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April 29, 2026 David L. Stevens Bankruptcy, Chapter 13

What Happens After You Finish Chapter 13 Bankruptcy Payment Plan?

For many individuals, completing a Chapter 13 bankruptcy plan is a major milestone. After years of making structured monthly payments, reaching the end of the plan can feel like the finish line....

April 29, 2026 David L. Stevens Bankruptcy, Chapter 13

Can an HOA Lift the Automatic Stay for Nonpayment Even If You’re Current?

For many homeowners in Chapter 13 bankruptcy, few things are more frustrating than receiving a motion from a homeowners association (HOA) claiming nonpayment—especially when payments have, in fact,...

April 29, 2026 Christopher Heyer Employment Law

Should I Collect Evidence From My Employer or Workplace for a Lawsuit?

If you believe something improper is happening at work—discrimination, harassment, retaliation, wage violations—your instinct to “get proof” before you leave is completely understandable. Many...

April 21, 2026 Tim Bartzos, Esq. Workers Compensation

Are Unpaid Volunteers Covered by Workers' Comp in New Jersey?

In New Jersey, the general rule is that unpaid volunteers are not considered "employees" and therefore do not qualify for Workers’ Compensation benefits. However, the New Jersey Legislature has...

April 21, 2026 David L. Stevens Bankruptcy, Chapter 13

Voluntary Retirement Contributions in Chapter 13 Bankruptcy

For individuals considering Chapter 13 bankruptcy, one of the most important requirements of the process is committing disposable income toward repayment of creditors. While Chapter 13 offers...

April 20, 2026 David L. Stevens Bankruptcy, student loans

Filing Bankruptcy with Student Loans in New Jersey: What Borrowers Should Expect

Student loan debt has become one of the most significant financial burdens facing many individuals today. For borrowers experiencing financial distress, bankruptcy may appear to offer a path toward...

April 17, 2026 David L. Stevens Bankruptcy

Bankruptcy and Professional Licenses: Can Financial Distress Put Your Career at Risk?

Financial hardship can affect anyone including professionals who have spent years building their careers. Doctors, nurses, attorneys, real estate agents, contractors, and financial advisors often...

April 17, 2026 David L. Stevens Bankruptcy, Chapter 13, Foreclosure

How to Stop a Foreclosure in New Jersey Using Chapter 13 Bankruptcy

For many homeowners, foreclosure is one of the most frightening financial experiences they can face. Falling behind on mortgage payments can quickly lead to legal action by a lender, placing a...

April 14, 2026 Christopher Heyer Employment Law

Severance Agreements in New Jersey: What Employees Should Know Before Signing

When employment ends whether through a layoff, restructuring, or negotiated departure employers often present departing employees with a severance agreement. These agreements typically offer...

April 14, 2026 David L. Stevens Bankruptcy, Chapter 13, Chapter 7

Bankruptcy & Wage Garnishment in New Jersey: Can Bankruptcy Stop Wage Garnishment?

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