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Scura, Wigfield, Heyer, Stevens & Cammarota Blog

When It Makes Sense for Chapter 13 to Follow Chapter 7 Bankruptcy

[fa icon="clock-o"] December 5, 2014 [fa icon="user"] David E. Sklar [fa icon="folder-open'] Bankruptcy, Chapter 13, Chapter 7

chapter-13-to-7-bankruptcyChapter 13 Following Chapter 7 Bankruptcy

If you have recently filed for a chapter 7 bankruptcy and received a bankruptcy discharge but want to find a way to keep your home from a potential foreclosure, then a subsequent chapter 13 bankruptcy may be a good option for you. This situation is known as a chapter 20 bankruptcy filing. Through the chapter 13, you may be able to obtain a loan modification through the loss mitigation program or cure the arrears owed on your mortgage through a chapter 13 plan. Until the final foreclosure sale, you still have a property interest in your home and legal avenues to attempt to work out a solution to be able to remain in the home.

Contact a Chapter 13 & Chapter 7 Bankruptcy Lawyer

If you are considering bankruptcy, contact a lawyer so you can be guided accordingly as to what your options are and what option is best for you. The bankruptcy process can be difficult to navigate, so it is important that you have someone representing you who is familiar with the process to make sure everything goes smoothly. Contact our New Jersey bankruptcy attorneys today for help.

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David E. Sklar

Prior to joining Scura, Wigfield, Heyer, Stevens & Cammarota, LLP, David Sklar graduated from Rutgers University-Newark School of Law with a J.D., Cum Laude. Mr. Sklar was the recipient of a Pro Bono Award and was honored by the New Jersey Bar Association for his commitment to the Street Law Program by being awarded the Street Law Prize.

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