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April 7, 2022 Guillermo J. Gonzalez

New Jersey Supreme Court Heightens Standard of Care For NJ Transit

On February 17, 2021, the New Jersey Supreme Court in Maison v. New Jersey Transit Corporation, et al.  issued an opinion that heightened the standard of care owed to passengers on the New Jersey...

March 31, 2022 Guillermo J. Gonzalez Insurance Claims, Personal Injury

Disclaiming Insurance Coverage In Personal Injury Actions

One of the most difficult issues that arise during a personal injury case is when the insured’s/defendant’s insurance company seeks to disclaim liability coverage. This can be extremely frustrating...

March 11, 2022 Carlos Martinez Bankruptcy, Debt Management, Chapter 7

Debt Consolidation is a Scam

A few days ago, I met a couple from New Jersey looking for financial assistance. As we went over their financial difficulties, they began telling me about this “debt consolidation program” they were...

March 11, 2022 Carlos Martinez Bankruptcy, Chapter 13, Chapter 7, tax

Can You Discharge Overpayment of Unemployment Benefits In Bankruptcy?

In March 2020, thousands of businesses were forced to shut down,many Americans were left without a job, and millions applied for unemployment benefits. According to State of New Jersey’s Department...

March 1, 2022 David L. Stevens Bankruptcy, Credit, student loans

What Does It Mean to Discharge in Bankruptcy?

Discharge in bankruptcy means to eliminate, or wipe out, a debt. Under a Chapter 7 Bankruptcy for example, unsecured debt, such as credit cards, personal loans, or medical bills, can be completely...

February 8, 2022 Carlos Martinez Bankruptcy, Chapter 13, Chapter 7, tax

Tax Season 2022: Discharging Taxes through Bankruptcy

Although we’re still a couple of months away, the April 15th tax deadline will be here before you know it, and if you already owe income taxes for previous tax years, you could be facing an even...

February 2, 2022 John J. Scura III Insurance Claims, Car Accident, Personal Injury

The New Jersey Insurance Fair Conduct Act Helps Consumers with Uninsured and Underinsured Motorist Coverage

On January 18, 2022, Governor Murphy signed a historic bill that will permit an insured to file a bad faith claim against its own insurance company where it fails to reasonably settle an...

January 20, 2022 David L. Stevens

Foreclosures and Evictions Have Already Started in New Jersey

Due to COVID-19’s continuing negative impact on the economy, thousands of New Jersey residents are still experiencing financial difficulties. Among these are homeowners receiving foreclosure...

October 13, 2021 Carlos Martinez Bankruptcy, student loans

Student Loan Debt Reform: What Is The Fresh Start Through Bankruptcy Act of 2021?

As the student loan debt crisis in America becomes more alarming, and with the U.S. reaching $1.73 trillion dollars student loan debt, the options to eliminate such debts are grim at best. As recent...

October 11, 2021 Mark T. Matri Probate and Estate Law

What Happens to My 401(k) If I Die?

October 7, 2021 Brendan Greve Employment Law

Is Your Severance Pay Worth it? Talk to an Attorney First.

A severance agreement is a contract that employers often ask employees to sign upon termination. These agreements soften the blow of a firing or layoff because, in such agreements, an employer agrees...

September 28, 2021 John J. Scura III Insurance Claims, Car Accident, Accident

New Jersey New Law Requires Mandatory Policy Limit Disclosure Before Lawsuit

The new law requiring insurance companies to disclose the policy limits before a lawsuit is filed to an injured party’s attorney will have a substantial positive impact on settlement discussions....

September 8, 2021 Guillermo J. Gonzalez Personal Injury, Accident

Governor Signs Into Law Requirement For Auto Insurance Companies To Disclose Policy Coverage Limits Prior to Lawsuit

 

Background of S-1558

On July 22, 2021 Governor Murphy signed into law S-1558. This new law requires auto insurers to disclose policy coverage limits to an injury victim when requested by their...

July 13, 2021 Scura Law Firm Personal Injury

How to Find the Best Personal Injury Attorney in New Jersey - Free Consultations

The gift of mobility is something we often take for granted. After getting injured, there are many things that you may need assistance with – physical, let alone tedious, tasks. Then, you have...

July 2, 2021 Anthony Alvarez Personal Injury, Damages, Accident, Dog Bites, Dog

When Is a Dog Owner Liable for a Dog Bite in New Jersey?

 

June 30, 2021 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

Chapter 7 Bankruptcy Vs. Chapter 13 Bankruptcy in New Jersey

Illness, divorce, foreclosure, and job loss—almost everyone will face one or more of these issues at some point in their lives, if not all of them at the same time. If you've ever been in this...

June 14, 2021 Scura Law Firm Insurance Claims, Car Accident, Personal Injury, Accident

How to Hire a New Jersey Car Accident Attorney?

The vast network of roads and highways in New Jersey means that they are inescapably some of the busiest in the country, thus making car accidents a very common sight, and the predominant auto...

April 2, 2021 Scura Law Firm

CARES Act Bankruptcy Provisions Extended Another Year to March 27, 2022

President Biden signed the “COVID-19 Bankruptcy Relief Extension Act” into law on March 27, 2021. Now, personal and small business bankruptcy relief provisions of last year’s CARES act are extended...

March 15, 2021 Anthony Alvarez

Does the three-day review on real estate apply to auctions?

In New Jersey, after a buyer and seller sign a contract for purchase/sale of real estate, such as a house, there is typically a three-day attorney review period. This three-day review period is a ...

February 5, 2021 Scura Law Firm

John Scura Live on RVN TV's "Justice For All"

January 13, 2021 Carlos Martinez

What You Need to Know About Paycheck Protection Program (PPP) Round 2 in New Jersey

December 29, 2020 John J. Scura III

What Covid-19/Coronavirus Pandemic Defenses Are There to a Commercial Lease to Stop Eviction or Get Out of a Contract In New Jersey

The Covid-19/Coronavirus Pandemic has created a new defense to commercial leases and contracts into our legal landscape in New Jersey. Many businesses are unable to pay on their leases or perform on...

November 17, 2020 Scura Law Firm Medical, Workers Compensation

Can You Receive Compensation for Occupational Claims in New Jersey?

Wear and tear injuries are often overlooked by employees, dismissed as nothing significant, even though these injuries, developed over time, can merit workers’ compensation aid as occupational...

November 17, 2020 John J. Scura III Corporate Litigation, Business Law

What is a Merchant Cash Advance?

A Merchant Cash Advance (“MCA”) allows an MCA provider (“buyer) to purchase future credit or debit card sales from the merchant (“seller”). The payback amount depends on the merchant’s sale volume....

November 17, 2020 John J. Scura III Bankruptcy, Foreclosure

How Do You Stop an Eviction in New Jersey?

Update as of 6/14/21

Jamal Romero, Esq: Has the pandemic left you without a job and you can’t afford to move. Have you ever wondered if you can stop an eviction proceeding? The following information...

November 17, 2020 Scura Law Firm Foreclosure, Probate and Estate Law

How Long Does Foreclosure Take in New Jersey?

