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What Is the Co-Debtor Stay and Why It Exists

When a person files for Chapter 13 bankruptcy, the law provides protection not only to the debtor, but also to certain individuals who share legal...

Many individuals filing for bankruptcy are surprised when they suddenly lose access to their creditor’s online payment portal. This can create confusion, especially for those who want to remain...

Most people think of bankruptcy as forms, deadlines, court hearings, and technical rules.

In New Jersey Chapter 7 bankruptcy cases, a common point of confusion involves the treatment of judgment liens when the debtor owns no real property at the time of filing. Many debtors assume that a...

The numbers are clear, foreclosure activity continues to rise all across the country and New Jersey is no exception. According to ATTOM’s Mid-Year 2025 U.S Foreclosure Market Report, the percentage...

Gambling debts are more common in bankruptcy than many people realize. With the rise of online casinos, sports betting apps such as FanDuel and DraftKings, and fast paced digital gambling platforms,...

Anyone living in New Jersey knows the reality: real estate is expensive and only getting more so. While that can make buying a home difficult, it also means many homeowners experience significant...

Whether you’re a debtor hoping to discharge overwhelming debts or a creditor looking to get paid, a proof of claim is an important part of the bankruptcy process. Filing – or failing to file – a...

At Scura, Wigfield, Heyer, Stevens & Cammarota, LLP, we understand the challenges immigrants face—especially those navigating both the U.S. immigration system and overwhelming debt. As a New Jersey...