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For new credit card users or those looking to build their credit, the idea of taking out a “free” line of credit can be exciting. But if you aren’t careful, credit cards can be potentially hazardous...

It is very common for residents in New Jersey and elsewhere in the nation to use a credit card. Moreover, it is also common for consumers to have multiple credit cards with a balance on them. While...

It is crucial to fully understand how long a creditor has to collect on a debt. There are a series of laws in place that govern debt collection procedures including for example: the timeframes for...

When residents in New Jersey decide to start a business, it is very common that they will seek a small business loan. While it is obvious that at the start of the small business the owner will deal...

Can You Discharge Debt Through Bankruptcy?

Is bankruptcy the answer to your financial troubles? It depends on many factors, including the amount you owe, the nature of your debt and which chapter...

When individuals and families in New Jersey are going through tough financial times, it is not rare for them to consider different ways to address their financial challenges. Whether it is due to ...

Coming to terms with debt is not always easy; however, dealing with debt is more than just addressing financial problems. For some debtors in New Jersey, it also means preventing mistreatment by...

Understanding and employing proper and healthy spending habits is not always easy. Even when consumers in New Jersey and elsewhere are aware of the dangers of accumulating credit card debt, this does...

When New Jersey financial problems strike, individuals often seek to take these issues on their own. While it is possible to alleviate small financial hardships on their own, some debt relief options...

Unfortunately, some life events can negatively impact an individual's financial health. When a person requires costly medical care or surgery, this can lead to some serious financial challenges. ...