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Dealing with financial problems is life changing for any New Jersey resident. When trying to address these issues, some individuals decide to file for personal bankruptcy. Facing a foreclosure is a...

Options for Dealing With Overwhelming Debt

Many New Jersey residents know what it is like to face overwhelming debt. Whether it comes from credit cards, medical bills, job loss or something else,...

A year ago, in September of 2012, my client filed for chapter 7 bankruptcy and obtained a discharge - he had a judgment creditor about to levy on his assets. He had some tax debts which he disputed...

It is probably fair to assume that a bank does not want to foreclose on your property — especially in a challenging economy. Having said that, banks will initiate foreclosure proceedings to recover...

Bankruptcy can help an individual get caught up on missed child support payments (often called "arrears"). Child support is priority debt and non-dischargeable, meaning the debt cannot be wiped out...

It has become a well-known fact that student loan debt is crippling the financial futures of a young generation of Americans. Especially for those graduates who found themselves newly in the market...

Filing for Bankruptcy Gets the Creditors Off Your Back

Any debtor who files a petition in good faith in U.S. Bankruptcy Court is automatically and immediately protected from creditors. No more phone...

How Bankruptcy Affects Co-Debtors

It is important for every individual who is filing bankruptcy to consider those who may be co-debtors on any of their debts. All of a debtor's assets and all of...

Can You Discharge Debt Through Bankruptcy?

Is bankruptcy the answer to your financial troubles? It depends on many factors, including the amount you owe, the nature of your debt and which chapter...

The Census Bureau has published updated median family income. Individuals who earn more than the median income are required to take a "Means Test" to determine if they qualify for Chapter 7. The...