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February 28, 2024 John J. Scura III Attorney

Why Mediation with a Retired Judge in New Jersey Makes Sense

February 20, 2024 John J. Scura III

Navigating the Complexities of Federal Tort Claims Act Cases

February 16, 2024 Scura Law Firm Workers Compensation

How the Tables Turned – An Overview of How Employers, Once Wholly Insulated from Liability, Can Now Be Held Responsible for Workers’ Injuries.

February 16, 2024 Scura Law Firm Probate and Estate Law

Navigating Estate Administration in New Jersey – A Step by Step Breakdown

February 16, 2024 Scura Law Firm Personal Injury

Catastrophic Injuries – Obtain an Award that Reflects the Full Spectrum of Damages

Did your accident give you an injury that permanently affects your ability to work or enjoy life? You may be suffering from a catastrophic injury – a type of injury for which you may be able to...

February 16, 2024 Aiden Murphy, Esq. Litigation

Understanding the Basics of Civil Litigation

February 13, 2024 John J. Scura III Foreclosure

Filing a Motion for Surplus Funds After a Mortgage Foreclosure In New Jersey

Losing your home to a foreclosure can be a very difficult and upsetting process. This process can seem overwhelming and daunting, and it often leaves homeowners worried about their rights and...

February 1, 2024 David L. Stevens Bankruptcy

Notice Requirements in Bankrupcty

January 31, 2024 Eric Flaim

Navigating New Jersey Court Rule 4:67 and Order to Show Cause Procedural Requirements

In the complex legal realm, the rules governing the Courts of New Jersey play a pivotal role in ensuring the fair and orderly administration of justice. However, these rules are often complex and...

January 30, 2024 Aiden Murphy, Esq. Bankruptcy, Debt Management

TAKING ON DEBT AFTER FILING FOR BANKRUPTCY

Bankruptcy is a process designed to allow a debtor to obtain a fresh start through discharge of certain debts. When a debtor files for bankruptcy, they’re granted the protection of the automatic...

January 30, 2024 Eric Flaim Contracts

Contract Reformation and Mistakes in Contracts

In New Jersey, a valid contract requires several essential elements including: (1) offer; (2) acceptance; (3) consideration; and (4) sufficiently defined terms as to render performance on the...

January 29, 2024 John J. Scura III Chapter 11, Business Bankruptcy

Top Ten Reasons Why a Small Business Chapter 11 Under Subchapter V of the Bankruptcy Code May Be Better

A small business Chapter 11 under Subchapter V of the Bankruptcy Code has many more advantages than the traditional Chapter 11. Our firm obtained the first confirmed Chapter 11 plan under Subchapter...

December 15, 2023 Tim Bartzos, Esq. Workers Compensation

Understanding the Conclusion of Temporary Workers' Compensation Benefits in New Jersey

December 6, 2023 Aiden Murphy, Esq. Contracts

BREACH OF CONTRACT CLAIMS IN NEW JERSEY

If you are party to a contract, and the other side fails to perform their agreed upon actions, you may have a cause of action against them. This blog will discuss the potential pitfalls in litigating...

November 28, 2023 John J. Scura III Commercial & Residential Real Estate

Top 10 Legal Issues to Look Out for When Purchasing a Property at Sheriff Sale in New Jersey

Purchasing a house at a sheriff's sale in New Jersey can be a complex  process, and there are several legal issues and considerations you should be  aware of. Keep in mind that real estate...
November 25, 2023 Aiden Murphy, Esq. Contracts

Requirements for Contracts in New Jersey

While a breach of contract may seem like a remedy for many people feeling injured, contracts in New Jersey have very specific requirements in the formation of them. While we have discussed contract...

November 3, 2023 Tim Bartzos, Esq. Workers Compensation

The Issues Surrounding Managed Health Care in the New Jersey Workers' Compensation System

Worker’s Compensation is the insurance that provides medical care and/or cash benefits for workers who are injured while they are on the job. However, when it comes to finding health care providers...

November 2, 2023 David L. Stevens Bankruptcy, Business Bankruptcy

Merchant Cash Advance in Bankruptcy in NJ

Merchant cash advances can provide an easy solution to a small business’s cash flow problem. However, these types of loans are often seen as predatory and, in some states, usury. While it can be a...

November 2, 2023 Paul Evangelista Bankruptcy

Do you need a social security number or other tax identification to file bankruptcy?

All United States citizens can request a Social Security Number, as well as some noncitizens that work or attend school who are authorized by the Dept of Homeland Security. In some cases, even those...

October 10, 2023 Scura Law Firm Bankruptcy

Bankruptcy & Divorce: Protecting Your Financial Interests

As a bankruptcy attorney, I'm here to shed light on an often-overlooked aspect: Chapter 13 bankruptcy can offer unique benefits in discharging certain non-support obligations stemming from divorce,...

October 9, 2023 Scura Law Firm Bankruptcy, Chapter 7, Chapter 11, Business Bankruptcy

Bankruptcy Strategies: Choosing Between Chapter 7 vs. Chapter 11 for Your Business

October 6, 2023 Scura Law Firm Personal Injury

Understanding the Effects of New Jersey Liquor Laws in Personal Injury Cases

New Jersey has specific laws concerning serving liquor both at home and at restaurants, bars, or nightclubs. If you have been injured because of negligent alcohol service, you may have a legal claim....

October 4, 2023 Aiden Murphy, Esq. Bankruptcy

Priority of Claims in Bankruptcy

Filing for bankruptcy is often seen as a last resort for most people. The purpose of filing is to achieve a “fresh start” for the debtor, allowing them to pay back parts of their debt over the course...

September 29, 2023 David L. Stevens Bankruptcy, Consumer Bankruptcy

Understanding Involuntary Bankruptcy: A Guide for Debtors and Creditors

Bankruptcy is often used by both individuals and businesses to “wipe the slate clean” and get out from often crippling amounts of debt. Most bankruptcies filed are done so voluntarily by the debtor....

September 28, 2023 Jamal Romero Bankruptcy, Consumer Bankruptcy

Common Landlord Tenant Issues in NJ

The Pandemic and a slowing economy have left a lot of people with many questions and no answers pertaining to rental issues. If you are a landlord or tenant, the eviction process in New Jersey can be...

September 22, 2023 Tim Bartzos, Esq. Workers Compensation

Subsequent Employer Liability: Is Your New/Next Employer Responsible For Injury Sustained From A Prior Job?

New Jersey Workers' Compensation: Subsequent Employer Liability Explained

Navigating the intricacies of workers' compensation can become even more complex when a situation involves subsequent...

September 14, 2023 John J. Scura III Commercial & Residential Real Estate

Home Inspection Checklist and Legal Issues in a Real Estate Purchase In New Jersey

When you enter a contract to purchase a property in New Jersey it is essential that you allow for sufficient time to conduct and inspection of the property and provide a list of demands for repairs...