When you are behind on your mortgage payments, it is only a matter of time before you ask how long you have before the foreclosure process begins. In New Jersey, when you take out a mortgage loan,...

November 17, 2020 Scura Law Firm Bankruptcy, Attorney Fees

How Much Does it Cost to File Bankruptcy in New Jersey?

When you file for bankruptcy, you are often struggling to overcome the fees and debts that have smothered your financial status, so when you are offered a solution to escape that debt, your first...

November 10, 2020 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

How Do You Rent a New Apartment After Filing for Bankruptcy in NJ?

When you file for bankruptcy, you often feel marked by the filing. Whether you’re buying a new car or looking for a new apartment to rent, you remain conscious that your bankruptcy will follow you....

November 4, 2020 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

Is it Better to File Chapter 7 or Chapter 13 Bankruptcy in New Jersey?

When someone researches bankruptcy for the first time, they come across individuals discussing their experiences with two entirely different forms of bankruptcy: Chapter 7 or Chapter 13. Bankruptcy,...

October 29, 2020 Scura Law Firm Insurance Claims, Personal Injury, wrongful death

What Happens If You Let an Underaged Person Drive Drunk in New Jersey?

Some parents do not see the harm in letting their underage children drink a little, but everyone should understand the dangers of giving an underaged person a drink before letting them drive drunk,...

October 26, 2020 John J. Scura III Bankruptcy, Debt Management

Are Merchant Cash Advances Legal in New Jersey?

A Merchant Cash Advance (“MCA”) allows an MCA provider (“buyer") to purchase future credit or debit card sales from the merchant (“seller”). The payback amount depends on the merchant’s sale volume....

October 16, 2020 John J. Scura III Personal Injury

How Can I File a Personal Injury Lawsuit in New Jersey?

It is hard to know how to file a personal injury lawsuit if you have never known someone who sued another party for damages. The process might seem unknowable or beyond understanding from the...

October 6, 2020 Scura Law Firm Car Accident, Personal Injury, Damages

No Fault Personal Injury Protection (PIP) vs. At Fault Insurance Coverage in New Jersey

In New Jersey, understanding PIP coverage is essential, as it might be required to protect yourself when you need medical coverage. To illustrate how, consider this: the worst has happened: you are...

October 5, 2020 Scura Law Firm Car Accident, Personal Injury

5 Ways Construction Projects Can Ruin Your Car

In theory, construction sites build. They are designed to help build towers to the sky, replaced damaged property with functional equivalents, and add curbside appeal to cities and towns in need of...

October 1, 2020 Scura Law Firm Personal Injury

Most Common Ways You Can Be Injured (That Your Town is Responsible For)

People injure themselves just by living their normal lives. The world is full of things that can hurt you. On occasion, these accidents are no one’s fault. These occasions, however, are few and far...

September 29, 2020 Scura Law Firm Bankruptcy

When Can You File Emergency Bankruptcy in New Jersey?

There is a pile of envelops, unopened, piling like a mountain outside your door – so dense and heavy you cannot escape your home. The statements from the bank reveal your accounts are empty. You have...

September 24, 2020 Scura Law Firm Personal Injury, wrongful death

What Does Wrongful Death Mean?

People know what murder is. They know what it means when a person dies in a vehicle crash or as the result of medical malpractice. These are terms that are familiar enough to a regular person that...

September 21, 2020 Scura Law Firm Car Accident, Personal Injury

Jaywalker v Reckless Driver – Who was Responsible for the Injury?

Reckless driving and reckless walking can lead to some unsafe situations. When someone drives around without looking at the road or walks on the road without looking, things, unsurprisingly, will go...

September 14, 2020 Scura Law Firm Bankruptcy, Chapter 11

Scura Represents The First Subchapter V Bankruptcy Plan for an Individual

We are proud to present the first consensual Chapter 11 Subchapter V Bankruptcy Plan of Reorganization for an individual debtor. Here, the Debtor’s proposed plan of reorganization was approved by the...

August 21, 2020 Scura Law Firm Car Accident, Personal Injury

6 Common Car Mechanical Failures That Can Get You Into an Accident

Personal Injury cases often deal with car accidents. People can be seriously hurt or injured by a vehicle when driving. You might find yourself rammed from the side, rear-ended, or cut off in abrupt...

August 14, 2020 Scura Law Firm Personal Injury, Damages

5 Most Common Disorderly Persons Offenses in NJ

If you are a fan of police or legal procedural shows, you might be shocked by the New Jersey legal system’s lack of familiar criminal jargon. The state of New Jersey does not have “felony” or...

August 12, 2020 Scura Law Firm Bankruptcy, Chapter 7

The Chapter 7 Bankruptcy Engagement Ring Scandal – Can a Ring be Liquidated?

Marriage is a life-altering event for so many people. However, so is bankruptcy. When the two become embroiled in one another, things can quickly unravel into a complicated, involved mess. Such is...

August 11, 2020 Scura Law Firm Credit

Unsecured vs. Secured Credit Cards: What is the Difference?

You got your credit report in, and it is not looking too great for your score. Due to a myriad of unfulfilled financial commitments, your credit score is too low to take out new loans. For now, you...

August 6, 2020 Scura Law Firm Car Accident, Personal Injury, Accident

Can a Pedestrian Be at Fault for Car Accidents?

When you hear that a vehicle crashes into a pedestrian, the first assumption is the driver was speeding or not paying attention to the road. When pedestrians are walking on the sidewalk or crossing...

August 5, 2020 Scura Law Firm Video | Bankruptcy

At Scura, We're Professional Problem Solvers

We at Scura are always thinking about how to help more people. We seek to connect to families and businesses who might be facing a new set of financial woes or physical injures. To that end, we’re...

July 21, 2020 Scura Law Firm Bankruptcy, Credit

10 Ways to Improve Credit After Bankruptcy in NJ

It is not an understatement to say that filing for bankruptcy can impact your credit score. Many fear the intense impact such a filing can have on their score, fearing apocalyptic repercussions of...

July 20, 2020 Scura Law Firm Bankruptcy

Collectibles and Bankruptcy: Keep Your Hands off My Princess Diana Beanie Baby

Everyone possesses something that carries with it great emotional value. It can be a possession we cherish, put on display, tell others its worth, and maintain even as years – decades, even – pass....

July 17, 2020 Scura Law Firm Car Accident, Personal Injury, Accident

If you Get into an Accident Riding a Bicycle, Will Insurance Help You?

Every cyclist’s worst fear is being struck by a car while on the road. They might do everything right, driving along the curb with a helmet, a bell, and a light source for night driving. None of that...

July 16, 2020 Scura Law Firm Personal Injury, Accident, wrongful death

If you See Something Traumatic, Can You Sue for Emotional Damages?

Trauma doesn’t come with a price tag. If your car gets broken in, there’s monetary value to how much a new window or door may cost. If your leg breaks, therapy and hospitals will give you a fee for...

July 14, 2020 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7, Credit

How Will NJ Bankruptcy Affect My Credit Score?

