When you board a New Jersey Transit bus or train, you entrust yourself to the safety of the bus or train and operators of them. Unfortunately, NJ Transit accidents are more common than many realize...
At Scura, Wigfield, Heyer, Stevens & Cammarota, LLP, we understand the challenges immigrants face—especially those navigating both the U.S. immigration system and overwhelming debt. As a New Jersey...
Protecting Workers and Subcontractors in an Industry Full of Complex Payment Chains
Getting paid for a job is a pressing concern in the construction industry. With owners, general contractors, and...
At the Law Offices of Scura, Wigfield, Heyer, Stevens, & Cammarota, LLP, we advise our clients that to collect workers’ compensation benefits, their injury must be job related, though it’s not always...
Even a "minor" car accident can turn your life upside down. Sometimes, you walk away from a crash feeling lucky — only to realize days or weeks later that you are dealing with a serious injury. At ...
As I’ve continued to grow and gain experience as a personal injury trial attorney, I’ve come to realize that no case is perfect. However, I’ve also come to realize that meaningful value can be...
In a unanimous decision, the New Jersey Supreme Court has struck down an advisory ruling that would have prohibited Certified New Jersey attorneys from paying referral fees to out-of-state lawyers....
Facing a lawsuit can be an overwhelming and stressful situation. Whether it’s a contract disagreement, property boundary issue, business dispute, personal injury claim, or another civil matter, most...
In today’s digital world, social media platforms like Facebook, Instagram, and TikTok are central to how we connect with others and share our lives. While these platforms do offer many benefits, they...
Common law fraud is one of the most commonly claimed intentional torts in civil litigation cases. States throughout the country have enacted various fraud laws. Common law fraud, however, is a...
After an accident, determining who is responsible for your injuries can be challenging, especially when a government or state entity may be involved. If you believe a public entity is liable, it’s...
Imagine that you have been involved in an accident that has caused you serious injuries due to the negligence of another party. However, the pain you are now suffering from is not something entirely...
One of the most common questions we hear as bankruptcy attorneys is whether a married couple should file together. The unfortunate answer, as always is “it depends.” Very often, married couples will...
One of the most common mistakes debtors will make prior to filing for bankruptcy is attempting to pay off certain debts. Even worse, we will often see debtors attempting to offload property so as to...
Being served with a lawsuit in New Jersey can be overwhelming and stressful. Whether the lawsuit is unexpected or something you saw coming, knowing how to respond is crucial. This guide will help you...
When filing for bankruptcy, a debtor must disclose all information regarding their personal assets, liabilities, accounts, and just about any information that may be pertinent to determining what...
What happens when a plaintiff has some fault for the happening of an accident. Many times, both sides share some of the blame. New Jersey is a partial comparative negligence state. Understanding it...
At our law firm, we take a unique approach to case preparation that sets us apart from the competition. Rather than relying on traditional methods alone, we bring a collaborative and immersive...
Facing financial hardship can lead to considering bankruptcy as a solution, and timing is crucial. In New Jersey, a typical Chapter 7 bankruptcy wraps up within 90 days. This blog will guide you...
Filing for bankruptcy often raises the fear of losing your prized possessions, including your car. In New Jersey, you have a right to exempt up to $4,000 in one motor vehicle under federal bankruptcy...
Facing financial troubles can be stressful, especially when you're worried about losing your assets to creditors. New Jersey has specific rules that protect certain property from being taken by those...
Filing for bankruptcy can feel overwhelming, especially when you're unsure of what you'll be allowed to keep. In New Jersey, certain assets are protected under bankruptcy exemptions, safeguarding...
Facing financial hardship in New Jersey might have you considering bankruptcy, but how do you know if you qualify based on your income? As of now, a single earner's median income to file for...
The main goal of a bankruptcy case is to discharge the debtor of all debts. This means eliminating all remaining debts. In chapter 7, this happens usually within 90 days of filing. In chapter 13,...
