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A bankruptcy can last on your credit for up to ten years after the filing, but it does not mean that you cannot get credit in those ten years. It may be harder to get credit initially after the...

Bankruptcy is like being in a lobster trap. They are both easy to get into, difficult to move around in once inside, and difficult to get out of. This concept is particularly true when it concerns a...

Across the country, foreclosures have become an unfortunate reality for many homeowners. Most states, including New Jersey, require a lawsuit to be filed to effectuate the foreclosure process. In...

If you have a lien against your home due to an IRS tax debt or a judgment, it might be possible to remove it through filing for bankruptcy. Every situation is different, so it is wise to seek the...

It’s not uncommon for debtors to sign personal guaranties before their bankruptcyfiling. This is particularly common for business owners seeking operating funds or individuals whose family members or...

Exploring the Pros and Cons of Filing for Bankruptcy

Bankruptcy was established by the federal government as a safety net for honest debtors who would otherwise be burdened for years or a lifetime by...

An individual that has a bankruptcy case dismissed is significantly implicated in a subsequent case that is filed within a 12-month period of the previous case dismissal other than a refiled chapter...

If you are struggling against a wall of debt, an experienced bankruptcy attorney might be able to help you toward a fresh start and a more stable financial future. The most common type of bankruptcy...

In a chapter 13, you still generally have to pay off secured loans in full, but you can restructure overdue payments or payments that have fallen in arrears. Unlike a chapter 7, in a chapter 13, you...

If you file personal bankruptcy and you own a business you have to be careful on the impact the bankruptcy will have. The first thing that has to be determined is the type of ownership structure,...