August 17, 2023 Scura Law Firm

Understanding Easements: an Essential Part of Purchasing Property

Easements are a common area of property law. But many people do not know what an easement is and how it can affect them until they are late in the home-purchasing process. A qualified attorney is...

August 15, 2023 John J. Scura III

How to Best Deal with Student Loans in 2023 with Current Legal Uncertainty

The student loan debt crisis is a major financial burden for many Americans and the recent Supreme Court decision has created chaos for student loan borrowers in need of relief. In 2023, the average...

August 14, 2023 Paul Evangelista

What does it mean to have filed for Chapter 11 in “bad faith”?

A Chapter 11 Bankruptcy can be dismissed by the bankruptcy court for any of a number of reasons identified in Section 1112(b)(4) of the Bankruptcy Code. However, the Third Circuit, and therefore New...

August 7, 2023 John J. Scura III

New Jersey Rule of Evidence 611 Allows Leading Questions of an Adverse Party Without First Establishing that the Witness Is Hostile

What is a Leading Question?

August 3, 2023 Aiden Murphy, Esq. Bankruptcy

Repossession and Bankruptcy

We’ve previously discussed the automatic stay, and its effects that become active when a debtor files for bankruptcy. However, what happens when property of the debtor, such as a car, is repossessed...

July 27, 2023 Scura Law Firm Probate and Estate Law

What Makes a Valid Will?

What is a Will?

July 25, 2023 Scura Law Firm Probate and Estate Law

Power of Attorney: What Is It And Why Is It Important?

It is recommended to start estate planning as soon as you become a legal adult, at 18 years old. It is important to be prepared, even as a young adult because, unfortunately, unexpected situations...

July 25, 2023 Scura Law Firm Probate and Estate Law

Estate Planning Unraveled: A Guide to Last Will and Testament vs. Revocable Living Trust

Estate planning can seem daunting at first glance. However, it is important to ensure you and your assets are prepared for the future. In order to ease some of the tension surrounding estate...

July 25, 2023 Scura Law Firm Probate and Estate Law

Securing Your Future: The Importance of an Advance Medical Directive in Estate Planning

An advance medical directive is an important aspect of the estate planning process. Nobody wants to think about unfortunate medical issues that may arise in their future. However, it is important to...

July 24, 2023 David L. Stevens Bankruptcy, Chapter 13

Rebuilding Credit During Chapter 13 Bankruptcy Proceedings

Are you in the process of a Chapter 13 bankruptcy, but eager to start rebuilding your credit? Maybe you have been considering paying off your Chapter 13 plan early. Or maybe you have been thinking...

July 20, 2023 David L. Stevens

What is the Difference Between Discharge And Dismissal in a Bankruptcy Case?

A bankruptcy petition is not meant to clog up the courts forever. A case can either be discharged or dismissed once it has been filed. With a discharge, a debtor has performed their obligations under...

July 17, 2023 Scura Law Firm

New Jersey Supreme Court Rules in Favor of Permitting Recordings During Defense Medical Evaluations

In personal injury cases, it is common for the defense to conduct physical and mental examinations. These are commonly referred to as DME, defense medical examination, or IME, independent medical...

July 17, 2023 Scura Law Firm

What Is Defamation?

As social media usage increases, disrespectful posts also increase. But when does a harmful statement go too far? Sometimes harmful statements can result in legal action if the statement constitutes...

July 11, 2023 Aiden Murphy, Esq. Bankruptcy, Business Bankruptcy

Businesses in Bankruptcy

With the recent news regarding Bed Bath & Beyond filing for bankruptcy, and more recently Christmas Tree Shops, many may ask what it means for a business to file for bankruptcy liquidation. Further,...

July 5, 2023 Jamal Romero Bankruptcy

What To Do As a Tenant If You Are Facing an Eviction in New Jersey

The Pandemic and a slowing economy have left a lot of people with many questions and no answers pertaining to rental issues. If you are a landlord or tenant, the eviction process in New Jersey can be...

July 3, 2023 Roshni Shah Bankruptcy

Taking Notice of Bankruptcy Case: Avoid a Debtor’s Undoing by an Unnoticed Creditors

Seldom underestimated and overlooked as a necessary bankruptcy procedure, the notice requirement in bankruptcy is a powerful tool for debtors and creditors alike. The bankruptcy process provides...

July 3, 2023 Roshni Shah Bankruptcy

Venue Selection in Bankruptcy: The District of New Jersey is Trending

The Bankruptcy Court in the District of New Jersey has garnered national attention with the

June 27, 2023 Aiden Murphy, Esq. Bankruptcy

Analyzing The Implications of Tyler V. Hennepin County

We have previously discussed the procedures for a sheriff’s sale, and the effect that a bankruptcy may have to prevent a sheriff’s sale. However, what happens when a surplus exists after a sheriff’s...

June 13, 2023 Scura Law Firm Bankruptcy, Chapter 13

Protecting Your New Jersey Home During Bankruptcy: Insights From a Bankruptcy Attorney

As foreclosure rates across the country continue to increase (and with New Jersey being having one of the highest foreclosure rates in 2022)[1], filing for bankruptcy can be a challenging and...

June 5, 2023 John J. Scura III Personal Injury

Does Immigration Status or Being an Illegal Alien Matter when Bringing a Personal Injury Action in New Jersey?

In New Jersey there are approximately a half-million undocumented immigrants living and working with the State. These individuals have often come to the United States seeking better opportunities for...

May 24, 2023 David L. Stevens Bankruptcy

Navigating Bankruptcy as a Creditor: Essential Insights and Strategies

May 9, 2023 Scura Law Firm

Navigating Post-Bankruptcy Financial Planning: A Guide from a Bankruptcy Attorney

Filing for bankruptcy is often a difficult but necessary decision to regain control of your financial life. It provides individuals and businesses with a fresh start by either eliminating or...

May 5, 2023 Aiden Murphy, Esq.

Breach of Contract Defenses in New Jersey

Breach of contract occurs when one party fails to fulfill their contractual obligations. A contract is a legally binding agreement between two or more parties, and a breach of contract can result in...

May 2, 2023 David L. Stevens Bankruptcy

Bankruptcy Court’s Loss Mitigation Program (Loan Modification Process Made Easier)

Bankruptcy can be a difficult and overwhelming experience for individuals and businesses alike. While it provides a way to eliminate or restructure debt, it also has a significant impact on credit...

April 28, 2023 John J. Scura III

10 Rules to Purchasing Property at Sheriff Sale in New Jersey

Purchasing properties at a Sheriff Sale in New Jersey can be a great way to get a good deal on real estate but many potential pit falls exist that you must be concerned with. As an investor and...