Depositions can often be daunting. Whether a party to the action, or just a witness to certain facts, depositions are an intimidating but integral part of the discovery process. But what actually...
In the dynamic and complicated landscape of legal practice, the inclusion of retired judges within a law firm can significantly enhance the strategic capabilities and client outcomes. At Scura...
In New Jersey, once notice of probate is given by the proponent of a will, interested parties or next of kin typically have 120 days to contest a will. This period allows interested parties to file...
While it does not happen often, the bankruptcy code does update. Congress, as intended, is a slow moving machine when it comes to passing legislation. This often means certain areas of the law,...
While most people have likely heard of the term “discovery” in the legal context, many may not know what it really entails. In a litigation or personal injury case, discovery is arguably the most...
When a debtor is filing for bankruptcy, often their first question is “what happens to my home?” Under a Chapter 13 bankruptcy, a debtor is granted safe harbor for their assets. The purpose of...
Ken Carter from Carter Wealth Management interviews Christopher Heyer, Esq. Employee Handbook and Litigation Attorney from Scura, Wigfield, Heyer, Stevens & Cammarota, on the importance of...
Attorneys generally specialize in specific areas of law, such as bankruptcy. In fact, a lawyer is normally required under the rules of professional responsibility to refer clients out when the...
Did your accident give you an injury that permanently affects your ability to work or enjoy life? You may be suffering from a catastrophic injury – a type of injury for which you may be able to...
Losing your home to a foreclosure can be a very difficult and upsetting process. This process can seem overwhelming and daunting, and it often leaves homeowners worried about their rights and...
In the complex legal realm, the rules governing the Courts of New Jersey play a pivotal role in ensuring the fair and orderly administration of justice. However, these rules are often complex and...
Bankruptcy is a process designed to allow a debtor to obtain a fresh start through discharge of certain debts. When a debtor files for bankruptcy, they’re granted the protection of the automatic...
In New Jersey, a valid contract requires several essential elements including: (1) offer; (2) acceptance; (3) consideration; and (4) sufficiently defined terms as to render performance on the...
A small business Chapter 11 under Subchapter V of the Bankruptcy Code has many more advantages than the traditional Chapter 11. Our firm obtained the first confirmed Chapter 11 plan under Subchapter...
If you are party to a contract, and the other side fails to perform their agreed upon actions, you may have a cause of action against them. This blog will discuss the potential pitfalls in litigating...
While a breach of contract may seem like a remedy for many people feeling injured, contracts in New Jersey have very specific requirements in the formation of them. While we have discussed contract...
Worker’s Compensation is the insurance that provides medical care and/or cash benefits for workers who are injured while they are on the job. However, when it comes to finding health care providers...
Merchant cash advances can provide an easy solution to a small business’s cash flow problem. However, these types of loans are often seen as predatory and, in some states, usury. While it can be a...
All United States citizens can request a Social Security Number, as well as some noncitizens that work or attend school who are authorized by the Dept of Homeland Security. In some cases, even those...
As a bankruptcy attorney, I'm here to shed light on an often-overlooked aspect: Chapter 13 bankruptcy can offer unique benefits in discharging certain non-support obligations stemming from divorce,...
New Jersey has specific laws concerning serving liquor both at home and at restaurants, bars, or nightclubs. If you have been injured because of negligent alcohol service, you may have a legal claim....
Filing for bankruptcy is often seen as a last resort for most people. The purpose of filing is to achieve a “fresh start” for the debtor, allowing them to pay back parts of their debt over the course...
Bankruptcy is often used by both individuals and businesses to “wipe the slate clean” and get out from often crippling amounts of debt. Most bankruptcies filed are done so voluntarily by the debtor....
New Jersey Workers' Compensation: Subsequent Employer Liability Explained
Navigating the intricacies of workers' compensation can become even more complex when a situation involves subsequent...
