A few days ago, I met a couple from New Jersey looking for financial assistance. As we went over their financial difficulties, they began telling me about this “debt consolidation program” they were...
March 11, 2022
Bankruptcy,
Chapter 13,
Chapter 7,
tax
In March 2020, thousands of businesses were forced to shut down,many Americans were left without a job, and millions applied for unemployment benefits. According to State of New Jersey’s Department...
February 8, 2022
Bankruptcy,
Chapter 13,
Chapter 7,
tax
Although we’re still a couple of months away, the April 15th tax deadline will be here before you know it, and if you already owe income taxes for previous tax years, you could be facing an even...
October 13, 2021
Bankruptcy,
student loans
As the student loan debt crisis in America becomes more alarming, and with the U.S. reaching $1.73 trillion dollars student loan debt, the options to eliminate such debts are grim at best. As recent...
January 13, 2021
April 3, 2020
If You Are Self-Employed or Have a Small Business, You Need To Read This:
Due to the current economic and social landscape caused by COVID-19, schools are closed, people are under quarantine, there’s...
December 27, 2019
Medical,
Bankruptcy
Unlike other financial issues such as credit card debt, medical debt is not caused by unwise monetary choices, but rather it is often caused by unforeseen circumstances. The issue is cyclical: You...
August 27, 2019
Bankruptcy,
Foreclosure
July 1, 2019
Bankruptcy,
Bankruptcy Cost
In a recent experience with a client (“Jane Doe”), she began by telling me that after six months of infusing her franchise with cash directly from her retirement accounts, the franchise was doing...
March 13, 2019
Bankruptcy
According to a recent study conducted by the Federal Bank Reserve of New York, 7 million Americans with auto loans were 90 or more days delinquent in 2018. More importantly, the study demonstrates...