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If you have recently had a vehicle repossessed, you are probably feeling overwhelmed at the prospect of a large debt hanging over your financial future. Vehicle lenders tend to be aggressive in their...

The Truth in Lending Act, arguable the nation’s most powerful Consumer Protection Act, and the New Jersey Consumer Fraud Act, give homeowners the means to fight back against a predatory lender. These...

One of the most common misconceptions in bankruptcy is that income taxes are never dischargeable. In fact, you can discharge some back federal and state income taxes in Chapter 7 and Chapter 13...

When contemplating bankruptcy, one of the biggest trepidations that people often have is how it will affect their home. Will the bankruptcy cause their home to be lost? Will the mortgage lender...

A pedestrian is at a great disadvantage in a collision with a driver or passenger in a car or truck accident. The pedestrian does not have the benefit of a car body surrounding him or her, and is...

A notable issue discussed in today’s news is the increasing costs of higher education in the United States. Congress has sought to help families pay for a child’s education by allowing them to pay...

Bankruptcy can help an individual get caught up on missed child support payments (often called “arrears”). Child support is priority debt and is also generally non-dischargeable, meaning it gets paid...

After the market crash of 2008, 2.6 million Americans lost their jobs, and 1.2 million properties were foreclosed in 2009 due to the recession. As a result, many of the mortgage lenders that accepted...

On a daily, weekly or monthly basis, consumers in New Jersey and elsewhere purchase goods for various reasons. In some cases, a product does not perform in the manner it was designed to. When this...

The moment a bankruptcy petition is filed, an event known as the Automatic Stay is triggered and the bankrupt debtor is protected from continued collection activities[i]. The Automatic Stay...