When you enter a contract to purchase a property in New Jersey it is essential that you allow for sufficient time to conduct and inspection of the property and provide a list of demands for repairs...
Easements are a common area of property law. But many people do not know what an easement is and how it can affect them until they are late in the home-purchasing process. A qualified attorney is...
The student loan debt crisis is a major financial burden for many Americans and the recent Supreme Court decision has created chaos for student loan borrowers in need of relief. In 2023, the average...
A Chapter 11 Bankruptcy can be dismissed by the bankruptcy court for any of a number of reasons identified in Section 1112(b)(4) of the Bankruptcy Code. However, the Third Circuit, and therefore New...
We’ve previously discussed the automatic stay, and its effects that become active when a debtor files for bankruptcy. However, what happens when property of the debtor, such as a car, is repossessed...
It is recommended to start estate planning as soon as you become a legal adult, at 18 years old. It is important to be prepared, even as a young adult because, unfortunately, unexpected situations...
Estate planning can seem daunting at first glance. However, it is important to ensure you and your assets are prepared for the future. In order to ease some of the tension surrounding estate...
An advance medical directive is an important aspect of the estate planning process. Nobody wants to think about unfortunate medical issues that may arise in their future. However, it is important to...
Are you in the process of a Chapter 13 bankruptcy, but eager to start rebuilding your credit? Maybe you have been considering paying off your Chapter 13 plan early. Or maybe you have been thinking...
A bankruptcy petition is not meant to clog up the courts forever. A case can either be discharged or dismissed once it has been filed. With a discharge, a debtor has performed their obligations under...
In personal injury cases, it is common for the defense to conduct physical and mental examinations. These are commonly referred to as DME, defense medical examination, or IME, independent medical...
As social media usage increases, disrespectful posts also increase. But when does a harmful statement go too far? Sometimes harmful statements can result in legal action if the statement constitutes...
With the recent news regarding Bed Bath & Beyond filing for bankruptcy, and more recently Christmas Tree Shops, many may ask what it means for a business to file for bankruptcy liquidation. Further,...
The Pandemic and a slowing economy have left a lot of people with many questions and no answers pertaining to rental issues. If you are a landlord or tenant, the eviction process in New Jersey can be...
Seldom underestimated and overlooked as a necessary bankruptcy procedure, the notice requirement in bankruptcy is a powerful tool for debtors and creditors alike. The bankruptcy process provides...
The Bankruptcy Court in the District of New Jersey has garnered national attention with the
We have previously discussed the procedures for a sheriff’s sale, and the effect that a bankruptcy may have to prevent a sheriff’s sale. However, what happens when a surplus exists after a sheriff’s...
As foreclosure rates across the country continue to increase (and with New Jersey being having one of the highest foreclosure rates in 2022)[1], filing for bankruptcy can be a challenging and...
In New Jersey there are approximately a half-million undocumented immigrants living and working with the State. These individuals have often come to the United States seeking better opportunities for...
Filing for bankruptcy is often a difficult but necessary decision to regain control of your financial life. It provides individuals and businesses with a fresh start by either eliminating or...
Breach of contract occurs when one party fails to fulfill their contractual obligations. A contract is a legally binding agreement between two or more parties, and a breach of contract can result in...
Bankruptcy can be a difficult and overwhelming experience for individuals and businesses alike. While it provides a way to eliminate or restructure debt, it also has a significant impact on credit...
Purchasing properties at a Sheriff Sale in New Jersey can be a great way to get a good deal on real estate but many potential pit falls exist that you must be concerned with. As an investor and...
The most fundamental advice that all drivers receive from the first day they get on the road is to pay attention to the road. We all know that we need to pay attention to what other cars are doing,...
In every state, including New Jersey, obtaining a judgment is just the first step in repaying a plaintiff for an injury they have suffered. Whether it be a default judgment or a drawn out trial,...
