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July 13, 2016 Scura Law Firm Foreclosure, Credit

Can a Homeowner Own a Home Again After Foreclosure in New Jersey?

Losing a home in any situation is a tragic event for a homeowner in New Jersey. If financial troubles have led to the foreclosure of a home, many homeowners exhaust their efforts to keep their home. ...

April 22, 2016 Guillermo J. Gonzalez Bankruptcy, Credit

How to Rebuild Your Credit Score After Filing for Bankruptcy

Two of the most common questions I receive from individuals contemplating filing for bankruptcy are:

How long will the bankruptcy filing remain on my credit report; and

What can I do to rebuild my...

October 21, 2015 Scura Law Firm Bankruptcy, Debt Management, Credit

New Jersey Debt Relief Lawyers Explain Regaining Control of Credit Card Debt

It is not uncommon for New Jersey residents to have more than a few credit cards in their wallet. Moreover, it is likely that these credit cards have a balance on them. While it is not entirely bad...

May 23, 2014 Scura Law Firm Bankruptcy, Credit

Getting Credit Cards During a Chapter 7 or Chapter 13 Bankruptcy

Many people who have filed a bankruptcy may be surprised to receive solicitation during their bankruptcy for new credit cards. They may think that because they filed a bankruptcy, they will have...

October 18, 2013 Scura Law Firm Medical, Credit

Should Medical Debt Harm Your Credit Score?

People throughout New Jersey have probably seen reports that medical debt is the leading cause of bankruptcy in the United States. In fact, the Federal Reserve reported that last year two out of...

May 10, 2013 Scura Law Firm Credit

What to do When You Spot a Credit Report Error

A favorable credit score will help you secure credit and help to ensure that interest rates and fees tied to that credit are low. As a result, it is important to maintain a positive credit score when...

November 22, 2012 John J. Scura III Bankruptcy, Credit

Obtain a Credit Report Before Filing Consumer Bankruptcy

Prior to filing consumer bankruptcy you should obtain a copy of your credit report. Our New Jersey Bankruptcy Firm Department's practice is to request a list of creditors and then also order a credit...

December 14, 2011 David L. Stevens Bankruptcy, Credit

Ask Personal Bankruptcy Lawyers: Will Bankruptcy Ruin My Credit?

How Will Filing Bankruptcy Affect My Credit?

Inevitably every bankruptcy client that I meet with asks how filing for bankruptcy will affect their credit and if they can keep a credit card open after...

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