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A Chapter 13 bankruptcy, often referred to as a wage earner’s plan, allows individuals with regular income to reorganize and repay their debts over three to five years. For many people, Chapter 13...

For individuals and families across New Jersey facing mounting financial pressure, Chapter 7 bankruptcy can provide meaningful relief through the discharge of unsecured debts such as credit cards,...

Understanding the Concern

Chapter 13 bankruptcy is designed to provide stability and a structured path toward financial rehabilitation. Yet some debtors encounter commentary suggesting that mortgage...

What Is the Co-Debtor Stay and Why It Exists

When a person files for Chapter 13 bankruptcy, the law provides protection not only to the debtor, but also to certain individuals who share legal...

Many individuals filing for bankruptcy are surprised when they suddenly lose access to their creditor’s online payment portal. This can create confusion, especially for those who want to remain...

Most people think of bankruptcy as forms, deadlines, court hearings, and technical rules.

In New Jersey Chapter 7 bankruptcy cases, a common point of confusion involves the treatment of judgment liens when the debtor owns no real property at the time of filing. Many debtors assume that a...

The numbers are clear, foreclosure activity continues to rise all across the country and New Jersey is no exception. According to ATTOM’s Mid-Year 2025 U.S Foreclosure Market Report, the percentage...

Gambling debts are more common in bankruptcy than many people realize. With the rise of online casinos, sports betting apps such as FanDuel and DraftKings, and fast paced digital gambling platforms,...