Filing for bankruptcy is often a daunting process. The intricacies of the Bankruptcy Code can often leave a debtor struggling to understand what the next best steps are. The first difficult decision...
It’s no secret that bankruptcy often gets a bad reputation, from the perspective of debtors and creditors alike. Whereas a clear understanding of the bankruptcy objectives would show that it is a...
Individuals who are bankrupt have a duty to inform the trustee in bankruptcy of any property they become entitled to after the date of the bankruptcy. You would hope, therefore, that if a beneficiary...
The saying goes, “when it rains, it pours.” Unfortunately, that is often the case with bankruptcy and divorce, where one tends to trigger the other. When faced with options, it may be beneficial to...
When filing for bankruptcy, one of the most critical issues that a debtor must address is how their property will be classified. Bankruptcy law divides property into two classifications: exempt and...
After a person files a bankruptcy petition, they will be assigned a date for their “Meeting of Creditors,” also known as the 341 Meeting. Although bankruptcy debtors will not actually meet with their...
A creditor who wishes to recover money from a debtor in bankruptcy is required to file a “proof of claim” which is a written statement describing the reason for and amount of the debt allegedly owed...
To gain any judgment against an individual, a plaintiff must first file a complaint. Normally, the defendant will file an answer, the parties will file applicable motions, attend settlements, and...
In 2022, there are over 127,000 temporary employees working around the United States. Temporary employees make up a large majority of the economy and can be beneficial to any workplace. But what...
As a bankruptcy attorney specializing in both personal and business bankruptcies, I have seen many small business owners struggle with financial difficulties. The economic impact of the COVID-19...
On January 30, 2023, the Biden Administration announced that the two national emergency orders for addressing the COVID-19 pandemic will end on May 11, 2023. The first emergency order was a public...
What is a Statute of Repose in New Jersey?
In New Jersey, a "statute of repose" is a legal concept that imposes a time limit within which a lawsuit must be filed against a defendant. Statute of...
When it comes to filing for bankruptcy, one of the key considerations for individuals and businesses is the distinction between unsecured and secured debts. As a bankruptcy attorney, it is important...
In any bankruptcy petition you must list assets, liabilities and income honestly or you could be subject to an objection to your bankruptcy case or worse be charged criminally. Teresa and Giuseppe...
Filing a bankruptcy petition under any chapter of the Bankruptcy Code creates what is called an “automatic stay.” The automatic stay prevents creditors from taking action against a bankrupt...
The New Jersey Consumer Fraud Act (the Act) provides some of the broadest protections to consumers in the nation. The Act protects consumers from fraud in almost all aspects of sales and purchases,...
In New Jersey, Personal injury protection (PIP) benefits are a critical part of car insurance with respect to medical treatment. PIP coverage, also known as no-fault coverage, helps to pay for...
One of the best things about renting a car is getting behind the wheel of something new. Whether you are renting for business or pleasure, driving a rental car can be like getting an extended test...
As a bankruptcy attorney, I often see clients who are struggling with low credit scores and are looking for ways to improve their financial situation. While bankruptcy can be a helpful solution for...
As we have previously discussed, certain debts are excepted from discharge, meaning a debtor will still be responsible for them after their bankruptcy is concluded. This includes debts incurred by...
Introduction and Facts of Case
In a recent decision by the New Jersey Supreme Court, it determined “the standard of care that should apply to a coach’s decision to allow a high school field hockey...
Very often, bankruptcy is the next logical step in a person’s financial journey. However, misconceptions often surround bankruptcy with many people misunderstanding and, often, avoiding filing even...
According to the Consumer Financial Protection Bureau, the average price consumers paid for new vehicles reached a record high of $48,182 and monthly payments are up 19% from 20211. More importantly,...
The New Jersey Consumer Fraud Act (“NJCFA”) is generally regarded as one of the strongest consumer protection laws in the United States.
