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September 1, 2015 Scura Law Firm Chapter 13, Chapter 7, Chapter 11

The Basic Differences Between Chapter 7, Chapter 13 and Chapter 11 Bankruptcy

Confused on what the difference between Chapter 7 and 11 Bankruptcy is? How about the difference between Chapter 7 and 13? Scura is here to help.

August 1, 2015 Scura Law Firm Bankruptcy, Chapter 13

How Does a Chapter 13 Bankruptcy Discharge Work?

A common misconception is that a Chapter 13 bankruptcy discharge is issued when a plan of reorganization is confirmed by the court. The discharge, however, is not issued until the debtor has...

December 30, 2014 Scura Law Firm Bankruptcy, Chapter 13

Facing IRS Debt? A NJ Chapter 13 Bankruptcy may be the Answer for You

If you owe tax debt and the IRS or state is coming after you, then a New Jersey chapter 13 bankruptcy may be an option for you. 

December 5, 2014 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

When It Makes Sense for Chapter 13 to Follow Chapter 7 Bankruptcy

Chapter 13 Following Chapter 7 Bankruptcy

If you have recently filed for a chapter 7 bankruptcy and received a bankruptcy discharge but want to find a way to keep your home from a potential...

October 24, 2014 Scura Law Firm Bankruptcy, Chapter 13, Debt Management

Feel Trapped by Student Loans? Chapter 13 Bankruptcy May Be an Option

While in all likelihood, your student loans will not be discharged through a bankruptcy proceeding, a chapter 13 bankruptcy may be an option that can help you manage your debt.  

September 10, 2014 Scura Law Firm Bankruptcy, Chapter 13

A Brief Overview of Repayment Plans in a Chapter 13 Bankruptcy

When debt becomes a real issue in an individual's life, it is clear that they must take action to reduce or alleviate these financial hardships. Seeking debt relief is not always an easy step to take...

June 30, 2014 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

Not all Bankruptcy Chapters are Created Equal

Most people have a basic understanding of the difference between a chapter 7 bankruptcy and a chapter 13. Simply put, in a chapter 7 case, most debtors are not paying anything to creditors. In...

June 6, 2014 Scura Law Firm Bankruptcy, Chapter 13

Chapter 13 Bankruptcy & Affording Your Home

If you have filed a Chapter 13, you have encountered the Chapter 13 Plan. This is the repayment plan for your debts that must be submitted as part of the process in a Chapter 13. The plan, once...

May 31, 2014 Scura Law Firm Bankruptcy, Chapter 13, Foreclosure

Chapter 13 Bankruptcy Reduced Homes Lost to Foreclosure By 70%

The real estate bubble caused a great disruption in the market for homes in the United States. Home prices were driven up and then collapsed, taking with them much of the economy and many jobs. The...

February 16, 2014 Scura Law Firm Chapter 13, Debt Management

Ask a New Jersey Attorney: How Do You Strip Off or Cram Down Second Mortgages?

Presently, in a chapter 13 bankruptcy, a chapter 13 debtor cannot modify the rights of a first mortgage holder on a home. However, as you would hear from an attorney, banktruptcy debtors may strip...

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