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Educational savings accounts are a great way to save money for college but if you are considering filing for bankruptcy, you should speak to an experienced bankruptcy attorney about the timing of...

Stipulations Regarding Tax Refunds

If you are in a Chapter 7 or Chapter 13 bankruptcy, there may be stipulations regarding your tax refund if you are receiving one. As tax time nears, it is good to...

Clients are often concerned with their ability to protect an inheritance that they are the recipient of. Sometimes clients are aware of a possible inheritance, a sick aunt or uncle who is about to...

Creative debtors have been trying to beat the system for as long as there has been a system to beat. And when those debtors are young, educated, and over indebted, the schemes can get pretty clever....

How Should Married Couples File Bankruptcy?

When filing for bankruptcy, most married couples file a joint petition but a joint filing is not required and both a husband and a wife can individually...

Money Proceeds from a personal injury case are exempt up to certain amounts even if you file bankruptcy. For example, if you have a pending personal injury case and have to file bankruptcy, the...

In Bankruptcy, whether you keep your tax refund will depend upon the amount of the refund and whether it is protected under your allowable exemptions. When you file, all of your assets are protected...

Many retired persons over 65 and on a fixed income struggle with outstanding debt and have to face the decision over whether to file bankruptcy. The income of many seniors is not going to increase,...

I often meet both borrowers who wish to file bankruptcy and co-signers who wish to file for bankruptcy. What happens?

Outside of bankruptcy, the rule is that a co-signer can be held liable for any...

Contemplating filing for bankruptcy can be a daunting process. So many myths and misconceptions surround the bankruptcy process that it is truly important to understand bankruptcy fact and fiction...