A lot of uncertainty comes when filing for bankruptcy. You set out in life with dreams of financial prosperity, only to need bankruptcy relief when life gets in the way. There are several anxieties...

July 14, 2020 Scura Law Firm Car Accident, Personal Injury, Accident

Photo Evidence Can Help Win a Car Crash Personal Injuries Suit

The worst has happened. You’re driving your vehicle on the open road, eyes ahead. You are obeying every rule of the road, doing everything right. Then, something strikes your vehicle. Maybe a truck...

July 14, 2020 John J. Scura III Commercial & Residential Real Estate

How Can Three-Day Review Protect My Rights On Real Estate Contract in New Jersey?

After you make an offer to buy a house and the seller accepts that offer, a pre-printed form of contract is usually prepared by a realtor setting forth the essential terms and is singed by both the...

July 10, 2020 John J. Scura III Trial Law

Suggestions to Witness at a Deposition Trial

Your fundamental and continuing obligation as a witness is to tell the truth. There can be no departure from that rule. However, the following are guidelines that may generally assist you in...

June 23, 2020 Scura Law Firm Medical, Attorney

I Wish Someone Told Me Sooner - Special Webinar on Medical Directives & Powers of Attorney

 

 

Scura, Wigfield, Heyer, Stevens & Cammarota, LLP, attorneys Peter Cammarota and Joe Hallock feature in this new special webinar. In this collaboration with New Jersey’s Seton Hall Alumni...

June 23, 2020 Scura Law Firm Bankruptcy, Foreclosure

The Rules for Sheriff Sales in New Jersey Have Changed

Property is the ultimate form of collateral. In New Jersey, when you take out your mortgages and pay your taxes, you offer up your property and home as collateral in case you fail to meet said...

June 10, 2020 Scura Law Firm Chapter 13, Debt Management, Chapter 11, Business Bankruptcy

Stripping of IRS or State of New Jersey Tax Debt in Bankruptcy

Liens can be a complicated problem for many individuals dealing with heavy debt issues. A lien is a claim or legal right against assets, most often property or real estate, which are utilized as...

June 10, 2020 Scura Law Firm Insurance Claims, Damages

Press Release - Fox and Falcon Files Suit Against Hartford Insurance

Fox and Falcon, a well-established bar and restaurant located in South Orange, New Jersey, has filed suit against Connecticut-based Hartford Insurance for failing to pay on the business interruption...

May 14, 2020 John J. Scura III

Can You Discharge Small Business Administration (SBA) Debt in Bankruptcy?

Small Business Administration (SBA) loans are no different than other debt and are dischargeable in business bankruptcy. An individual that has personally guaranteed a debt may also discharge an SBA...

May 11, 2020 Christopher Heyer

Updating Your Employee Handbook For The Post COVID-19 World

Sometime in the not so distant future, the government shutdown associated with the COVID-19 pandemic will be over and businesses will start to re-open. In anticipation of this re-opening, businesses...

April 27, 2020 David L. Stevens

Filing for Bankruptcy is Exciting!

I am often asked how I can be so optimistic when my job is working with people going through perhaps the most difficult time in their lives. It’s easy: my job is to make things better.  I am a...

April 3, 2020 Carlos Martinez

What The SBA Is Doing To Help the Self Employed And the Small Business Community

If You Are Self-Employed or Have a Small Business, You Need To Read This:

Due to the current economic and social landscape caused by COVID-19, schools are closed, people are under quarantine, there’s...

March 25, 2020 John J. Scura III

Legal Strategies to Deal with Coronavirus (COVID-19) In New Jersey [Live Thread]

The COVID-19 pandemic has put the entire country in an economic crisis. For many people, it might be overwhelming for people to map out a proper strategy to stay afloat, even as we begin to emerge...

March 24, 2020 Christopher Heyer

Impacts of COVID-19 on You and Your Business

The impacts of COVID-19 continue to change our lives on a daily basis. The response by the Federal and State governments has immeasurably changed the way we live and conduct business. Employers and...

March 11, 2020 David E. Sklar

Should You File an Individual Chapter 11 Bankruptcy or a Chapter 13 Bankruptcy Case?

If you are an individual in need of a bankruptcy reorganization plan, you may be wondering whether you should be filing a chapter 11 bankruptcy case or a chapter 13 bankruptcy case. This blog will...

February 25, 2020 Mark T. Matri

Financial Consequences of a Civil Judgment in New Jersey

Having a civil judgment against you can serious financial consequences. First, civil judgments can be recorded as liens against any land you own within New Jersey. Judgment liens have to be satisfied...

December 27, 2019 Carlos Martinez Medical, Bankruptcy

The Rise in Health Insurance Costs and Medical Bills And How Bankruptcy Can Help

Unlike other financial issues such as credit card debt, medical debt is not caused by unwise monetary choices, but rather it is often caused by unforeseen circumstances. The issue is cyclical: You...

December 23, 2019 David E. Sklar

Determining Whether to Pursue a Loan Modification or Cure and Maintain Chapter 13 Plan

When an individual is contemplating the best strategy to keep their residence through a chapter 13 bankruptcy plan, a key consideration is generally whether to pursue a loan modification or a cure...

December 3, 2019 David L. Stevens

Operating Guidelines for NJ Small Businesses in Chapter 11 Bankruptcy Cases

Chapter 11 cases are more complicated bankruptcy cases in many ways and much more is required of a debtor in Chapter 11 than in a chapter 7 or chapter 13 case. The debtor's failure to comply with the...

November 11, 2019 David E. Sklar Litigation

CONTEMPLATING A LAWSUIT? MAKE SURE YOU ACT BEFORE THE EXPIRATION OF THE STATUTE OF LIMITATIONS

If you are contemplating a lawsuit against another individual or entity, you must make sure that you bring your lawsuit prior to the expiration of the applicable statute of limitations. This blog...

November 4, 2019 Mark T. Matri

What Are Disorderly Persons Offenses & Conditional Dismissal in NJ?

The State of New Jersey does not use the often-heard terminology of “felonies” and “misdemeanors” when classifying criminal offenses, but rather classifies criminal infractions as either indictable...

October 23, 2019 Guillermo J. Gonzalez

When Personal Injury and Bankruptcy Collide

When a Debtor is Considering Bankruptcy and Maintains a Personal Injury Claim

When individuals file for bankruptcy, they are required to disclose all their assets and liabilities. However, some...

October 21, 2019 Mark T. Matri

Who Will Benefit From Your Life Insurance Policy?

Life insurance policies are a frequently utilized estate planning tool. A life insurance policy is a contract between the insurer and the insured for the benefit of the beneficiary. Vasconi v....

October 18, 2019 Guillermo J. Gonzalez

Can a Creditor Obtain a Previously Transferred Asset?

Like many jurisdictions, New Jersey has enacted laws that prohibit the transfer of assets intended to avoid the reach of creditors. In New Jersey, this law is known as the New Jersey Uniform...

October 14, 2019 David E. Sklar

Keeping Your Home After a NJ Tax Foreclosure Sale

Previously, I had written a blog exploring what at that time was an unsettled area of the law. That blog explored whether you could utilize a preference avoidance action pursuant to 11 U.S.C. § 547...

