Blog

Most people have a basic understanding of the difference between a chapter 7 bankruptcy and a chapter 13. Simply put, in a chapter 7 case, most debtors are not paying anything to creditors. In...

If a purchase was made on a store card - say a refrigerator from Sears, furniture from Raymour and Flanigan, or a computer from Best Buy - it is very likely the creditor holds a security interest in...

Many people have questions about what to do with their car loan during bankruptcy. There are a few different options, so make sure you know the details before you make a decision.

When filing for...

A year ago, in September of 2012, my client filed for chapter 7 bankruptcy and obtained a discharge - he had a judgment creditor about to levy on his assets. He had some tax debts which he disputed...

The Census Bureau has published updated median family income. Individuals who earn more than the median income are required to take a "Means Test" to determine if they qualify for Chapter 7. The...

Educational savings accounts are a great way to save money for college but if you are considering filing for bankruptcy, you should speak to an experienced bankruptcy attorney about the timing of...

Stipulations Regarding Tax Refunds

If you are in a Chapter 7 or Chapter 13 bankruptcy, there may be stipulations regarding your tax refund if you are receiving one. As tax time nears, it is good to...

Creative debtors have been trying to beat the system for as long as there has been a system to beat. And when those debtors are young, educated, and over indebted, the schemes can get pretty clever....

One of the most common concerns my clients have prior to filing bankruptcy is the effect it will have on their credit. This is true despite the fact that in almost every case, the client's credit is...

Income taxes which have met certain criteria are personably dischargeable in bankruptcy. If the IRS has filed a lien on property, however, then the lien remains unless some action is taken to void it...