April 5, 2023 Christopher Heyer Employment Law

AI Hiring Software in New Jersey

April 5, 2023 Guillermo J. Gonzalez Car Accident, Personal Injury, Accident

Who is Liable When an Accident is Caused by Debris on the Roadway?

The most fundamental advice that all drivers receive from the first day they get on the road is to pay attention to the road. We all know that we need to pay attention to what other cars are doing,...

April 2, 2023 Aiden Murphy, Esq.

What is a Judgment Collection?

In every state, including New Jersey, obtaining a judgment is just the first step in repaying a plaintiff for an injury they have suffered. Whether it be a default judgment or a drawn out trial,...

April 2, 2023 Roshni Shah Bankruptcy, Chapter 7

What is the Chapter 7 Means Test?

Filing for bankruptcy is often a daunting process. The intricacies of the Bankruptcy Code can often leave a debtor struggling to understand what the next best steps are. The first difficult decision...

April 2, 2023 Roshni Shah

FOR THE FORMER SPOUSE – LEGALLY AND EQUITABLY YOURS : Legal And Equitable Title as a Defense Against the Bankruptcy Estate

It’s no secret that bankruptcy often gets a bad reputation, from the perspective of debtors and creditors alike. Whereas a clear understanding of the bankruptcy objectives would show that it is a...

March 31, 2023 Jamal Romero

Entitled to an Inheritance While in a Chapter 7 or a Chapter 13 Bankruptcy?

Individuals who are bankrupt have a duty to inform the trustee in bankruptcy of any property they become entitled to after the date of the bankruptcy. You would hope, therefore, that if a beneficiary...

March 31, 2023 Jamal Romero

What is a Judgment Lien?

March 31, 2023 Roshni Shah

Distinguishing a Domestic Support Obligation in Divorce-Related Debt

The saying goes, “when it rains, it pours.” Unfortunately, that is often the case with bankruptcy and divorce, where one tends to trigger the other. When faced with options, it may be beneficial to...

March 24, 2023 Scura Law Firm Bankruptcy

The Effects of Bankruptcy on Co-Signed Debt

March 8, 2023 Tim Bartzos, Esq. Workers Compensation

NJ Workers’ Compensation Retaliation

March 8, 2023 David L. Stevens

What is Nonexempt Versus Exempt Property in Bankruptcy?.

When filing for bankruptcy, one of the most critical issues that a debtor must address is how their property will be classified. Bankruptcy law divides property into two classifications: exempt and...

March 1, 2023 Aiden Murphy, Esq. Bankruptcy

The Role of the Bankruptcy Trustee in New Jersey Bankruptcies

After a person files a bankruptcy petition, they will be assigned a date for their “Meeting of Creditors,” also known as the 341 Meeting. Although bankruptcy debtors will not actually meet with their...

March 1, 2023 David L. Stevens

Objections to Creditor’s Claims

A creditor who wishes to recover money from a debtor in bankruptcy is required to file a “proof of claim” which is a written statement describing the reason for and amount of the debt allegedly owed...

March 1, 2023 Aiden Murphy, Esq.

Default Judgments Explained

To gain any judgment against an individual, a plaintiff must first file a complaint. Normally, the defendant will file an answer, the parties will file applicable motions, attend settlements, and...

February 27, 2023 Tim Bartzos, Esq.

Can Temporary Workers File Workman’s Compensation Claims in New Jersey?

In 2022, there are over 127,000 temporary employees working around the United States. Temporary employees make up a large majority of the economy and can be beneficial to any workplace. But what...

February 27, 2023 Scura Law Firm

The Effects of Your Personal Bankruptcy on Your Business

As a bankruptcy attorney specializing in both personal and business bankruptcies, I have seen many small business owners struggle with financial difficulties. The economic impact of the COVID-19...

February 6, 2023 Guillermo J. Gonzalez

What Are the Legal Deadline and Expiration of the Official End of the COVID-19 Emergency Orders?

On January 30, 2023, the Biden Administration announced that the two national emergency orders for addressing the COVID-19 pandemic will end on May 11, 2023. The first emergency order was a public...

February 6, 2023 Jamal Romero

Filing for Bankruptcy in NJ

February 1, 2023 John J. Scura III

How a Statute of Repose can Affect Your Claim in New Jersey

What is a Statute of Repose in New Jersey?

In New Jersey, a "statute of repose" is a legal concept that imposes a time limit within which a lawsuit must be filed against a defendant. Statute of...

January 27, 2023 Tim Bartzos, Esq. Workers Compensation

My Employer has labeled me an Independent Contractor – Am I entitled to Workers Compensation Benefits in New Jersey?

January 26, 2023 Scura Law Firm

Bankruptcy 101: Understanding Secured and Unsecured Debts in Bankruptcy

When it comes to filing for bankruptcy, one of the key considerations for individuals and businesses is the distinction between unsecured and secured debts. As a bankruptcy attorney, it is important...

January 11, 2023 John J. Scura III

The Bankruptcy Petition of The New Jersey Housewives’ Stars Teresa and Giuseppe Giudice; Lesson Learned Never Fail to List Assets/Income

In any bankruptcy petition you must list assets, liabilities and income honestly or you could be subject to an objection to your bankruptcy case or worse be charged criminally. Teresa and Giuseppe...

January 11, 2023 Aiden Murphy, Esq. Bankruptcy

The Automatic Stay and its Power Against Creditors

Filing a bankruptcy petition under any chapter of the Bankruptcy Code creates what is called an “automatic stay.” The automatic stay prevents creditors from taking action against a bankrupt...

January 10, 2023 David L. Stevens

The New Jersey Consumer Fraud Act —Protecting NJ Consumers from Deceptive Business Practices

The New Jersey Consumer Fraud Act (the Act) provides some of the broadest protections to consumers in the nation. The Act protects consumers from fraud in almost all aspects of sales and purchases,...

January 5, 2023 John J. Scura III

Some Basics to Understand About Car Insurance Personal Injury Protection Benefits In New Jersey

In New Jersey, Personal injury protection (PIP) benefits are a critical part of car insurance with respect to medical treatment. PIP coverage, also known as no-fault coverage, helps to pay for...

December 30, 2022 Varun Laks

What to Do When You Are Involved In a Car Accident With a Rental Car

One of the best things about renting a car is getting behind the wheel of something new. Whether you are renting for business or pleasure, driving a rental car can be like getting an extended test...

December 28, 2022 Scura Law Firm

How to Fix Your Credit After Bankruptcy

As a bankruptcy attorney, I often see clients who are struggling with low credit scores and are looking for ways to improve their financial situation. While bankruptcy can be a helpful solution for...

December 20, 2022 David L. Stevens Bankruptcy, Consumer Bankruptcy

Biden Administration Changes Requirements for Student Loan Discharge in Bankruptcy

As we have previously discussed, certain debts are excepted from discharge, meaning a debtor will still be responsible for them after their bankruptcy is concluded. This includes debts incurred by...

