Exploring the Pros and Cons of Filing for Bankruptcy
Bankruptcy was established by the federal government as a safety net for honest debtors who would otherwise be burdened for years or a lifetime by...
October 3, 2016
Bankruptcy,
Chapter 13
In a chapter 13, you still generally have to pay off secured loans in full, but you can restructure overdue payments or payments that have fallen in arrears. Unlike a chapter 7, in a chapter 13, you...
July 15, 2016
Bankruptcy,
Chapter 13,
Chapter 7,
Chapter 11
Bankruptcy Fact and Fiction
Some people shy away from bankruptcy or wait too long to file because of misinformation. Sadly, they needlessly suffer through hardships or forfeit hard-earned assets. At...
July 1, 2016
Bankruptcy,
Chapter 13,
Chapter 7
Dealing with money issues is already a tough situation, but a debtor could go through more financial problems and deal with more complications when they are receiving calls from creditors. Our firm...
June 24, 2016
Bankruptcy,
Chapter 13,
Foreclosure
While owning a home is considered to be part of the "American dream," it could also lead to major source of financial problems for families and individuals in New Jersey. As it is the case for many...
June 17, 2016
Bankruptcy,
Chapter 13,
Debt Management,
Chapter 7
Coming to terms with debt is not always easy; however, dealing with debt is more than just addressing financial problems. For some debtors in New Jersey, it also means preventing mistreatment by...
June 10, 2016
Bankruptcy,
Chapter 13,
Chapter 7
When individuals are struggling to get by month-to-month or even week-to-week, they are not always sure where to turn. Our firm understands that residents in New Jersey often encounter financial...
May 17, 2016
Bankruptcy,
Chapter 13,
Chapter 7
If your finances are coming apart at the seams and your mailbox, inbox and voicemail are filled with collection notices from your creditors, you may be thinking about filing a bankruptcy. But, like...
January 15, 2016
Bankruptcy,
Chapter 13
Q. What is a Chapter 13 Bankruptcy?
A Chapter 13 Bankruptcy is a reorganization-type bankruptcy that lets debtors save property and potentially pay off a smaller percentage to their creditors over...
December 21, 2015
Bankruptcy,
Chapter 13
Often, the bank will object when language is added to Part 4(c) of a Chapter 13 Plan. This section of the Plan is entitled "Surrender" and allows the debtor to surrender their interest in encumbered...