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May 17, 2016 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

Should You File a Chapter 7 or 13 Bankruptcy?

If your finances are coming apart at the seams and your mailbox, inbox and voicemail are filled with collection notices from your creditors, you may be thinking about filing a bankruptcy. But, like...

January 15, 2016 Scura Law Firm Bankruptcy, Chapter 13

Frequently Asked Questions that You Always Wanted to Know in a Chapter 13 New Jersey Bankruptcy

Q. What is a Chapter 13 Bankruptcy?

A Chapter 13 Bankruptcy is a reorganization-type bankruptcy that lets debtors save property and potentially pay off a smaller percentage to their creditors over...

December 21, 2015 Christopher J. Balala Bankruptcy, Chapter 13

Debt Management: Surrender in Full Satisfaction of the Debt Owed

Often, the bank will object when language is added to Part 4(c) of a Chapter 13 Plan. This section of the Plan is entitled "Surrender" and allows the debtor to surrender their interest in encumbered...

September 1, 2015 Scura Law Firm Chapter 13, Chapter 7, Chapter 11

The Basic Differences Between Chapter 7, Chapter 13 and Chapter 11 Bankruptcy

Confused on what the difference between Chapter 7 and 11 Bankruptcy is? How about the difference between Chapter 7 and 13? Scura is here to help.

August 1, 2015 Scura Law Firm Bankruptcy, Chapter 13

How Does a Chapter 13 Bankruptcy Discharge Work?

A common misconception is that a Chapter 13 bankruptcy discharge is issued when a plan of reorganization is confirmed by the court. The discharge, however, is not issued until the debtor has...

December 30, 2014 David E. Sklar Bankruptcy, Chapter 13

Facing IRS Debt? A NJ Chapter 13 Bankruptcy may be the Answer for You

If you owe tax debt and the IRS or state is coming after you, then a New Jersey chapter 13 bankruptcy may be an option for you. 

December 5, 2014 David E. Sklar Bankruptcy, Chapter 13, Chapter 7

When It Makes Sense for Chapter 13 to Follow Chapter 7 Bankruptcy

Chapter 13 Following Chapter 7 Bankruptcy

If you have recently filed for a chapter 7 bankruptcy and received a bankruptcy discharge but want to find a way to keep your home from a potential...

October 24, 2014 David E. Sklar Bankruptcy, Chapter 13, Debt Management

Feel Trapped by Student Loans? Chapter 13 Bankruptcy May Be an Option

While in all likelihood, your student loans will not be discharged through a bankruptcy proceeding, a chapter 13 bankruptcy may be an option that can help you manage your debt.  

September 10, 2014 Scura Law Firm Bankruptcy, Chapter 13

A Brief Overview of Repayment Plans in a Chapter 13 Bankruptcy

When debt becomes a real issue in an individual's life, it is clear that they must take action to reduce or alleviate these financial hardships. Seeking debt relief is not always an easy step to take...

June 30, 2014 David L. Stevens Bankruptcy, Chapter 13, Chapter 7

Not all Bankruptcy Chapters are Created Equal

Most people have a basic understanding of the difference between a chapter 7 bankruptcy and a chapter 13. Simply put, in a chapter 7 case, most debtors are not paying anything to creditors. In...

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