In 2021, the Federal Trade Commission (“FTC”) received 5.7 million total fraud and identity theft reports in 2021. 1.4 million of those were consumer identity theft cases. Together, $2.8 billion of...
In New Jersey, pursuing a personal injury claim when an individual is a minor is substantially different then seeking compensation for injuries when the victim is an adult. As minors, children do not...
Many individuals have encountered instances when they cannot keep up with payments on their financed vehicles due to circumstances that impact their income or expenses. When individuals cannot make...
Personal Injury Protection (“PIP”) is a type of insurance coverage that is provided along with all car insurance policies sold in New Jersey. PIP covers any medical treatment costs related to...
Although it may seem that the financial hardship caused Covid-19 is slowly clearing and businesses are beginning to see their first positive financial gains since March 2020, a major financial...
Perhaps the biggest misconception of filing for bankruptcy is how long it takes to rebuild your credit. The amount of time a bankruptcy stays on your credit report varies depending on the type of...
The term “preference payment” in a bankruptcy context can come as a surprise to many unsuspecting creditors. Picture this, you’re a small business, and one of your customers (also a small business)...
While filing bankruptcy normally allows a debtor a “fresh start” in regard to debts owed, not all debts are dischargeable. Dischargeable debts usually include those common debts, such as medical...
In New Jersey a lender can foreclose on property that acted as the collateral for the loan after the loan goes into default. After the lender obtains a final judgment in court, the lender can then...
The New Jersey legislature enacted the Workers’ Compensation Law with the purpose of reliving an injured employee of the burden of having to pay for their own medical care and additionally to replace...
As of the last few months – cryptocurrency brokerage firms such as Three Arrows Capital, and Celsius Network, Ltd. filed for Chapter 11 Bankruptcy. Unfortunately for some of their customers, there...
The Bankruptcy Code is a set of federal laws that affords debtors (the party that declares bankruptcy) certain protections,such as the automatic stay and debt discharge injunction. These protections...
Internationally, the United States is looked at as a land of opportunities. Many come here seeking better business opportunities, educational benefits, or any other route to the American Dream....
On June 21, 2022, President Biden signed into law the Bankruptcy Threshold Adjustment and Technical Corrections Act (Bill S. 3823). What Bill 3823 does is it increases the Chapter 13 debt limits...
When a person files for bankruptcy, they are beginning a complicated legal proceeding that involves multiple moving levers. Doing so creates obligations for both debtors and creditors, while also...
Under the bankruptcy code, a debtor my reject certain “executory contracts” as they can be considered liabilities to the estate. What this means is that a debtor may choose to assume, or reject,...
While it does not happen often, debtors do sometimes pass away while their Chapter 7 or Chapter 13 bankruptcy case is still pending. Those in their old age, or those attempting to discharge...
Generally, when individuals decide to start a business, one of the first task to complete is to incorporate the business and determine what type of business entity is best for their company. These...
On February 17, 2021, the New Jersey Supreme Court in Maison v. New Jersey Transit Corporation, et al. issued an opinion that heightened the standard of care owed to passengers on the New Jersey...
One of the most difficult issues that arise during a personal injury case is when the insured’s/defendant’s insurance company seeks to disclaim liability coverage. This can be extremely frustrating...
A few days ago, I met a couple from New Jersey looking for financial assistance. As we went over their financial difficulties, they began telling me about this “debt consolidation program” they were...
In March 2020, thousands of businesses were forced to shut down,many Americans were left without a job, and millions applied for unemployment benefits. According to State of New Jersey’s Department...
Discharge in bankruptcy means to eliminate, or wipe out, a debt. Under a Chapter 7 Bankruptcy for example, unsecured debt, such as credit cards, personal loans, or medical bills, can be completely...
Although we’re still a couple of months away, the April 15th tax deadline will be here before you know it, and if you already owe income taxes for previous tax years, you could be facing an even...
Filing for divorce is never an easy process. This can become more complicated when one of the spouses seeks to file for bankruptcy in the middle of a pending divorce proceeding. This blog will...