December 14, 2022 Guillermo J. Gonzalez

New Jersey Supreme Court Establishes Standard of Care By Coaches In Sports Tort Case

Introduction and Facts of Case

In a recent decision by the New Jersey Supreme Court, it determined “the standard of care that should apply to a coach’s decision to allow a high school field hockey...

December 9, 2022 Scura Law Firm Bankruptcy, Bankruptcy Cost

Considering Filing for Bankruptcy: Do’s and Don’ts

November 29, 2022 David L. Stevens

Common Bankruptcy Myths and Misunderstandings

Very often, bankruptcy is the next logical step in a person’s financial journey. However, misconceptions often surround bankruptcy with many people misunderstanding and, often, avoiding filing even...

November 3, 2022 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7, Chapter 11

Having Trouble Making Car Payments: Bankruptcy Can Help

According to the Consumer Financial Protection Bureau, the average price consumers paid for new vehicles reached a record high of $48,182 and monthly payments are up 19% from 20211. More importantly,...

November 3, 2022 Eric Flaim Consumer Bankruptcy, Business Law

The New Jersey Consumer Fraud Act (“NJCFA”) and How LLCs/Corporations can Utilize the NJCFA

The New Jersey Consumer Fraud Act (“NJCFA”) is generally regarded as one of the strongest consumer protection laws in the United States.

October 24, 2022 David L. Stevens Bankruptcy

Fraud in Bankruptcy

In 2021, the Federal Trade Commission (“FTC”) received 5.7 million total fraud and identity theft reports in 2021. 1.4 million of those were consumer identity theft cases. Together, $2.8 billion of...

October 19, 2022 Guillermo J. Gonzalez Insurance Claims, Personal Injury

Settling a Minor’s Personal Injury Case in New Jersey

In New Jersey, pursuing a personal injury claim when an individual is a minor is substantially different then seeking compensation for injuries when the victim is an adult. As minors, children do not...

October 14, 2022 Paul Evangelista Bankruptcy

Repossessed Vehicles and Using the Bankruptcy Process to Have Recently Repossesed Vehciles Returned

Many individuals have encountered instances when they cannot keep up with payments on their financed vehicles due to circumstances that impact their income or expenses. When individuals cannot make...

October 14, 2022 John J. Scura III Personal Injury

How to Expand Your Personal Injury Protection Coverage (PIP) Coverage in New Jersey If You Only Have $15,000 In Coverage

Personal Injury Protection (“PIP”) is a type of insurance coverage that is provided along with all car insurance policies sold in New Jersey. PIP covers any medical treatment costs related to...

October 10, 2022 Roshni Shah Bankruptcy, Business Bankruptcy, COVID-19

Forbearance and Deferment

Although it may seem that the financial hardship caused Covid-19 is slowly clearing and businesses are beginning to see their first positive financial gains since March 2020, a major financial...

October 10, 2022 Jamal Romero Bankruptcy, Business Bankruptcy, Credit

Life after Bankruptcy: How to Repair Your Credit

Perhaps the biggest misconception of filing for bankruptcy is how long it takes to rebuild your credit. The amount of time a bankruptcy stays on your credit report varies depending on the type of...

October 10, 2022 Jamal Romero Bankruptcy, Business Bankruptcy

Preferential Claims: Ordinary Course of Business Defense

The term “preference payment” in a bankruptcy context can come as a surprise to many unsuspecting creditors. Picture this, you’re a small business, and one of your customers (also a small business)...

October 10, 2022 Paul Evangelista

Navigating Divorce Payments In A Bankruptcy

While filing bankruptcy normally allows a debtor a “fresh start” in regard to debts owed, not all debts are dischargeable. Dischargeable debts usually include those common debts, such as medical...

October 10, 2022 John J. Scura III

How to Get Out of a Bid at a Sheriff Sale Auction In New Jersey

In New Jersey a lender can foreclose on property that acted as the collateral for the loan after the loan goes into default. After the lender obtains a final judgment in court, the lender can then...

October 7, 2022 John J. Scura III Bankruptcy

Eliminating or Voiding a Judgment Lien on Real Property in NJ: What is a Judgment Lien?

September 30, 2022 John J. Scura III Personal Injury, Workers Compensation

Calculating Temporary Workers Compensation Pay and Medical Benefits in New Jersey

The New Jersey legislature enacted the Workers’ Compensation Law with the purpose of reliving an injured employee of the burden of having to pay for their own medical care and additionally to replace...

September 29, 2022 John J. Scura III Personal Injury

Employers Are Required to Follow OSHA Standards to Provide for a Safe Workplace

September 21, 2022 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7, Chapter 11

The Consequences of Bankruptcy Fraud

As of the last few months – cryptocurrency brokerage firms such as Three Arrows Capital, and Celsius Network, Ltd. filed for Chapter 11 Bankruptcy. Unfortunately for some of their customers, there...

September 19, 2022 David L. Stevens Debt Management

Fair Debt Collection Practices Act

The Bankruptcy Code is a set of federal laws that affords debtors (the party that declares bankruptcy) certain protections,such as the automatic stay and debt discharge injunction. These protections...

September 19, 2022 David L. Stevens Bankruptcy, Business Bankruptcy, Business Law

Can a Foreign Citizen File Bankruptcy in the United States?

Internationally, the United States is looked at as a land of opportunities. Many come here seeking better business opportunities, educational benefits, or any other route to the American Dream....

August 18, 2022 Scura Law Firm Bankruptcy, Chapter 13, Debt Management, Chapter 7, Chapter 11

New Bankruptcy Debt Limits - What does this mean for Debtors?

On June 21, 2022, President Biden signed into law the Bankruptcy Threshold Adjustment and Technical Corrections Act (Bill S. 3823). What Bill 3823 does is it increases the Chapter 13 debt limits...

August 7, 2022 John J. Scura III Bankruptcy

Protecting IRA Accounts in Bankruptcy

July 21, 2022 Anthony Kasper Bankruptcy, Debt Management, Credit

How to File a Motion for Relief from Automatic Stay

When a person files for bankruptcy, they are beginning a complicated legal proceeding that involves multiple moving levers. Doing so creates obligations for both debtors and creditors, while also...

July 19, 2022 Scura Law Firm Probate and Estate Law

Who Gets My 401(k)?

July 19, 2022 Guillermo J. Gonzalez Insurance Claims, Personal Injury, News

Package of Proposed Automobile Insurance Bills May Affect New Jersey Residents

June 16, 2022 David L. Stevens Bankruptcy, Business Bankruptcy, Business Law, Credit

What Happens When a Company Subject to a Collective Bargaining Agreement Declares Bankruptcy?

Under the bankruptcy code, a debtor my reject certain “executory contracts” as they can be considered liabilities to the estate. What this means is that a debtor may choose to assume, or reject,...