October 8, 2019 John J. Scura III

Insurance Law Covering Accidents Involving Uber And Lyft Drivers and Passengers in NJ

Accidents involving Uber or Lyft and the insurance issues involved are much different from normal auto accidents especially where you are the passenger in the Uber or Lyft car, a pedestrian struck...

October 4, 2019 Christopher Heyer

Court Addresses Enforcability of NJ ADP Restrictive Covenants

With increasing business competition, employers in New Jersey often try and have key executives and salespeople sign restrictive covenants containing non-compete and non-solicitation provisions....

September 16, 2019 David E. Sklar

How to Address Post-Petition Arrears on Your Mortgage in Your Chapter 13 Bankruptcy Case

In any chapter 13 bankruptcy case, the maximum plan period for any case is sixty months from when the case is filed. While at the outset of your case it may seem manageable to maintain your ongoing...

September 13, 2019 David L. Stevens

Money is Fungible:  Safeguard the Character of Exempt Assets

A bankruptcy case begins when a debtor files a bankruptcy petition in a bankruptcy court.The start of the case creates a bankruptcy estate, which contains “all legal or equitable interests of the...

September 8, 2019 Guillermo J. Gonzalez Bankruptcy, Business Bankruptcy

Extending the Automatic Stay to Co-Debtors

The most beneficial protection provided to individuals and corporate entities filing during bankruptcy proceedings is the “automatic stay”. The automatic stay is immediately invoked upon the filing...

September 5, 2019 Guillermo J. Gonzalez Bankruptcy

Using a Guardian Ad Litem for an Incompetent Individual During a Bankruptcy Proceeding in NJ

While individual debtors are permitted to use power of attorneys during bankruptcy proceedings, there are rare circumstances that obtaining a guardian ad litem for an incompetent individual may be...

September 4, 2019 Christopher Heyer Employment Law

New Jersey Bans Pre-Employment Salary History Inquiries

Effective January 25, 2020, private employers in New Jersey will be prohibited from requiring applicants to provide wage and salary history in connection with an offer of employment. Specifically,...

August 27, 2019 Carlos Martinez Bankruptcy, Foreclosure

The Foreclosure Process and Bankruptcy: How to Save Your Home

Update as of 6/14/2021

August 13, 2019 David E. Sklar Bankruptcy

Should You Include Any Rights Arising from a Lawsuit or Potential Lawsuit in a Bankruptcy?

When filing for bankruptcy, you must file a bankruptcy petition. The Bankruptcy Code requires that the bankruptcy petition contain all of your assets. An asset, which you might not think is an asset,...

July 17, 2019 David E. Sklar Bankruptcy

SCURA, WIGFIELD, HEYER, STEVENS & CAMMAROTA, LLP SUCCESSFULLY MOVES FOR SUMMARY JUDGMENT IN ADVERSARY PROCEEDING BROUGHT BY CREDITORs PURSUANT TO 11 U.S.C. § 523(A)(6)

Recently, I successfully represented a debtor in an adversary proceeding brought by creditors (the Plaintiffs) seeking to have the debt owed to them declared non-dischargeable pursuant to 11 U.S.C. §...

July 11, 2019 Mark T. Matri Litigation

Enforcing Interlocutory Orders in NJ

“Lawsuits are war. It’s as simple as that and they all begin the same way; a declaration of war: the complaint.” -John Grisham, A Civil Action. After the complaint, the war is waged through discovery...

July 1, 2019 Carlos Martinez Bankruptcy, Bankruptcy Cost

Bankruptcy and Executory Contracts: You Have Options

In a recent experience with a client (“Jane Doe”), she began by telling me that after six months of infusing her franchise with cash directly from her retirement accounts, the franchise was doing...

May 16, 2019 David E. Sklar Bankruptcy, Chapter 13

WHAT HAPPENS IF YOUR LIFE CIRCUMSTANCES CHANGE DURING THE COURSE OF YOUR CHAPTER 13 BANKRUPTCY CASE

It is nearly impossible to predict what the future holds in life. Therefore, when you enter a five-year chapter 13 bankruptcy plan, you never know what life changes may be thrown your way during the...

April 8, 2019 Mark T. Matri Foreclosure

A New Jersey Residential Foreclosure Road Map

Foreclosure is the judicial process by which a lender takes title and possession to property after a homeowner stops making mortgage payments. Generally, a “mortgage” is comprised of a promissory...

April 8, 2019 David L. Stevens Business Bankruptcy

Shutting the Doors of a Failing NJ Business and Walking Away

 Every day new companies open their doors, employ a workforce, and provide valuable services and products to help sustain our economy.  Clearly, not all businesses are successful, particularly small...

April 6, 2019 Guillermo J. Gonzalez Personal Injury, Slip and Fall

Understanding and Winning Your Trip-and-Fall or Slip-and-Fall Personal Injury Case

           One of the most common personal injury actions relate to an individual losing their balance and subsequently suffering injuries from a fall. Generally, when a fall occurs you can’t help...

April 5, 2019 David E. Sklar Bankruptcy

The Effect of NJ Jointly Owned Property and Bankruptcy

In many instances, marital couples intertwine their financial affairs. This causes the vast majority of both real and personal property owned by the marital couple to be jointly owned property. This...

April 5, 2019 Mark T. Matri Litigation

How to Sue Home Improvement NJ Contractors

Remodeling or adding to your home is often a necessary undertaking to stay current and accommodate a growing family. It is also a stressful and costly endeavor. During the process, homeowners...

April 2, 2019 John J. Scura III Personal Injury

How Are Damages Argued to a Jury in a Personal Injury Case in New Jersey

In personal injury cases, the courts in New Jersey do not allow the attorney to ask the jury to award a specific amount of money for pain and suffering or non-economic losses.For example, an attorney...

April 1, 2019 Guillermo J. Gonzalez Personal Injury

How Liens can Affect a Personal Injury Case

One of the more difficult issues that can evolve during a personal injury case is the assertion of liens by a healthcare insurance carrier and provider, Medicaid and Medicare, and workers’...

March 13, 2019 Carlos Martinez Bankruptcy

The Rise of Auto Loan Delinquencies: How Can Bankruptcy in NJ Help?

According to a recent study conducted by the Federal Bank Reserve of New York, 7 million Americans with auto loans were 90 or more days delinquent in 2018.  More importantly, the study demonstrates...

March 13, 2019 David E. Sklar Bankruptcy

Treatment of Judgement Liens in Chapter 7 & Chapter 13 Bankruptcies

If someone has obtained a judgment against you and docketed that judgment with the clerk of the superior court in Trenton, then that judgment-creditor has obtained a lien on all your real property...

February 27, 2019 David L. Stevens

Alternative Solutions to Bankruptcy

Chapter 11 bankruptcy reorganization has and remains a viable option for companies in distress.The Bankruptcy Court provides a singular judicial forum where all creditors are required to participate....

February 26, 2019 Guillermo J. Gonzalez Personal Injury

New Jersey Motorcycle Accidents

While the thrill of riding motorcycles is second-to-none, the risks associated with operating a motorcycle are evident. Those risks are generally unrelated to trained motorcyclist operating a bike in...