On January 18, 2022, Governor Murphy signed a historic bill that will permit an insured to file a bad faith claim against its own insurance company where it fails to reasonably settle an...
Due to COVID-19’s continuing negative impact on the economy, thousands of New Jersey residents are still experiencing financial difficulties. Among these are homeowners receiving foreclosure...
As the student loan debt crisis in America becomes more alarming, and with the U.S. reaching $1.73 trillion dollars student loan debt, the options to eliminate such debts are grim at best. As recent...
A severance agreement is a contract that employers often ask employees to sign upon termination. These agreements soften the blow of a firing or layoff because, in such agreements, an employer agrees...
The new law requiring insurance companies to disclose the policy limits before a lawsuit is filed to an injured party’s attorney will have a substantial positive impact on settlement discussions....
Background of S-1558
On July 22, 2021 Governor Murphy signed into law S-1558. This new law requires auto insurers to disclose policy coverage limits to an injury victim when requested by their...
The gift of mobility is something we often take for granted. After getting injured, there are many things that you may need assistance with – physical, let alone tedious, tasks. Then, you have...
Illness, divorce, foreclosure, and job loss—almost everyone will face one or more of these issues at some point in their lives, if not all of them at the same time. If you've ever been in this...
The vast network of roads and highways in New Jersey means that they are inescapably some of the busiest in the country, thus making car accidents a very common sight, and the predominant auto...
President Biden signed the “COVID-19 Bankruptcy Relief Extension Act” into law on March 27, 2021. Now, personal and small business bankruptcy relief provisions of last year’s CARES act are extended...
In New Jersey, after a buyer and seller sign a contract for purchase/sale of real estate, such as a house, there is typically a three-day attorney review period. This three-day review period is a...
The Covid-19/Coronavirus Pandemic has created a new defense to commercial leases and contracts into our legal landscape in New Jersey. Many businesses are unable to pay on their leases or perform on...
Wear and tear injuries are often overlooked by employees, dismissed as nothing significant, even though these injuries, developed over time, can merit workers’ compensation aid as occupational...
A Merchant Cash Advance (“MCA”) allows an MCA provider (“buyer) to purchase future credit or debit card sales from the merchant (“seller”). The payback amount depends on the merchant’s sale volume....
Update as of 6/14/21
Jamal Romero, Esq: Has the pandemic left you without a job and you can’t afford to move. Have you ever wondered if you can stop an eviction proceeding? The following information...
When you are behind on your mortgage payments, it is only a matter of time before you ask how long you have before the foreclosure process begins. In New Jersey, when you take out a mortgage loan,...
When you file for bankruptcy, you are often struggling to overcome the fees and debts that have smothered your financial status, so when you are offered a solution to escape that debt, your first...
When you file for bankruptcy, you often feel marked by the filing. Whether you’re buying a new car or looking for a new apartment to rent, you remain conscious that your bankruptcy will follow you....
When someone researches bankruptcy for the first time, they come across individuals discussing their experiences with two entirely different forms of bankruptcy: Chapter 7 or Chapter 13. Bankruptcy,...
Some parents do not see the harm in letting their underage children drink a little, but everyone should understand the dangers of giving an underaged person a drink before letting them drive drunk,...
A Merchant Cash Advance (“MCA”) allows an MCA provider (“buyer") to purchase future credit or debit card sales from the merchant (“seller”). The payback amount depends on the merchant’s sale volume....
It is hard to know how to file a personal injury lawsuit if you have never known someone who sued another party for damages. The process might seem unknowable or beyond understanding from the...
In New Jersey, understanding PIP coverage is essential, as it might be required to protect yourself when you need medical coverage. To illustrate how, consider this: the worst has happened: you are...
In theory, construction sites build. They are designed to help build towers to the sky, replaced damaged property with functional equivalents, and add curbside appeal to cities and towns in need of...