June 16, 2022 David L. Stevens Bankruptcy, Credit

What Happens If a Bankruptcy Debtor Dies?

While it does not happen often, debtors do sometimes pass away while their Chapter 7 or Chapter 13 bankruptcy case is still pending. Those in their old age, or those attempting to discharge...

June 16, 2022 Guillermo J. Gonzalez Personal Injury

Is It Possible to Sue the Owner of a Business in My Personal Injury Case?

Generally, when individuals decide to start a business, one of the first task to complete is to incorporate the business and determine what type of business entity is best for their company. These...

April 7, 2022 Guillermo J. Gonzalez

New Jersey Supreme Court Heightens Standard of Care For NJ Transit

On February 17, 2021, the New Jersey Supreme Court in Maison v. New Jersey Transit Corporation, et al. issued an opinion that heightened the standard of care owed to passengers on the New Jersey...

March 31, 2022 Guillermo J. Gonzalez Insurance Claims, Personal Injury

Disclaiming Insurance Coverage In Personal Injury Actions

One of the most difficult issues that arise during a personal injury case is when the insured’s/defendant’s insurance company seeks to disclaim liability coverage. This can be extremely frustrating...

March 11, 2022 Scura Law Firm Bankruptcy, Debt Management, Chapter 7

Debt Consolidation is a Scam

A few days ago, I met a couple from New Jersey looking for financial assistance. As we went over their financial difficulties, they began telling me about this “debt consolidation program” they were...

March 11, 2022 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7, tax

Can You Discharge Overpayment of Unemployment Benefits In Bankruptcy?

In March 2020, thousands of businesses were forced to shut down,many Americans were left without a job, and millions applied for unemployment benefits. According to State of New Jersey’s Department...

March 1, 2022 David L. Stevens Bankruptcy, Credit, student loans

What Does It Mean to Discharge in Bankruptcy?

Discharge in bankruptcy means to eliminate, or wipe out, a debt. Under a Chapter 7 Bankruptcy for example, unsecured debt, such as credit cards, personal loans, or medical bills, can be completely...

February 8, 2022 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7, tax

Tax Season 2022: Discharging Taxes through Bankruptcy

Although we’re still a couple of months away, the April 15th tax deadline will be here before you know it, and if you already owe income taxes for previous tax years, you could be facing an even...

February 7, 2022 Scura Law Firm Divorce, Bankruptcy

Filing for Bankruptcy with A Side of Divorce Proceeding

Filing for divorce is never an easy process. This can become more complicated when one of the spouses seeks to file for bankruptcy in the middle of a pending divorce proceeding. This blog will...

February 2, 2022 John J. Scura III Insurance Claims, Car Accident, Personal Injury

The New Jersey Insurance Fair Conduct Act Helps Consumers with Uninsured and Underinsured Motorist Coverage

On January 18, 2022, Governor Murphy signed a historic bill that will permit an insured to file a bad faith claim against its own insurance company where it fails to reasonably settle an...

January 20, 2022 David L. Stevens

Foreclosures and Evictions Have Already Started in New Jersey

Due to COVID-19’s continuing negative impact on the economy, thousands of New Jersey residents are still experiencing financial difficulties. Among these are homeowners receiving foreclosure...

October 13, 2021 Scura Law Firm Bankruptcy, student loans

Student Loan Debt Reform: What Is The Fresh Start Through Bankruptcy Act of 2021?

As the student loan debt crisis in America becomes more alarming, and with the U.S. reaching $1.73 trillion dollars student loan debt, the options to eliminate such debts are grim at best. As recent...

October 7, 2021 Brendan Greve Employment Law

Is Your Severance Pay Worth it? Talk to an Attorney First.

A severance agreement is a contract that employers often ask employees to sign upon termination. These agreements soften the blow of a firing or layoff because, in such agreements, an employer agrees...

September 28, 2021 John J. Scura III Insurance Claims, Car Accident, Accident

New Jersey New Law Requires Mandatory Policy Limit Disclosure Before Lawsuit

The new law requiring insurance companies to disclose the policy limits before a lawsuit is filed to an injured party’s attorney will have a substantial positive impact on settlement discussions....

September 8, 2021 Guillermo J. Gonzalez Personal Injury, Accident

Governor Signs Into Law Requirement For Auto Insurance Companies To Disclose Policy Coverage Limits Prior to Lawsuit

Background of S-1558

On July 22, 2021 Governor Murphy signed into law S-1558. This new law requires auto insurers to disclose policy coverage limits to an injury victim when requested by their...

July 13, 2021 Scura Law Firm Personal Injury

How to Find the Best Personal Injury Attorney in New Jersey - Free Consultations

The gift of mobility is something we often take for granted. After getting injured, there are many things that you may need assistance with – physical, let alone tedious, tasks. Then, you have...

July 2, 2021 Anthony Alvarez Personal Injury, Damages, Accident, Dog Bites, Dog

When Is a Dog Owner Liable for a Dog Bite in New Jersey?

June 30, 2021 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

Chapter 7 Bankruptcy Vs. Chapter 13 Bankruptcy in New Jersey

Illness, divorce, foreclosure, and job loss—almost everyone will face one or more of these issues at some point in their lives, if not all of them at the same time. If you've ever been in this...

June 14, 2021 Scura Law Firm Insurance Claims, Car Accident, Personal Injury, Accident

How to Hire a New Jersey Car Accident Attorney?

The vast network of roads and highways in New Jersey means that they are inescapably some of the busiest in the country, thus making car accidents a very common sight, and the predominant auto...

April 2, 2021 Scura Law Firm

CARES Act Bankruptcy Provisions Extended Another Year to March 27, 2022

President Biden signed the “COVID-19 Bankruptcy Relief Extension Act” into law on March 27, 2021. Now, personal and small business bankruptcy relief provisions of last year’s CARES act are extended...

March 15, 2021 Anthony Alvarez

Does the three-day review on real estate apply to auctions?

In New Jersey, after a buyer and seller sign a contract for purchase/sale of real estate, such as a house, there is typically a three-day attorney review period. This three-day review period is a ...

February 5, 2021 Scura Law Firm

John Scura Live on RVN TV's "Justice For All"

January 13, 2021 Scura Law Firm

What You Need to Know About Paycheck Protection Program (PPP) Round 2 in New Jersey

December 29, 2020 John J. Scura III

What Covid-19/Coronavirus Pandemic Defenses Are There to a Commercial Lease to Stop Eviction or Get Out of a Contract In New Jersey

The Covid-19/Coronavirus Pandemic has created a new defense to commercial leases and contracts into our legal landscape in New Jersey. Many businesses are unable to pay on their leases or perform on...

November 17, 2020 Scura Law Firm Medical, Workers Compensation

Can You Receive Compensation for Occupational Claims in New Jersey?

