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September 21, 2022 Carlos Martinez Bankruptcy, Chapter 13, Chapter 7, Chapter 11

The Consequences of Bankruptcy Fraud

As of the last few months – cryptocurrency brokerage firms such as Three Arrows Capital, and Celsius Network, Ltd. filed for Chapter 11 Bankruptcy. Unfortunately for some of their customers, there...

August 18, 2022 Carlos Martinez Bankruptcy, Chapter 13, Debt Management, Chapter 7, Chapter 11

New Bankruptcy Debt Limits - What does this mean for Debtors?

On June 21, 2022, President Biden signed into law the Bankruptcy Threshold Adjustment and Technical Corrections Act (Bill S. 3823). What Bill 3823 does is it increases the Chapter 13 debt limits...

March 11, 2022 Carlos Martinez Bankruptcy, Debt Management, Chapter 7

Debt Consolidation is a Scam

A few days ago, I met a couple from New Jersey looking for financial assistance. As we went over their financial difficulties, they began telling me about this “debt consolidation program” they were...

March 11, 2022 Carlos Martinez Bankruptcy, Chapter 13, Chapter 7, tax

Can You Discharge Overpayment of Unemployment Benefits In Bankruptcy?

In March 2020, thousands of businesses were forced to shut down,many Americans were left without a job, and millions applied for unemployment benefits. According to State of New Jersey’s Department...

February 8, 2022 Carlos Martinez Bankruptcy, Chapter 13, Chapter 7, tax

Tax Season 2022: Discharging Taxes through Bankruptcy

Although we’re still a couple of months away, the April 15th tax deadline will be here before you know it, and if you already owe income taxes for previous tax years, you could be facing an even...

February 7, 2022 Carlos Martinez Divorce, Bankruptcy

Filing for Bankruptcy with A Side of Divorce Proceeding

 

Filing for divorce is never an easy process. This can become more complicated when one of the spouses seeks to file for bankruptcy in the middle of a pending divorce proceeding. This blog will...

October 13, 2021 Carlos Martinez Bankruptcy, student loans

Student Loan Debt Reform: What Is The Fresh Start Through Bankruptcy Act of 2021?

As the student loan debt crisis in America becomes more alarming, and with the U.S. reaching $1.73 trillion dollars student loan debt, the options to eliminate such debts are grim at best. As recent...

January 13, 2021 Carlos Martinez

What You Need to Know About Paycheck Protection Program (PPP) Round 2 in New Jersey

April 3, 2020 Carlos Martinez

What The SBA Is Doing To Help the Self Employed And the Small Business Community

If You Are Self-Employed or Have a Small Business, You Need To Read This:

Due to the current economic and social landscape caused by COVID-19, schools are closed, people are under quarantine, there’s...

December 27, 2019 Carlos Martinez Medical, Bankruptcy

The Rise in Health Insurance Costs and Medical Bills And How Bankruptcy Can Help

Unlike other financial issues such as credit card debt, medical debt is not caused by unwise monetary choices, but rather it is often caused by unforeseen circumstances. The issue is cyclical: You...

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