February 14, 2019 Mark T. Matri Employment Law

New Jersey's Wage and Hour Law

New Jersey’s Wage and Hour Law (the “NJW&H Law”) protects the rights of most hourly employees. If you are an employee being paid on hourly basis, whether minimum wage or not, it is important to...

February 12, 2019 Scura Law Firm Relocation Assistance

Relocation Assistance In New Jersey After a Foreclosure - "Cash for Keys"

According toNJ Advanced Media, New Jersey leads the nation in residential foreclosures. Nearly 70,000 properties were foreclosed upon last year.If foreclosure is approaching and you still don’t know...

February 6, 2019 Scura Law Firm Personal Injury

What To Do If You're Injured In A Drunk Driving Accident

 Everyone knows the dangers of drinking and driving - yet, so many people still drive on our roadways after a night of drinking. Despite efforts to stop - or at least curb - drinking and driving,...

February 1, 2019 Carlos Martinez Divorce, Bankruptcy

Filing for Bankruptcy with A Side of Divorce Proceeding

 

Filing for divorce is never an easy process. This can become more complicated when one of the spouses seeks to file for bankruptcy in the middle of a pending divorce proceeding. This blog will...

January 18, 2019 John J. Scura III Personal Injury

Recovery for Aggravation of Preexisting Degenerative Conditions

Some people are more susceptible to injury because of a preexisting degenerative medical condition. That preexisting degenerative medical condition may, however, not be causing the person any pain....

January 7, 2019 Christopher Heyer Employment Law, Attorney

Developments in New Jersey Employment Law

In 2018, New Jersey saw several significant developments in the area of employment law. Litigation involving the validity of arbitration clauses and non-disclosure agreements with respect to...

January 4, 2019 Scura Law Firm Personal Injury

Injuries to Avoid this Winter Season

One moment, you might be walking in a winter wonderland - the next moment, you have fallen and can't get up. 

 The older we get, the more we realize that winter and snow days are not all about fun...

December 7, 2018 Scura Law Firm Bankruptcy

Filing Bankruptcy During Retirement in New Jersey

More retirees in New Jersey and throughout the United States are filing for bankruptcy relief as they struggle to pay basic living expenses. According to a study published by the Consumer Bankruptcy...

November 12, 2018 John J. Scura III

How to Stop Foreclosure in NJ: Know Your Options

If you are like most people, you might think that “foreclosure” in New Jersey is just another way of saying “the end of the world.” While it is true that home foreclosurescan be stressful, scary, and...

November 5, 2018 Scura Law Firm

Life After Bankruptcy: What to Expect After Your Bankruptcy in New Jersey

If you are considering bankruptcy, you are not alone. 

Did you know that in 2016, nearly 800,000 people   filed bankruptcy   in the United States? And that over 24,000 businesses filed bankruptcy...
October 29, 2018 John J. Scura III Personal Injury

Rear-End Collisions: Who's at Fault? Do I Have a Case?

Despite drivers’ best efforts, rear end collisions happen every day. There can be many causes of rear end collisions. Common causes include inattention, distracted driving, texting, and bad weather....

October 15, 2018 Scura Law Firm Debt Management

Leading Causes of Debt in New Jersey

Americans currently exceed $13 trillion dollars of outstanding household debt. Within that amount, $9 trillion is related to mortgage balances, $1.5 trillion is related to educational loans, and $2...

September 5, 2018 Scura Law Firm Personal Injury

How Do I Sue a Public Agency If I’ve Been Injured on Public Transport in New Jersey?

Accidents that involve public transportation can be severe because of the number of people that they affect. Public bus accidents, for example, can impact a great deal more people than the average...

August 30, 2018 Peter Cammarota Probate and Estate Law

Is It Time to Consider Your Estate Planning Needs?

It is never too early or too late to start planning ways to protect your family finances for the future. Wills and trusts are very important legal tools for you to protect your loved ones from making...

August 7, 2018 Guillermo J. Gonzalez Bankruptcy

Filing for Bankruptcy Using a Power of Attorney in New Jersey

A Power of Attorney is a unique legal document that permits a designated party for conducting certain transactions on behalf of an individual. Some of these transactions may relate to insurance,...

August 1, 2018 Guillermo J. Gonzalez Bankruptcy

NJ Debtor's Bankruptcy Proceedings Following an Untimely Death

The loss of life is tragic for family members and on rare occasions loss of life may occur during a bankruptcy proceeding. If you are a successor-in-interest to a decedent’s estate that is in a...

July 25, 2018 Scura Law Firm Personal Injury

Statute of Limitations against Port Authority of New Jersey and New York

July 25, 2018 David L. Stevens Bankruptcy, Chapter 7

Do I 'Qualify' for a Chapter 7 Bankruptcy in New Jersey?

Clients often ask if they qualify for a Chapter 7 bankruptcy.  People may not know much about bankruptcy before calling my office, but there is a general anxiety as to whether they will be "forced"...

July 25, 2018 Scura Law Firm Personal Injury, Damages

Statutes of Limitations In New Jersey Personal Injury Lawsuits

Be Careful to Bring A Lawsuit in Time For Personal Injuries

July 25, 2018 Scura Law Firm Chapter 11, Business Bankruptcy

Navigating a Chapter 11 Bankruptcy in New Jersey

Dealing with any type of financial challenges could be overwhelming, emotional and in some cases, embarrassing. With regards to business debt, our firm understands that business owners in New Jersey...

July 17, 2018 David E. Sklar Bankruptcy

Rule 2004 Examinations in Bankruptcy

If you are considering filing for bankruptcy, you may be wondering about your obligations during the bankruptcy process. Outside of the requirement that you attend your 341a hearing, another...

July 3, 2018 David E. Sklar Bankruptcy

Effect of NJ Bankruptcy on Non-Filing Spouse

Many people filing for bankruptcy are concerned that their chapter 7 or chapter 13 bankruptcy filing will have an impact on their non-filing spouse. Therefore, if you are in this situation, then you...

June 27, 2018 David E. Sklar Bankruptcy

The Effect of an Entered Judgment and the Lien on Real Property in Your Bankruptcy Case

If you have a judgment or multiple judgments that have been entered against you, then you may be wondering if you can discharge or get rid of your liability on those judgments in a bankruptcy case....

June 25, 2018 Christopher Heyer Employment Law

Preventive Medicine: The Health of Employees

The evening news reports that this year's flu strain will be particularly bad. They predict, however, that the current flu vaccination will be very effective in fighting this strain of flu. The...

June 20, 2018 Christopher Heyer Employment Law

New Jersey Equal Pay Act

On July 1, 2018, New Jersey's Equal Pay Act (hereinafter "NJ EPA") will become effective. Unlike its federal counterpart, the NJ EPA mandates equal pay for all members of "protected classes" under...

June 18, 2018 Christopher Heyer Employment Law

Possible Bar on Non-Disclosure Provisions

You have been the victim of sexual harassment or discrimination in the workplace. You notify your employer’s human resource manager, who initiates an appropriate investigation into your claim.  Your...