Wear and tear injuries are often overlooked by employees, dismissed as nothing significant, even though these injuries, developed over time, can merit workers’ compensation aid as occupational...

November 17, 2020 John J. Scura III Corporate Litigation, Business Law

What is a Merchant Cash Advance?

A Merchant Cash Advance (“MCA”) allows an MCA provider (“buyer) to purchase future credit or debit card sales from the merchant (“seller”). The payback amount depends on the merchant’s sale volume....

November 17, 2020 John J. Scura III Bankruptcy, Foreclosure

How Do You Stop an Eviction in New Jersey?

Update as of 6/14/21

Jamal Romero, Esq: Has the pandemic left you without a job and you can’t afford to move. Have you ever wondered if you can stop an eviction proceeding? The following information...

November 17, 2020 Scura Law Firm Foreclosure, Probate and Estate Law

How Long Does Foreclosure Take in New Jersey?

When you are behind on your mortgage payments, it is only a matter of time before you ask how long you have before the foreclosure process begins. In New Jersey, when you take out a mortgage loan,...

November 17, 2020 Scura Law Firm Bankruptcy, Attorney Fees

How Much Does it Cost to File Bankruptcy in New Jersey?

When you file for bankruptcy, you are often struggling to overcome the fees and debts that have smothered your financial status, so when you are offered a solution to escape that debt, your first...

November 10, 2020 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

How Do You Rent a New Apartment After Filing for Bankruptcy in NJ?

When you file for bankruptcy, you often feel marked by the filing. Whether you’re buying a new car or looking for a new apartment to rent, you remain conscious that your bankruptcy will follow you....

November 4, 2020 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

Is it Better to File Chapter 7 or Chapter 13 Bankruptcy in New Jersey?

When someone researches bankruptcy for the first time, they come across individuals discussing their experiences with two entirely different forms of bankruptcy: Chapter 7 or Chapter 13. Bankruptcy,...

October 29, 2020 Scura Law Firm Insurance Claims, Personal Injury, wrongful death

What Happens If You Let an Underaged Person Drive Drunk in New Jersey?

Some parents do not see the harm in letting their underage children drink a little, but everyone should understand the dangers of giving an underaged person a drink before letting them drive drunk,...

October 26, 2020 John J. Scura III Bankruptcy, Debt Management

Are Merchant Cash Advances Legal in New Jersey?

A Merchant Cash Advance (“MCA”) allows an MCA provider (“buyer") to purchase future credit or debit card sales from the merchant (“seller”). The payback amount depends on the merchant’s sale volume....

October 16, 2020 John J. Scura III Personal Injury

How Can I File a Personal Injury Lawsuit in New Jersey?

It is hard to know how to file a personal injury lawsuit if you have never known someone who sued another party for damages. The process might seem unknowable or beyond understanding from the...

October 6, 2020 Scura Law Firm Car Accident, Personal Injury, Damages

No Fault Personal Injury Protection (PIP) vs. At Fault Insurance Coverage in New Jersey

In New Jersey, understanding PIP coverage is essential, as it might be required to protect yourself when you need medical coverage. To illustrate how, consider this: the worst has happened: you are...

October 5, 2020 Scura Law Firm Car Accident, Personal Injury

5 Ways Construction Projects Can Ruin Your Car

In theory, construction sites build. They are designed to help build towers to the sky, replaced damaged property with functional equivalents, and add curbside appeal to cities and towns in need of...

October 1, 2020 Scura Law Firm Personal Injury

Most Common Ways You Can Be Injured (That Your Town is Responsible For)

People injure themselves just by living their normal lives. The world is full of things that can hurt you. On occasion, these accidents are no one’s fault. These occasions, however, are few and far...

September 29, 2020 Scura Law Firm Bankruptcy

When Can You File Emergency Bankruptcy in New Jersey?

There is a pile of envelops, unopened, piling like a mountain outside your door – so dense and heavy you cannot escape your home. The statements from the bank reveal your accounts are empty. You have...

September 24, 2020 Scura Law Firm Personal Injury, wrongful death

What Does Wrongful Death Mean?

People know what murder is. They know what it means when a person dies in a vehicle crash or as the result of medical malpractice. These are terms that are familiar enough to a regular person that...

September 21, 2020 Scura Law Firm Car Accident, Personal Injury

Jaywalker v Reckless Driver – Who was Responsible for the Injury?

Reckless driving and reckless walking can lead to some unsafe situations. When someone drives around without looking at the road or walks on the road without looking, things, unsurprisingly, will go...

September 14, 2020 Scura Law Firm Bankruptcy, Chapter 11

Scura Represents The First Subchapter V Bankruptcy Plan for an Individual

We are proud to present the first consensual Chapter 11 Subchapter V Bankruptcy Plan of Reorganization for an individual debtor. Here, the Debtor’s proposed plan of reorganization was approved by the...

August 21, 2020 Scura Law Firm Car Accident, Personal Injury

6 Common Car Mechanical Failures That Can Get You Into an Accident

Personal Injury cases often deal with car accidents. People can be seriously hurt or injured by a vehicle when driving. You might find yourself rammed from the side, rear-ended, or cut off in abrupt...

August 14, 2020 Scura Law Firm Personal Injury, Damages

5 Most Common Disorderly Persons Offenses in NJ

If you are a fan of police or legal procedural shows, you might be shocked by the New Jersey legal system’s lack of familiar criminal jargon. The state of New Jersey does not have “felony” or...

August 12, 2020 Scura Law Firm Bankruptcy, Chapter 7

The Chapter 7 Bankruptcy Engagement Ring Scandal – Can a Ring be Liquidated?

Marriage is a life-altering event for so many people. However, so is bankruptcy. When the two become embroiled in one another, things can quickly unravel into a complicated, involved mess. Such is...

August 11, 2020 Scura Law Firm Credit

Unsecured vs. Secured Credit Cards: What is the Difference?

You got your credit report in, and it is not looking too great for your score. Due to a myriad of unfulfilled financial commitments, your credit score is too low to take out new loans. For now, you...

August 6, 2020 Scura Law Firm Car Accident, Personal Injury, Accident

Can a Pedestrian Be at Fault for Car Accidents?

When you hear that a vehicle crashes into a pedestrian, the first assumption is the driver was speeding or not paying attention to the road. When pedestrians are walking on the sidewalk or crossing...

August 5, 2020 Scura Law Firm Video | Bankruptcy

At Scura, We're Professional Problem Solvers

We at Scura are always thinking about how to help more people. We seek to connect to families and businesses who might be facing a new set of financial woes or physical injures. To that end, we’re...

July 21, 2020 Scura Law Firm Bankruptcy, Credit

10 Ways to Improve Credit After Bankruptcy in NJ

It is not an understatement to say that filing for bankruptcy can impact your credit score. Many fear the intense impact such a filing can have on their score, fearing apocalyptic repercussions of...

