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If a purchase was made on a store card - say a refrigerator from Sears, furniture from Raymour and Flanigan, or a computer from Best Buy - it is very likely the creditor holds a security interest in...

Many people filing bankruptcy in NJ are unaware that in addition to the federal bankruptcy exemptions, there are state specific exemptions. Although rare, the New Jersey state exemptions sometimes...

What Goes Into the Bankruptcy Estate?

Upon a filing of a bankruptcy, everything that the debtor has a legal or equitable interest in becomes property of the bankruptcy estate pursuant to 11 U.S.C. §...

frequently write about all the advantages that filing for bankruptcy has to offer. Filing for Chapter 7, Chapter 11 or Chapter 13 protections can help to halt creditor harassment, discharge or...

Many people have questions about what to do with their car loan during bankruptcy. There are a few different options, so make sure you know the details before you make a decision.

When filing for...

Though the filing of a Chapter 7 bankruptcy may in certain circumstances prevent a foreclosure sale from going forward, this is somewhat dependent upon whether the homeowner has filed for bankruptcy...

Dealing with financial problems is life changing for any New Jersey resident. When trying to address these issues, some individuals decide to file for personal bankruptcy. Facing a foreclosure is a...

Options for Dealing With Overwhelming Debt

Many New Jersey residents know what it is like to face overwhelming debt. Whether it comes from credit cards, medical bills, job loss or something else,...

A year ago, in September of 2012, my client filed for chapter 7 bankruptcy and obtained a discharge - he had a judgment creditor about to levy on his assets. He had some tax debts which he disputed...

It is probably fair to assume that a bank does not want to foreclose on your property — especially in a challenging economy. Having said that, banks will initiate foreclosure proceedings to recover...