If your finances are coming apart at the seams and your mailbox, inbox and voicemail are filled with collection notices from your creditors, you may be thinking about filing a bankruptcy. But, like...
Q. What is a Chapter 13 Bankruptcy?
A Chapter 13 Bankruptcy is a reorganization-type bankruptcy that lets debtors save property and potentially pay off a smaller percentage to their creditors over...
Often, the bank will object when language is added to Part 4(c) of a Chapter 13 Plan. This section of the Plan is entitled "Surrender" and allows the debtor to surrender their interest in encumbered...
A common misconception is that a Chapter 13 bankruptcy discharge is issued when a plan of reorganization is confirmed by the court. The discharge, however, is not issued until the debtor has...
If you owe tax debt and the IRS or state is coming after you, then a New Jersey chapter 13 bankruptcy may be an option for you.
Chapter 13 Following Chapter 7 Bankruptcy
If you have recently filed for a chapter 7 bankruptcy and received a bankruptcy discharge but want to find a way to keep your home from a potential...
While in all likelihood, your student loans will not be discharged through a bankruptcy proceeding, a chapter 13 bankruptcy may be an option that can help you manage your debt.
When debt becomes a real issue in an individual's life, it is clear that they must take action to reduce or alleviate these financial hardships. Seeking debt relief is not always an easy step to take...
Most people have a basic understanding of the difference between a chapter 7 bankruptcy and a chapter 13. Simply put, in a chapter 7 case, most debtors are not paying anything to creditors. In...