July 20, 2020 Scura Law Firm Bankruptcy

Collectibles and Bankruptcy: Keep Your Hands off My Princess Diana Beanie Baby

Everyone possesses something that carries with it great emotional value. It can be a possession we cherish, put on display, tell others its worth, and maintain even as years – decades, even – pass....

July 17, 2020 Scura Law Firm Car Accident, Personal Injury, Accident

If you Get into an Accident Riding a Bicycle, Will Insurance Help You?

Every cyclist’s worst fear is being struck by a car while on the road. They might do everything right, driving along the curb with a helmet, a bell, and a light source for night driving. None of that...

July 16, 2020 Scura Law Firm Personal Injury, Accident, wrongful death

If you See Something Traumatic, Can You Sue for Emotional Damages?

Trauma doesn’t come with a price tag. If your car gets broken in, there’s monetary value to how much a new window or door may cost. If your leg breaks, therapy and hospitals will give you a fee for...

July 14, 2020 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7, Credit

How Will NJ Bankruptcy Affect My Credit Score?

A lot of uncertainty comes when filing for bankruptcy. You set out in life with dreams of financial prosperity, only to need bankruptcy relief when life gets in the way. There are several anxieties...

July 14, 2020 Scura Law Firm Car Accident, Personal Injury, Accident

Photo Evidence Can Help Win a Car Crash Personal Injuries Suit

The worst has happened. You’re driving your vehicle on the open road, eyes ahead. You are obeying every rule of the road, doing everything right. Then, something strikes your vehicle. Maybe a truck...

July 14, 2020 John J. Scura III Commercial & Residential Real Estate

How Can Three-Day Review Protect My Rights On Real Estate Contract in New Jersey?

After you make an offer to buy a house and the seller accepts that offer, a pre-printed form of contract is usually prepared by a realtor setting forth the essential terms and is singed by both the...

July 10, 2020 John J. Scura III Trial Law

Suggestions to Witness at a Deposition Trial

Your fundamental and continuing obligation as a witness is to tell the truth. There can be no departure from that rule. However, the following are guidelines that may generally assist you in...

June 23, 2020 Scura Law Firm Medical, Attorney

I Wish Someone Told Me Sooner - Special Webinar on Medical Directives & Powers of Attorney

Scura, Wigfield, Heyer, Stevens & Cammarota, LLP, attorneys Peter Cammarota and Joe Hallock feature in this new special webinar. In this collaboration with New Jersey’s Seton Hall Alumni...

June 23, 2020 Scura Law Firm Bankruptcy, Foreclosure

The Rules for Sheriff Sales in New Jersey Have Changed

Property is the ultimate form of collateral. In New Jersey, when you take out your mortgages and pay your taxes, you offer up your property and home as collateral in case you fail to meet said...

June 10, 2020 Scura Law Firm Chapter 13, Debt Management, Chapter 11, Business Bankruptcy

Stripping of IRS or State of New Jersey Tax Debt in Bankruptcy

Liens can be a complicated problem for many individuals dealing with heavy debt issues. A lien is a claim or legal right against assets, most often property or real estate, which are utilized as...

June 10, 2020 Scura Law Firm Insurance Claims, Damages

Press Release - Fox and Falcon Files Suit Against Hartford Insurance

Fox and Falcon, a well-established bar and restaurant located in South Orange, New Jersey, has filed suit against Connecticut-based Hartford Insurance for failing to pay on the business interruption...

May 14, 2020 John J. Scura III

Can You Discharge Small Business Administration (SBA) Debt in Bankruptcy?

Small Business Administration (SBA) loans are no different than other debt and are dischargeable in business bankruptcy. An individual that has personally guaranteed a debt may also discharge an SBA...

May 11, 2020 Christopher Heyer

Updating Your Employee Handbook For The Post COVID-19 World

Sometime in the not so distant future, the government shutdown associated with the COVID-19 pandemic will be over and businesses will start to re-open. In anticipation of this re-opening, businesses...

April 27, 2020 David L. Stevens

Filing for Bankruptcy is Exciting!

I am often asked how I can be so optimistic when my job is working with people going through perhaps the most difficult time in their lives. It’s easy: my job is to make things better.  I am a...

April 3, 2020 Scura Law Firm

What The SBA Is Doing To Help the Self Employed And the Small Business Community

If You Are Self-Employed or Have a Small Business, You Need To Read This:

Due to the current economic and social landscape caused by COVID-19, schools are closed, people are under quarantine, there’s...

March 25, 2020 John J. Scura III

Legal Strategies to Deal with Coronavirus (COVID-19) In New Jersey [Live Thread]

The COVID-19 pandemic has put the entire country in an economic crisis. For many people, it might be overwhelming for people to map out a proper strategy to stay afloat, even as we begin to emerge...

March 24, 2020 Christopher Heyer

Impacts of COVID-19 on You and Your Business

The impacts of COVID-19 continue to change our lives on a daily basis. The response by the Federal and State governments has immeasurably changed the way we live and conduct business. Employers and...

March 11, 2020 David E. Sklar

Should You File an Individual Chapter 11 Bankruptcy or a Chapter 13 Bankruptcy Case?

If you are an individual in need of a bankruptcy reorganization plan, you may be wondering whether you should be filing a chapter 11 bankruptcy case or a chapter 13 bankruptcy case. This blog will...

February 25, 2020 Scura Law Firm

Financial Consequences of a Civil Judgment in New Jersey

Having a civil judgment against you can serious financial consequences. First, civil judgments can be recorded as liens against any land you own within New Jersey. Judgment liens have to be satisfied...

December 27, 2019 Scura Law Firm Medical, Bankruptcy

The Rise in Health Insurance Costs and Medical Bills And How Bankruptcy Can Help

Unlike other financial issues such as credit card debt, medical debt is not caused by unwise monetary choices, but rather it is often caused by unforeseen circumstances. The issue is cyclical: You...

December 23, 2019 David E. Sklar

Determining Whether to Pursue a Loan Modification or Cure and Maintain Chapter 13 Plan

When an individual is contemplating the best strategy to keep their residence through a chapter 13 bankruptcy plan, a key consideration is generally whether to pursue a loan modification or a cure...

December 3, 2019 David L. Stevens

Operating Guidelines for NJ Small Businesses in Chapter 11 Bankruptcy Cases

Chapter 11 cases are more complicated bankruptcy cases in many ways and much more is required of a debtor in Chapter 11 than in a chapter 7 or chapter 13 case. The debtor's failure to comply with the...

November 11, 2019 David E. Sklar Litigation

CONTEMPLATING A LAWSUIT? MAKE SURE YOU ACT BEFORE THE EXPIRATION OF THE STATUTE OF LIMITATIONS

If you are contemplating a lawsuit against another individual or entity, you must make sure that you bring your lawsuit prior to the expiration of the applicable statute of limitations. This blog...

