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January 30, 2024 Aiden Murphy, Esq. Bankruptcy, Debt Management

TAKING ON DEBT AFTER FILING FOR BANKRUPTCY

Bankruptcy is a process designed to allow a debtor to obtain a fresh start through discharge of certain debts. When a debtor files for bankruptcy, they’re granted the protection of the automatic...

November 2, 2023 David L. Stevens Bankruptcy, Business Bankruptcy

Merchant Cash Advance in Bankruptcy in NJ

Merchant cash advances can provide an easy solution to a small business’s cash flow problem. However, these types of loans are often seen as predatory and, in some states, usury. While it can be a...

November 2, 2023 Paul Evangelista Bankruptcy

Do you need a social security number or other tax identification to file bankruptcy?

All United States citizens can request a Social Security Number, as well as some noncitizens that work or attend school who are authorized by the Dept of Homeland Security. In some cases, even those...

October 10, 2023 Scura Law Firm Bankruptcy

Bankruptcy & Divorce: Protecting Your Financial Interests

As a bankruptcy attorney, I'm here to shed light on an often-overlooked aspect: Chapter 13 bankruptcy can offer unique benefits in discharging certain non-support obligations stemming from divorce,...

October 9, 2023 Scura Law Firm Bankruptcy, Chapter 7, Chapter 11, Business Bankruptcy

Bankruptcy Strategies: Choosing Between Chapter 7 vs. Chapter 11 for Your Business

October 4, 2023 Aiden Murphy, Esq. Bankruptcy

Priority of Claims in Bankruptcy

Filing for bankruptcy is often seen as a last resort for most people. The purpose of filing is to achieve a “fresh start” for the debtor, allowing them to pay back parts of their debt over the course...

September 29, 2023 David L. Stevens Bankruptcy, Consumer Bankruptcy

Understanding Involuntary Bankruptcy: A Guide for Debtors and Creditors

Bankruptcy is often used by both individuals and businesses to “wipe the slate clean” and get out from often crippling amounts of debt. Most bankruptcies filed are done so voluntarily by the debtor....

August 3, 2023 Aiden Murphy, Esq. Bankruptcy

Repossession and Bankruptcy

We’ve previously discussed the automatic stay, and its effects that become active when a debtor files for bankruptcy. However, what happens when property of the debtor, such as a car, is repossessed...

July 24, 2023 David L. Stevens Bankruptcy, Chapter 13

Rebuilding Credit During Chapter 13 Bankruptcy Proceedings

Are you in the process of a Chapter 13 bankruptcy, but eager to start rebuilding your credit? Maybe you have been considering paying off your Chapter 13 plan early. Or maybe you have been thinking...

July 11, 2023 Aiden Murphy, Esq. Bankruptcy, Business Bankruptcy

Businesses in Bankruptcy

With the recent news regarding Bed Bath & Beyond filing for bankruptcy, and more recently Christmas Tree Shops, many may ask what it means for a business to file for bankruptcy liquidation. Further,...

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