After a successful bankruptcy, a person is discharged from most debts - meaning the person no longer has any personally responsibility for the debt. What many New Jersey residents don't know,...
December 12, 2014
Bankruptcy,
Debt Management
What Property Is Included in the Bankruptcy Estate?
When you declare bankruptcy, anything that you have a property interest in becomes an asset of your bankruptcy estate. All assets of the bankruptcy...
December 5, 2014
Bankruptcy,
Chapter 13,
Chapter 7
Chapter 13 Following Chapter 7 Bankruptcy
If you have recently filed for a chapter 7 bankruptcy and received a bankruptcy discharge but want to find a way to keep your home from a potential...
November 10, 2014
Bankruptcy
New Jersey Bankruptcy Court
When most people think of going to court, they think of the local courthouse located in the county in which they reside. Bankruptcy is a federal matter, however, and not...
October 24, 2014
Bankruptcy,
Chapter 13,
Debt Management
While in all likelihood, your student loans will not be discharged through a bankruptcy proceeding, a chapter 13 bankruptcy may be an option that can help you manage your debt.
October 17, 2014
Bankruptcy,
Foreclosure
Deficiency Judgments Years After Foreclosure
Recently, Michele Conlin published an article for Reuters Online, which can be read here, stating that many Americans are struggling with banks coming...
September 19, 2014
Bankruptcy,
Chapter 7
When an individual or family decides to take the steps to end their financial challenges, they might face other issues. While filing for bankruptcy is often a real and reliable debt relief option,...
September 10, 2014
Bankruptcy,
Chapter 13
When debt becomes a real issue in an individual's life, it is clear that they must take action to reduce or alleviate these financial hardships. Seeking debt relief is not always an easy step to take...
August 29, 2014
Bankruptcy
Those facing financial challenges in New Jersey might have to face the reality of seeking debt relief. For some, this could come in the form of bankruptcy. Although it is not uncommon for individuals...
June 30, 2014
Bankruptcy,
Chapter 13,
Chapter 7
Most people have a basic understanding of the difference between a chapter 7 bankruptcy and a chapter 13. Simply put, in a chapter 7 case, most debtors are not paying anything to creditors. In...