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When a business is faced with financial challenges, it might also find it challenging to stay in operation. No matter the size of the company, when business debt becomes too much to handle, it might...

Dealing with debt problems is never easy for residents in New Jersey, and making the decision to file for bankruptcy is certainly not any easier. However, taking this major step to deal with...

It is not uncommon for New Jersey residents to have more than a few credit cards in their wallet. Moreover, it is likely that these credit cards have a balance on them. While it is not entirely bad...

A levy on a bank account is often the impetus to seek bankruptcy protection. An issue that commonly comes up is what happens to the money held by the bank subject to the judgment creditor's levy. If...

What Property Is Included in the Bankruptcy Estate?

When you declare bankruptcy, anything that you have a property interest in becomes an asset of your bankruptcy estate. All assets of the bankruptcy...

The stress of debt often keeps individuals in a constant state of anxiety, especially when they fear debt collectors will continue to contact them about the debts they owe. While debt collection is a...

It is not uncommon for individuals and families to utilize credit cards. In some cases, this practice could be fairly beneficial for them, but if credit cards are not used properly, this could lead...

While in all likelihood, your student loans will not be discharged through a bankruptcy proceeding, a chapter 13 bankruptcy may be an option that can help you manage your debt.  

As previous blog posts have noted, it is not uncommon for New Jersey residents to have some amount of credit card debt. While it is common, individuals and families should understand that a small...

Presently, in a chapter 13 bankruptcy, a chapter 13 debtor cannot modify the rights of a first mortgage holder on a home. However, as you would hear from an attorney, banktruptcy debtors may strip...