June 14, 2018 John J. Scura III Personal Injury

What is the Verbal, Lawsuit, or Tort Threshold in New Jersey?

All auto insurance policies in New Jersey require the consumer to choose from one of two options with respect to their right to bring a lawsuit. The two options are: (1) the lawsuit or verbal or tort...

June 8, 2018 Guillermo J. Gonzalez Personal Injury

Can I Sue A Government Entity for a Personal Injury Accident?

Suffering from a personalinjury accident can be devastating not only to the individual injured, but also to the individual’s family members and friends. Our firm often receives inquiries from...

June 5, 2018 David E. Sklar Bankruptcy, Foreclosure

The Automatic Stay and its Effect on Foreclosure Actions

Many people file for bankruptcy to protect their real property from being foreclosed on. There is a specific section within the Bankruptcy Code that mandates that creditor collection actions against...

May 31, 2018 Christopher Heyer Corporate Litigation

The Importance of Employee Handbooks

Irrespective of the size of your business, companies should have an employee handbook or manual.  Employee handbooks can provide certainty and structure to your operations as well as place your...

May 8, 2018 David E. Sklar Bankruptcy

The Effect of Bankruptcy on Your Residential Lease in NJ

Many people who are contemplating filing for bankruptcy in New Jersey are concerned about the effect that it will have on their residential lease if their landlord learns about the proceeding. This...

May 4, 2018 David E. Sklar Bankruptcy

Will Your NJ Residence Be Sold in a New Jersey Chapter 7 Bankruptcy?

You may be worrying about whether you will be able to retain your New Jersey residence after filing for chapter 7 bankruptcy. If you are in this situation, you will need to be aware of what your...

April 27, 2018 Scura Law Firm Bankruptcy

Do You Want to Become Debt Free? Try This First.

We have created one of the quickest and easiest tools that will help you pay off your debt and obtain the financial freedom you deserve.  The worst thing about being in debt is finding a resource you...

April 20, 2018 Scura Law Firm Bankruptcy

Exempt vs. Non-Exempt Property in an NJ Bankruptcy Case

When you file for bankruptcy in New Jersey, there are myriad different aspects of your life that will be affected. While most should be positive, there may be some things that come along with...

April 16, 2018 Scura Law Firm Bankruptcy

6 Bad Financial Habits That Are Signs You Should Consider Bankruptcy in New Jersey

In many circumstances, you take on debt because something unexpected happens. You or a loved one may lose a job or face long-term health problems. In other situations, however, the need to file...

April 10, 2018 David E. Sklar Bankruptcy

The Impact of a Judgement of Possession on Your Lease in Bankruptcy

Has falling behind on your NJ lease obligation caused your landlord to initiate eviction proceedings against you? If so, has the New Jersey landlord also obtained a judgment of possession for the...

April 3, 2018 David E. Sklar Bankruptcy

Retaining Your Property after a Foreclosure Sale?

Has your property recently been foreclosed upon at a sheriff sale leaving you scrambling to try to retain it? There is an avenue of the law that may provide you with a potential solution through a...

March 23, 2018 Scura Law Firm Bankruptcy

Types of New Jersey Bankruptcy Exemptions

New Jersey is one of the wealthiest states in the U.S. However, all of that income comes at a price—New Jersey also has high property taxes and even higher rent prices. It is in the top five most...

March 21, 2018 David E. Sklar

Selling Property in a Bankruptcy Case

Do you own real property that has equity in it, but are in default on your mortgage obligations? If so, then bankruptcy could be an option for you to be able to sell the property to protect the...

March 19, 2018 Scura Law Firm Bankruptcy, Chapter 13

How Are Medical Bills Treated in Chapter 13 Bankruptcy?

Medical bills are one of the biggest financial burdens that Americans worry about each year. Different from your monthly credit card bills or mortgage payments, medical bills can often be so large...

March 13, 2018 David L. Stevens Bankruptcy, Video | Bankruptcy

Overview of the Bankruptcy Process [Video]

[David Stevens, Esq. walks you through the bankruptcy filing process to help put you at ease]

Hi. So we've probably already spoken once. Perhaps you called my office and set up an appointment, or...

March 12, 2018 David E. Sklar Bankruptcy

What Happens to Your Vehicle When You File Bankruptcy In New Jersey?

Are you contemplatingfiling for bankruptcy, but are concerned about the impact it will have on your vehicle? Here are answers to some common questions that people have about their vehicles when they...

March 7, 2018 David E. Sklar Bankruptcy, Litigation

Implications of a Pending Potential NJ Lawsuit on a Bankruptcy Case

Are you wondering what effect a bankruptcy proceeding will have on your pending or potential lawsuit? This blog will explore how a bankruptcy proceeding will affect your claim against another...

March 5, 2018 David E. Sklar Bankruptcy

What Happens When Only One Spouse Files for Bankruptcy in New Jersey?

If you are married and considering filing for an individual bankruptcy, you may be wondering what effect the bankruptcy will have on your wife. This blog will explore those issues.

March 1, 2018 John J. Scura III Insurance Claims, Personal Injury

Feeling Tricked by Your Insurance Company After an Accident in New Jersey?

[John J. Scura III, Esq. explains what to do if you are feeling tricked by your insurance company after an accident in New Jersey]

I wrote a blog on the worst tricks insurance companies use in...

February 27, 2018 Christopher J. Balala Bankruptcy, Debt Management, Credit

Understanding your FICO and CreditWise Credit Scores

All consumers should be aware of their credit score by checking their credit report.  Amongst other benefits, periodically checking your score ensures that fraudulent activity is timely recognized...

February 23, 2018 Scura Law Firm Bankruptcy, Debt Management

How Common is Debt in America?

The Federal Reserve Bank of New York reports that as of the second quarter of 2017, the American household debt load has reached nearly $13 trillion. Approximately 80% of Americans are in debt today.

February 21, 2018 Guillermo J. Gonzalez Personal Injury, Slip and Fall

Winter Slip and Fall Accidents in New Jersey

With New Jersey in the middle of its winter season, injuries due to ice and snow conditions can occur because of the irresponsible actions of property owners and landlords. Commercial and...

February 19, 2018 Guillermo J. Gonzalez Bankruptcy

The Effect of Serial Filing on the Automatic Stay

When an individual files a bankruptcy petition, the automatic stay prevents creditors from trying to collect debt. Generally, this means that a creditor cannot contact the individual, repossess...

February 17, 2018 Scura Law Firm Bankruptcy, Chapter 13

Things to Consider Before Filing Chapter 13 Bankruptcy in New Jersey

If you are struggling financially and cannot find an easy way to pay off the debts you owe, filing for Chapter 13 bankruptcy in New Jersey may be the best option for regaining control of your...

February 12, 2018 Christopher J. Balala Bankruptcy, Foreclosure

Saving Your Home After a Sheriff Sale

The foreclosure process can be complicated and seeking legal representation is always recommended. Sometimes borrowers ignore the foreclosure timeline until their property is sold at a sheriff sale....