November 4, 2019 Scura Law Firm

What Are Disorderly Persons Offenses & Conditional Dismissal in NJ?

The State of New Jersey does not use the often-heard terminology of “felonies” and “misdemeanors” when classifying criminal offenses, but rather classifies criminal infractions as either indictable...

October 23, 2019 Guillermo J. Gonzalez

When Personal Injury and Bankruptcy Collide

When a Debtor is Considering Bankruptcy and Maintains a Personal Injury Claim

When individuals file for bankruptcy, they are required to disclose all their assets and liabilities. However, some...

October 21, 2019 Scura Law Firm

Who Will Benefit From Your Life Insurance Policy?

Life insurance policies are a frequently utilized estate planning tool. A life insurance policy is a contract between the insurer and the insured for the benefit of the beneficiary. Vasconi v....

October 18, 2019 Guillermo J. Gonzalez

Can a Creditor Obtain a Previously Transferred Asset?

Like many jurisdictions, New Jersey has enacted laws that prohibit the transfer of assets intended to avoid the reach of creditors. In New Jersey, this law is known as the New Jersey Uniform...

October 14, 2019 David E. Sklar

Keeping Your Home After a NJ Tax Foreclosure Sale

Previously, I had written a blog exploring what at that time was an unsettled area of the law. That blog explored whether you could utilize a preference avoidance action pursuant to 11 U.S.C. § 547...

October 8, 2019 John J. Scura III

Insurance Law Covering Accidents Involving Uber And Lyft Drivers and Passengers in NJ

Accidents involving Uber or Lyft and the insurance issues involved are much different from normal auto accidents especially where you are the passenger in the Uber or Lyft car, a pedestrian struck...

October 4, 2019 Christopher Heyer

Court Addresses Enforcability of NJ ADP Restrictive Covenants

With increasing business competition, employers in New Jersey often try and have key executives and salespeople sign restrictive covenants containing non-compete and non-solicitation provisions....

September 16, 2019 David E. Sklar

How to Address Post-Petition Arrears on Your Mortgage in Your Chapter 13 Bankruptcy Case

In any chapter 13 bankruptcy case, the maximum plan period for any case is sixty months from when the case is filed. While at the outset of your case it may seem manageable to maintain your ongoing...

September 13, 2019 David L. Stevens

Money is Fungible:  Safeguard the Character of Exempt Assets

A bankruptcy case begins when a debtor files a bankruptcy petition in a bankruptcy court.The start of the case creates a bankruptcy estate, which contains “all legal or equitable interests of the...

September 8, 2019 Guillermo J. Gonzalez Bankruptcy, Business Bankruptcy

Extending the Automatic Stay to Co-Debtors

The most beneficial protection provided to individuals and corporate entities filing during bankruptcy proceedings is the “automatic stay”. The automatic stay is immediately invoked upon the filing...

September 5, 2019 Guillermo J. Gonzalez Bankruptcy

Using a Guardian Ad Litem for an Incompetent Individual During a Bankruptcy Proceeding in NJ

While individual debtors are permitted to use power of attorneys during bankruptcy proceedings, there are rare circumstances that obtaining a guardian ad litem for an incompetent individual may be...

September 4, 2019 Christopher Heyer Employment Law

New Jersey Bans Pre-Employment Salary History Inquiries

Effective January 25, 2020, private employers in New Jersey will be prohibited from requiring applicants to provide wage and salary history in connection with an offer of employment. Specifically,...

August 27, 2019 Scura Law Firm Bankruptcy, Foreclosure

The Foreclosure Process and Bankruptcy: How to Save Your Home

Update as of 6/14/2021

August 13, 2019 David E. Sklar Bankruptcy

Should You Include Any Rights Arising from a Lawsuit or Potential Lawsuit in a Bankruptcy?

When filing for bankruptcy, you must file a bankruptcy petition. The Bankruptcy Code requires that the bankruptcy petition contain all of your assets. An asset, which you might not think is an asset,...

July 17, 2019 David E. Sklar Bankruptcy

SCURA, WIGFIELD, HEYER, STEVENS & CAMMAROTA, LLP SUCCESSFULLY MOVES FOR SUMMARY JUDGMENT IN ADVERSARY PROCEEDING BROUGHT BY CREDITORs PURSUANT TO 11 U.S.C. § 523(A)(6)

Recently, I successfully represented a debtor in an adversary proceeding brought by creditors (the Plaintiffs) seeking to have the debt owed to them declared non-dischargeable pursuant to 11 U.S.C. §...

July 11, 2019 Scura Law Firm Litigation

Enforcing Interlocutory Orders in NJ

“Lawsuits are war. It’s as simple as that and they all begin the same way; a declaration of war: the complaint.” -John Grisham, A Civil Action. After the complaint, the war is waged through discovery...

July 1, 2019 Scura Law Firm Bankruptcy, Bankruptcy Cost

Bankruptcy and Executory Contracts: You Have Options

In a recent experience with a client (“Jane Doe”), she began by telling me that after six months of infusing her franchise with cash directly from her retirement accounts, the franchise was doing...

May 16, 2019 David E. Sklar Bankruptcy, Chapter 13

WHAT HAPPENS IF YOUR LIFE CIRCUMSTANCES CHANGE DURING THE COURSE OF YOUR CHAPTER 13 BANKRUPTCY CASE

It is nearly impossible to predict what the future holds in life. Therefore, when you enter a five-year chapter 13 bankruptcy plan, you never know what life changes may be thrown your way during the...

April 8, 2019 Scura Law Firm Foreclosure

A New Jersey Residential Foreclosure Road Map

Foreclosure is the judicial process by which a lender takes title and possession to property after a homeowner stops making mortgage payments. Generally, a “mortgage” is comprised of a promissory...

April 8, 2019 David L. Stevens Business Bankruptcy

Shutting the Doors of a Failing NJ Business and Walking Away

Every day new companies open their doors, employ a workforce, and provide valuable services and products to help sustain our economy. Clearly, not all businesses are successful, particularly small...

April 6, 2019 Guillermo J. Gonzalez Personal Injury, Slip and Fall

Understanding and Winning Your Trip-and-Fall or Slip-and-Fall Personal Injury Case

One of the most common personal injury actions relate to an individual losing their balance and subsequently suffering injuries from a fall. Generally, when a fall occurs you can’t help but ask...

April 5, 2019 David E. Sklar Bankruptcy

The Effect of NJ Jointly Owned Property and Bankruptcy

In many instances, marital couples intertwine their financial affairs. This causes the vast majority of both real and personal property owned by the marital couple to be jointly owned property. This...

April 5, 2019 John J. Scura III Litigation

How to Sue Home Improvement NJ Contractors

Remodeling or adding to your home is often a necessary undertaking to stay current and accommodate a growing family. It is also a stressful and costly endeavor. During the process, homeowners...

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