People injure themselves just by living their normal lives. The world is full of things that can hurt you. On occasion, these accidents are no one’s fault. These occasions, however, are few and far...
There is a pile of envelops, unopened, piling like a mountain outside your door – so dense and heavy you cannot escape your home. The statements from the bank reveal your accounts are empty. You have...
People know what murder is. They know what it means when a person dies in a vehicle crash or as the result of medical malpractice. These are terms that are familiar enough to a regular person that...
Reckless driving and reckless walking can lead to some unsafe situations. When someone drives around without looking at the road or walks on the road without looking, things, unsurprisingly, will go...
We are proud to present the first consensual Chapter 11 Subchapter V Bankruptcy Plan of Reorganization for an individual debtor. Here, the Debtor’s proposed plan of reorganization was approved by the...
Personal Injury cases often deal with car accidents. People can be seriously hurt or injured by a vehicle when driving. You might find yourself rammed from the side, rear-ended, or cut off in abrupt...
If you are a fan of police or legal procedural shows, you might be shocked by the New Jersey legal system’s lack of familiar criminal jargon. The state of New Jersey does not have “felony” or...
Marriage is a life-altering event for so many people. However, so is bankruptcy. When the two become embroiled in one another, things can quickly unravel into a complicated, involved mess. Such is...
You got your credit report in, and it is not looking too great for your score. Due to a myriad of unfulfilled financial commitments, your credit score is too low to take out new loans. For now, you...
When you hear that a vehicle crashes into a pedestrian, the first assumption is the driver was speeding or not paying attention to the road. When pedestrians are walking on the sidewalk or crossing...
We at Scura are always thinking about how to help more people. We seek to connect to families and businesses who might be facing a new set of financial woes or physical injures. To that end, we’re...
It is not an understatement to say that filing for bankruptcy can impact your credit score. Many fear the intense impact such a filing can have on their score, fearing apocalyptic repercussions of...
Everyone possesses something that carries with it great emotional value. It can be a possession we cherish, put on display, tell others its worth, and maintain even as years – decades, even – pass....
Every cyclist’s worst fear is being struck by a car while on the road. They might do everything right, driving along the curb with a helmet, a bell, and a light source for night driving. None of that...
Trauma doesn’t come with a price tag. If your car gets broken in, there’s monetary value to how much a new window or door may cost. If your leg breaks, therapy and hospitals will give you a fee for...
A lot of uncertainty comes when filing for bankruptcy. You set out in life with dreams of financial prosperity, only to need bankruptcy relief when life gets in the way. There are several anxieties...
The worst has happened. You’re driving your vehicle on the open road, eyes ahead. You are obeying every rule of the road, doing everything right. Then, something strikes your vehicle. Maybe a truck...
After you make an offer to buy a house and the seller accepts that offer, a pre-printed form of contract is usually prepared by a realtor setting forth the essential terms and is singed by both the...
Your fundamental and continuing obligation as a witness is to tell the truth. There can be no departure from that rule. However, the following are guidelines that may generally assist you in...
Scura, Wigfield, Heyer, Stevens & Cammarota, LLP, attorneys Peter Cammarota and Joe Hallock feature in this new special webinar. In this collaboration with New Jersey’s Seton Hall Alumni...
Property is the ultimate form of collateral. In New Jersey, when you take out your mortgages and pay your taxes, you offer up your property and home as collateral in case you fail to meet said...
Liens can be a complicated problem for many individuals dealing with heavy debt issues. A lien is a claim or legal right against assets, most often property or real estate, which are utilized as...
Fox and Falcon, a well-established bar and restaurant located in South Orange, New Jersey, has filed suit against Connecticut-based Hartford Insurance for failing to pay on the business interruption...
Small Business Administration (SBA) loans are no different than other debt and are dischargeable in business bankruptcy. An individual that has personally guaranteed a debt may also discharge an SBA...