February 9, 2018 Scura Law Firm Bankruptcy

Famous People Who Have Filed Bankruptcy

People often feel embarrassed or ashamed when filing for bankruptcy. However, it's more common than you would think. High profile athletes, musicians, actors and entrepreneurs regularly file for...

February 7, 2018 John J. Scura III Insurance Claims, Car Accident

The Most Important Auto Insurance Coverage You Should Have [Video]

[John J. Scura III., Esq. explains the type of auto insurance coverage you should have in New Jersey]

The least explained but most important insurance in New Jersey is Uninsured and Underinsured...

February 6, 2018 John J. Scura III Bankruptcy, Chapter 13, Video | Bankruptcy

Chapter 13 Bankruptcy [Video]

[John J. Scura III, Esq. explains how Chapter 13 bankruptcy can help you save your house in four minutes]

I wanted to go over some issues with respect to Chapter 13 bankruptcy.

Chapter 13...

February 5, 2018 Guillermo J. Gonzalez Bankruptcy

Using New Jersey Bankruptcy Exemptions

When an individual files for bankruptcy protection, they are entitled to exempt certain property from their bankruptcy estate. The exemptions ensure that property that the debtor seeks to retain...

February 2, 2018 Guillermo J. Gonzalez Bankruptcy, Chapter 7

Surrendering NJ Real Property In Chapter 7

It’s common that many clients surrender their real property in Chapter 7 cases, and assume that surrendering the property will alleviate any issues or obligations owed by them. Unfortunately, the...

February 2, 2018 John J. Scura III Bankruptcy, Video | Bankruptcy

4 Common Myths of Bankruptcy [Video]

[John J. Scura III, Esq. explains four of the common myths and misperceptions in bankruptcy in three minutes]

I wanted to go over some common myths and misperceptions in bankruptcy. I get a lot of...

January 31, 2018 Scura Law Firm Bankruptcy, Debt Management

Why Credit Cards Can Be Harmful for Financial Health

For new credit card users or those looking to build their credit, the idea of taking out a “free” line of credit can be exciting. But if you aren’t careful, credit cards can be potentially hazardous...

January 29, 2018 Guillermo J. Gonzalez Bankruptcy

Paying NJ Secured Creditors Less Through A Bankruptcy Cramdown

One of the several benefits of filing for Chapter 11 or Chapter 13 bankruptcy reorganization are the “cramdown” provisions. A cramdown occurs when a debtor proposes to pay the secured value of...

January 27, 2018 Guillermo J. Gonzalez Bankruptcy, Chapter 7

Can a Debtor Avoid a Condo or HOA Lien in Chapter 7 Bankruptcy?

During the course of a Chapter 7 bankruptcy proceeding, a debtor may seek to avoid a lien filed by a condominium or homeowner association against the debtor’s real property for failure to pay...

January 22, 2018 John J. Scura III Car Accident, Personal Injury, Accident

10 Worst Tricks Insurance Companies Use After You Are Involved in An Accident

Insurance companies spend billions of dollars each year in marketing to convince the public that they have your best interest at heart. Let’s take a look at some of the slogans: State Farm - Like a...

January 10, 2018 Guillermo J. Gonzalez Bankruptcy

Asserting a Proof of Claim in Bankruptcy

In general, a proof of claim is a legal document that notifies the debtor, the trustee, and other parties-in-interest that a creditor wishes to assert its right to receive distributions from the...

January 5, 2018 Scura Law Firm Car Accident, Personal Injury

How to Know When You Need to Hire a New Jersey Car Accident Lawyer

If you or a loved one has been involved in a car accident, enlisting the help of an experienced New Jersey personal injury attorney is in your best interest. A knowledgeable and skilled car accident...

January 3, 2018 David E. Sklar Bankruptcy

The Effect of a Judgment After Trial on Your Bankruptcy

Have you recently litigated a civil lawsuit that reached an unsuccessful result leaving you wondering how best to proceed? You may be thinking that bankruptcy is an option that you wish to explore...

January 2, 2018 David E. Sklar Bankruptcy, Foreclosure

Bankruptcy & Real Estate Holding LLCs Facing New Jersey Foreclosure

Many people who own real property through a single member limited liability company or sole shareholder corporation tend to think of the real property being owned by them individually. However, the...

December 29, 2017 Scura Law Firm Bankruptcy

Is It Public Record if I File Bankruptcy in NJ?

Filing bankruptcy is an extremely personal decision. Whether you should file at all will depend on your current personal and financial situation and your goals for the future. However, filing...

December 27, 2017 Christopher J. Balala Bankruptcy, Chapter 7

Business New Jersey Chapter 7 Bankruptcies

Sometimes businesses just fail. The debt can become overwhelming and creditors can begin exercising their rights for repossession of equipment (leased or financed), levies on bank accounts, and...

December 22, 2017 Scura Law Firm Bankruptcy

How New Jersey Bankruptcy Differs from Federal Bankruptcy

Making the decision to file for bankruptcy is always a difficult one and it should be something that you’ve put a great deal of time and thought into. Filing for bankruptcy in New Jersey will have an...

December 20, 2017 Christopher J. Balala Attorney

Validity of Arbitration Clauses in New Jersey

Many larger contracts contain an arbitration clause or arbitration agreement, wherein the parties to the contract agree to settle their dispute outside of court, through the arbitration process.  ...

December 18, 2017 David E. Sklar Chapter 13, Foreclosure, Chapter 7

Can You Protect Your Home In Chapter 7 or Chapter 13 Bankruptcy?

If you own a home and you are in financial turmoil, you may be wondering what will happen to your home if you file for bankruptcy. For many, the primary concern that they have when entering the...

December 13, 2017 Scura Law Firm Bankruptcy

What Happens After I File Bankruptcy in New Jersey?

When you begin considering filing for bankruptcy, you likely have many questions about the process itself and what will happen after everything is all said and done. Your financial future may look...
December 11, 2017 Guillermo J. Gonzalez wrongful death

New Jersey Wrongful Death Claims

The death of a loved one will always cause emotional and financial grief to family members. Wrongful death cases are frequently challenging for clients, because they often have to relive tragic...

December 8, 2017 Scura Law Firm Personal Injury

What Types of Accidents Qualify for Personal Injury Compensation?

There are many different types of accidents that can qualify for personal injury compensation. If you have been injured in an accident, one of the first things you should do is take the time to...

December 7, 2017 Christopher J. Balala Attorney

New Jersey Superior Court Service of Process

In New Jersey, after you file a lawsuit or other legal document naming another party in the action, you must provide the defendant with a copy of the filed document. This is called service of process.

November 29, 2017 Scura Law Firm Bankruptcy

Helpful Bankruptcy Terms You Should Know

Filing for bankruptcy is not a process that should be taken lightly. And to make sure you fully understand what you’ll be getting into, it is important that you take the time to go over some of the...

November 27, 2017 Scura Law Firm Premises Liability

Shopping Injuries and New Jersey Premises Liability

Whether it is for necessities, a gift or a personal splurge, New Jersey residents often find themselves shopping at stores. While this is a relatively normal and routine task that appears to hold...

