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Following the lead of neighboring New York and Philadelphia, New Jersey has enacted its own Pay Transparency Law, which is designed to close wage gaps and provide job seekers with essential financial...

In one of his final legislative moves, Governor Phil Murphy signed New Jersey Assembly Bill 3451, which drastically expanded the provisions of the New Jersey Family Leave Act (NJFLA). Businesses in...

A Chapter 13 bankruptcy, often referred to as a wage earner’s plan, allows individuals with regular income to reorganize and repay their debts over three to five years. For many people, Chapter 13...

For individuals and families across New Jersey facing mounting financial pressure, Chapter 7 bankruptcy can provide meaningful relief through the discharge of unsecured debts such as credit cards,...

Understanding the Concern

Chapter 13 bankruptcy is designed to provide stability and a structured path toward financial rehabilitation. Yet some debtors encounter commentary suggesting that mortgage...

What Is the Co-Debtor Stay and Why It Exists

When a person files for Chapter 13 bankruptcy, the law provides protection not only to the debtor, but also to certain individuals who share legal...

Many individuals filing for bankruptcy are surprised when they suddenly lose access to their creditor’s online payment portal. This can create confusion, especially for those who want to remain...

Most people think of bankruptcy as forms, deadlines, court hearings, and technical rules.

As of January 1, 2026, New Jersey has officially implemented the second and final phase of a landmark legislative expansion to auto insurance requirements. For the first time in decades, the "floor"...