has become precarious and you are overwhelmed by debt. You decide to file for bankruptcy protection. But what do you do if you need a car? Will you be able to get a car loan?...