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July 25, 2018 Scura Law Firm Bankruptcy, Chapter 7

Do I 'Qualify' for a Chapter 7 Bankruptcy in New Jersey?

Clients often ask if they qualify for a Chapter 7 bankruptcy. People may not know much about bankruptcy before calling my office, but there is a general anxiety as to whether they will be "forced"...

February 2, 2018 Guillermo J. Gonzalez Bankruptcy, Chapter 7

Surrendering NJ Real Property In Chapter 7

It’s common that many clients surrender their real property in Chapter 7 cases, and assume that surrendering the property will alleviate any issues or obligations owed by them. Unfortunately, the...

January 27, 2018 Guillermo J. Gonzalez Bankruptcy, Chapter 7

Can a Debtor Avoid a Condo or HOA Lien in Chapter 7 Bankruptcy?

During the course of a Chapter 7 bankruptcy proceeding, a debtor may seek to avoid a lien filed by a condominium or homeowner association against the debtor’s real property for failure to pay...

December 27, 2017 Christopher J. Balala Bankruptcy, Chapter 7

Business New Jersey Chapter 7 Bankruptcies

Sometimes businesses just fail. The debt can become overwhelming and creditors can begin exercising their rights for repossession of equipment (leased or financed), levies on bank accounts, and...

December 18, 2017 Scura Law Firm Chapter 13, Foreclosure, Chapter 7

Can You Protect Your Home In Chapter 7 or Chapter 13 Bankruptcy?

If you own a home and you are in financial turmoil, you may be wondering what will happen to your home if you file for bankruptcy. For many, the primary concern that they have when entering the...

October 11, 2017 Guillermo J. Gonzalez Bankruptcy, Chapter 7

Can a Debtor Keep a Credit Card In a Chapter 7 Bankruptcy?

Credit Cards and Chapter 7 Bankruptcy

Personal Credit Cards

A common question that many individuals contemplating bankruptcy ask during our firm’s free consultation is whether they can retain a...

October 3, 2017 Scura Law Firm Bankruptcy, Chapter 7

Get a Fresh Start from Your Debts With Chapter 7

What could you and your family do with a fresh start from your credit card debt and other loans? Chapter 7 bankruptcy may be the best option for helping you get out from under your burden of debt,...

September 26, 2017 Christopher J. Balala Bankruptcy, Chapter 7

What Chapter 7 Bankruptcy Can’t Do

Chapter 7 bankruptcy is an extremely helpful legal proceeding for those drowning in debt. It is useful to eliminate credit card debt, medical bills, and unsecured personal loans. There are certain...

August 28, 2017 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

Chapter 7 or Chapter 13 Bankruptcy: Which Chapter is Right for You?

Most people assume that if you file for bankruptcy, you must liquidate virtually everything you own to pay your creditors. While this is true under some circumstances, you actually have more than one...

August 3, 2017 Christopher J. Balala Bankruptcy, Chapter 7

Dischargeability of Equitable Distribution in Chapter 7 and Chapter 13

The chapter of bankruptcy that an individual files is extremely important. There are several different chapters of bankruptcy and each has a set of rules and laws that govern them. If the incorrect...

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