November 22, 2017 Scura Law Firm Bankruptcy

Are Property Settlement Agreements Discharged in NJ Bankruptcy?

If you have gone through a divorce, are going through one or are even contemplating divorce, then you know it can often be a confusing and challenging process. Many questions can arise with respect...

November 21, 2017 Scura Law Firm Bankruptcy

How are Trusts Treated in New Jersey Bankruptcy?

Finances are a complex business. From the time that youngsters attempt to figure out how to open their first lemonade stands to the point at which older persons are compelled to create estate plans,...

November 17, 2017 Scura Law Firm Personal Injury

When Can You Get Personal Injury Compensation?

There are many different situations where you may become injured and have a valid personal injury claim on your hands. However, before you can receive compensation, you and your personal injury...

November 16, 2017 Scura Law Firm Bankruptcy

Decisions You'll Make Before and After Filing Bankruptcy

Deciding to file bankruptcy is a big decision in itself, but the decision-making does not stop there. Timing and how you should submit your petition require a great deal of attention and...

November 7, 2017 Scura Law Firm Bankruptcy, Debt Management

Non-Financial Consequences of Credit Card Debt

It is very common for residents in New Jersey and elsewhere in the nation to use a credit card. Moreover, it is also common for consumers to have multiple credit cards with a balance on them. While...

November 6, 2017 Scura Law Firm Personal Injury

When Do You Need to Hire a New Jersey Personal Injury Lawyer?

While every personal injury situation is different, there is no specific guideline to follow when it comes to hiring a personal injury attorney. But trying to understand the legal process without an...

November 3, 2017 Christopher J. Balala Bankruptcy

Retaining Counsel or Other Professionals in New Jersey Bankruptcy

It is not uncommon for an individual to need the help of multiple attorneys at the same time.  Many individuals who are involved in a bankruptcy case are also involved in other litigation, which may...

November 2, 2017 David E. Sklar Bankruptcy

What to Do After You Decide to File for Bankruptcy

In many instances, the decision to file for bankruptcy is one of the most difficult decisions that you will ponder in your life. Once you have made the decision to file for bankruptcy, you will need...

October 25, 2017 Scura Law Firm Bankruptcy

What is Bankruptcy?

According to ValuePenguin.com, the outstanding consumer debt in the United States is $3.9 trillion. Roughly 38% of all households have some credit card debt. For those families that carry a balance...

October 20, 2017 Scura Law Firm Personal Injury

Guide to Understanding Personal Injury Claims

If you were injured in an accident due to the careless or negligent acts of a third party, you may be able to file a claim for compensation. While everyone has seen the commercials and read the...

October 16, 2017 Scura Law Firm Car Accident, Personal Injury

What to Do If You've Been Involved in a Car Accident

Car accidents are stressful, and they can result in expensive damages and painful physical injuries. Thankfully, the vast majority of car accidents do not result in life-threatening injuries. ...

October 12, 2017 Christopher J. Balala Attorney

Small Claims Court in New Jersey

Small Claims is a division of the Special Civil Part Court in New Jersey. The Small Claims Section is a forum where a person can sue another person or business to attempt to collect a small amount of...

October 11, 2017 Guillermo J. Gonzalez Bankruptcy, Chapter 7

Can a Debtor Keep a Credit Card In a Chapter 7 Bankruptcy?

Credit Cards and Chapter 7 Bankruptcy

Personal Credit Cards

A common question that many individuals contemplating bankruptcy ask during our firm’s free consultation is whether they can retain a...

October 6, 2017 Scura Law Firm Bankruptcy

How Can I Afford to Hire a New Jersey Bankruptcy Lawyer?

If you are in a financial state where you have considered filing for Chapter 7 or Chapter 13 bankruptcy, you may also be worried about how you will afford a reputable New Jersey bankruptcy lawyer....

October 5, 2017 David L. Stevens Bankruptcy

The Applicable Rate Of Interest For Secured Claims In New Jersey Bankruptcy

The Supreme Court’s landmark decision of Till v. SCS Credit Corp., 541 U.S. 465 (2004), took up the issue of the proper method of selecting an interest rate sufficient to pay present value under...

October 4, 2017 Scura Law Firm Bankruptcy, Chapter 13

When Chapter 13 Bankruptcy is the Best Choice for Debt Relief

Chapter 13 bankruptcy is often the best choice of debt relief for individuals and families who don't qualify under another bankruptcy chapter or would be unable to completely eliminate their...

October 3, 2017 Scura Law Firm Bankruptcy, Chapter 7

Get a Fresh Start from Your Debts With Chapter 7

What could you and your family do with a fresh start from your credit card debt and other loans? Chapter 7 bankruptcy may be the best option for helping you get out from under your burden of debt,...

September 28, 2017 Christopher J. Balala Bankruptcy

What to Expect at Your 341(a) Meeting of Creditors

The meeting of creditors, also called the 341 hearing, is a required appearance by all debtors in a bankruptcy case.  The debtor’s appearance is required pursuant to section 341 of the Bankruptcy...

September 27, 2017 David E. Sklar Bankruptcy

The Truth about Transferring Property on the Eve of Bankruptcy

If you have recently had a judgment entered against you or if you believe that a judgment may be entered against you soon, then you may be panicking trying to figure out how to protect your assets...

September 26, 2017 Christopher J. Balala Bankruptcy, Chapter 7

What Chapter 7 Bankruptcy Can’t Do

Chapter 7 bankruptcy is an extremely helpful legal proceeding for those drowning in debt.  It is useful to eliminate credit card debt, medical bills, and unsecured personal loans.  There are certain...

September 19, 2017 Scura Law Firm Bankruptcy

Are Retirement Accounts Protected in Bankruptcy in New Jersey?

Many people are hesitant to file for

September 8, 2017 Scura Law Firm Bankruptcy

How to Know When You Should File Bankruptcy

Financial struggles are no surprise for most modern Americans. However, while many smaller financial issues can be remedied by setting a budget or taking out a loan, others like extensive credit card...

September 6, 2017 David L. Stevens Divorce, Bankruptcy

The Interplay Between NJ Automatic Stay and Divorce

The filing of a petition with the Bankruptcy Court instantaneously shields the debtor from most further acts by creditors to collect on debt owed as of that date. Filing automatically invokes the...

August 31, 2017 David E. Sklar Litigation

Settlement Of Litigation From A Public Policy Perspective

Including a Recent Appellate Division Case Litigated by Scura, Wigfield, Heyer, Stevens & Cammarota, LLP

August 29, 2017 Carlos Martinez Bankruptcy

The Effects of Bankruptcy on Current & Future Employment

Individuals who are considering filing for bankruptcy may be concerned about the effect that the bankruptcy filing will have on their current job or future job offers. They may be asking: will my...

August 28, 2017 Scura Law Firm Bankruptcy, Chapter 13, Chapter 7

Chapter 7 or Chapter 13 Bankruptcy: Which Chapter is Right for You?

Most people assume that if you file for bankruptcy, you must liquidate virtually everything you own to pay your creditors. While this is true under some circumstances, you actually have more than one...

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