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When employment ends whether through a layoff, restructuring, or negotiated departure employers often present departing employees with a severance agreement. These agreements typically offer...

If you are considering debt consolidation or bankruptcy in New Jersey, understanding the legal differences between these options is critical. Many individuals struggling with credit card debt,...

If your business is experiencing financial distress, restructuring under Chapter 11 bankruptcy may offer a path forward. At the same time, a new question is emerging in the restructuring world: can...

Every year during tax season, our office receives a similar, anxious question from clients across New Jersey, New York, and Florida: “My accountant says I need a Form 1099-C for debts discharged in...

Following the lead of neighboring New York and Philadelphia, New Jersey has enacted its own Pay Transparency Law, which is designed to close wage gaps and provide job seekers with essential financial...

In one of his final legislative moves, Governor Phil Murphy signed New Jersey Assembly Bill 3451, which drastically expanded the provisions of the New Jersey Family Leave Act (NJFLA). Businesses in...

A Chapter 13 bankruptcy, often referred to as a wage earner’s plan, allows individuals with regular income to reorganize and repay their debts over three to five years. For many people, Chapter 13...

For individuals and families across New Jersey facing mounting financial pressure, Chapter 7 bankruptcy can provide meaningful relief through the discharge of unsecured debts such as credit cards,...

Understanding the Concern

Chapter 13 bankruptcy is designed to provide stability and a structured path toward financial rehabilitation. Yet some debtors encounter commentary suggesting that mortgage...